Ask an Expert - Your Personal Insurance Advisor

This is the rule of car insurance. If your vehicle does not have a valid insurance policy, then you cannot claim for the same. Since your RC got changed only during your holiday, you should have waited to change the policy to your name before taking the car out of the garage. Because, once the... Read More>>

The comparison service for two wheelers is currently not available on the website. But you can directly purchase / renew your policy from the website of the insurance company.



Some of the companies you can check out are -



Tata AIG General Insurance - Buy Online



IFFCO Tokio General Insurance - Buy... Read More>>

Dear Nilanjan Sen,

Car Insurance Policy can only be taken in the name of the person in whose name the car has been registered. Thus, if the car has been registered in the name of your cousin, then you need to purchase the car insurance policy also in his name.

However, if you wish to purchase the plan... Read More>>

If you put your car in a garage which has a tie up with National Insurance Company, then you will get a cashless benefit as the insurer will directly reimburse the garage. However, if you put your car in a garage which doesnt have a tie up with National Insurance, then you need to make a payment and... Read More>>

Of course it does! If the damage is done out of sheer negligence then the claim is not settled completely. Only the third party damages are settled and the self damage extent depends on the underwriters discretion.



Hence you have to drive carefully. Hope everything would be ok and you would get the... Read More>>

You must choose your own car insurance policy according to your car model, service garage, no claim bonus rates payable, etc.



However, you can read our Guide to Help you buy the Best Car Insurance Policy which might help you choose one for yourself.



Some popular car insurance policies that you can... Read More>>

You can choose to renew it online but you would receive the attractive no claim bonuses only if you renew it offline through an agent.



It is best if you check with your previous agent to renew the same if you are looking at good and attractive discounts. However, if you still wish to renew it online,... Read More>>

If your car insurance policy has lapsed, you can still get a new car insurance policy done but there would be inspection from the insurance company before policy issuance and you might not get No Claim Bonus for that policy. Otherwise all terms and conditions would remain the same.



Insurance Policy... Read More>>

No Claim Bonus would be paid to you even if you change your insurer as Motor Insurance Portability is there. Hence you can surely go ahead and change your insurer to the one who gives you the least quote with maximum benefits.

 

You can always renew without a renewal notice. However since Motor Insurance Portability is there, you can choose to change your insurer and still get the no claim bonus.

The best option for your would be to check with your garage which insurance company they are tied up with so that cashless claim... Read More>>