Ask an Expert - Your Personal Insurance Advisor

Hi,

You need to contact the consumer redressal cell of LIC in case they are not responding to your claim and not updating you about the processing of the same. However, if you are not satisfied, you can raise the complaint to the Insurance Regulatory and Development Authority, IRDA.

Now, if you want... Read More>>

Dear Manik,

You would a detailed report of the Annual Claim of the last 7 years in the IRDA website. You can click on the following link and find out the report:



http://www.irda.gov.in/ADMINCMS/cms/frmGeneral_NoYearList.aspx?DF=AR&mid=11.1

and the 2011-2012 report is:

Hi,



You need to contact the Garage if you have opted for Cashless Car Insurance Claim since the garage would contact the insurance company and get the claim settled. However, if you have opted for reimbursement, then you need ton contact the customer care of the Insurance company with the reference... Read More>>

Dear Raja,



You can find the information on claim settlement in IRDA website, Annual Report. You can click on the link below and get the latest Annual report:

http://www.irda.gov.in/ADMINCMS/cms/frmGeneral_NoYearList.aspx?DF=AR&mid=11.1

As far as you state the truth while applying for the plan, there is... Read More>>

Hi,



You would a detailed report of the Annual Claim of the last 7 years in the IRDA website. You can click on the following link and find out the report:



http://www.irda.gov.in/ADMINCMS/cms/frmGeneral_NoYearList.aspx?DF=AR&mid=11.1

However, only Claim Settlement ratio does not define who and why the... Read More>>

Dear Bobby,

This falls under the jurisdiction of LIC since your father had expired before the policy matured. All you need to do is approach the LIC branch office along with the policy number, which you need to avail from the LIC agent who informed you about the plan and then present your views. You... Read More>>

Hi,



Please understand that you need to contact your insurance company for the claim. First you need to connect with your garage if you need cashless claim who will guide you with the process for the survey and the claim.

 

Hi,

Dear Netra,



After checking with the claims department of the LIC, I have been informed that according to the terms and conditions of the policy, the first day of hospitalization is not covered under the perview of the plan. Also the last 4 hours of the hospitalization is also not covered. So, if you... Read More>>

 Hi,