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LIC New Jeevan Suraksha-I Bonus Rates. Calculate returns & Maturity Value

Check the Maturity Value for LIC New Jeevan Suraksha-I Policy. Calculate the returns in LIC New Jeevan Suraksha-I Plan. Vested Simple Reversionary Bonus from 2003-2004 to the latest values.

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Last Updated - May 15, 2023
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Bonus rates for LIC New Jeevan Suraksha-I Plan – Table No. 147

The table below shows the Bonus rates declared for LIC New Jeevan Suraksha-I Policy from inception. You can use this to calculate the LIC New Jeevan Suraksha-I Plan Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 – Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus

Financial Year

Policy Term(Years)
Bonus Rate

2016-2017
6
21

6 to 10
27

11 to 15
31

>=15
35

2015-2016
6
21

6 to 10
27

11 to 15
31

>=15
35

2014-2015
6
21

6 to 10
27

11 to 15
31

>=15
35

2013-2014
6
21

6 to 10
27

11 to 15
31

>=15
35

2012-2013
6
21

6 to 10
27

11 to 15
31

>=15
35

2011-2012
6
21

6 to 10
27

11 to 15
31

>=15
35

2010-2011
6
21

6 to 10
27

11 to 15
31

>=15
35

2009-2010
6
21

6 to 10
27

11 to 15
31

>=15
35

2008-2009
6
21

6 to 10
27

11 to 15
31

>=15
35

2007-2008
6
21

6 to 10
27

11 to 15
31

>=15
35

2006-2007
6
21

6 to 10
27

11 to 15
31

>=15
35

2005-2006
6
18

6 to 10
24

11 to 15
28

>=15
32

2004-2005
6
18

6 to 10
21

11 to 15
26

>=15
30

2003-2004

18

6 to 10
20

11 to 15
22

> 15 years
24

1st September, 2016
Special Diamond Jubilee Bonus – Details as below

One-time Diamond Jubilee Bonus

1st September is the Founding Day or LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it’s participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Jeevan Suraksha-I Plan are as shown below.

Policy Start Date
Bonus Rate

Apr 2011 to March 2016
5

Apr 2006 to March 2011
10

Apr 2001 to March 2006
15

Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy.

Maturity Value

So to get to the Maturity Value of LIC Jeevan Suraksha-I plan, you have to add all of the following – Sum Assured + Simple Reversionary Bonus + Any special bonus + Final Addition Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Suraksha-I  Policy.

Click to view a video on How to calculate the Maturity Value of your LIC policy.

Click here to check Bonus Rates of all LIC Policies

You can read more about the plan and it’s working here – LIC Jeevan Suraksha-I Plan Review.

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