Ask an Expert - Your Personal Insurance Advisor

Dear Ravindra Srivastava,



Each and every Insurance Company strive their best to provide a policy with the best features and the cheapest rate. However, the plan which best suits your needs should be selected by you.



Some popular plans are listed below:



National Insurance Critical Illness Policy covers... Read More>>

National Insurance Critical Illness Policy covers 6 major illnesses and is one of the oldest such policies. The entire sum assured is paid out in lump sum on diagnosis of any of the 6 major critical illnesses that are covered.



Reliance Critical Illness policy covers 10 Critical Illnesses and... Read More>>

Critical Illness policies are usually not provided once any one critical illness has already been diagnosed. However, it entirely depends on the amount of risk the underwriter assesses.



Insurance is a business whereby the insurer as a company takes the risk of an individual policyholder for a... Read More>>

Critical Illness policy covers 9 or 10 most critical illness and typically covers all the mentioned illnesses, however it varies from compnay to company. Now, if you by any chance have Cancer or some other critical illness, then the expense for the same builds upto much more than the usual Rs 5 or... Read More>>

A Mediclaim Policy takes care of hospitalization expenses only. But, what happens if you unfortunately get any of the mentioned critical illnesses like cancer? In such cases, you are not hospitalized for too long. Maximum medication is at home. Thus your mediclaim policy would not come very handy if... Read More>>

Bharti Axa Critical Illness Policy is called Smarthealth Critical Illness Insurance Policy. This is a critical illness policy that can be extended for your entire family as well. It covers an extensive list of 20 major critical illnesses.



This policy has hospital cash allowance, recovery grant,... Read More>>

Dear Peter,

Critical Illness policies are usually not provided once any one critical illness has already been diagnosed. However, it entirely depends on the amount of risk the underwriter assesses.

Insurance is a business whereby the insurer as a company takes the risk of an individual policyholder... Read More>>

Dear Joydev, Critical Illness Plan covers 9 or 10 most critical illness. Now, if you by any chance have Cancer or some other critical illness, then the expense for the same builds upto much more than the usual Rs 5 or Rs 10 lakhs of health insurance cover that people have.

However, there is a basic... Read More>>

Critical Illness policy covers 9 or 10 most critical illness. Now, if you by any chance have Cancer or some other critical illness, then the expense for the same builds upto much more than the usual Rs 5 or Rs 10 lakhs of health insurance cover that people have.



However, there is a basic difference... Read More>>

Most health insurance companies provide for pre-existing diseases cover only after a few years. Hence the faster you purchase the plan, the quicker your 3-4 years of waiting period would be over and everything would be covered.



However, since your mother has suffered a critical illness, there might... Read More>>