Ask an Expert - Your Personal Insurance Advisor

HDFC Assurance Plan is an Endowment insurance policy. It is a with profits plan which means you are eligible for bonus. 



The policy term is for 10 years only. Entry age for this policy is between 18 years and 50 years.



You do not need to undergo any medical test to avail this policy.



At maturity, the... Read More>>

It is a little unclear on what you are upset about. But I will try to resolve some of the query. An insurance company sells policies through various channels such as banks, brokers, agents, website, call centres, etc. The channels are paid either commission or fees on every sale depending on the... Read More>>

HDFC SL ClassicAssure Insurance Plan is a with profits plan that offers a lump sum payment on survival up to the maturity date. In this plan, the policyholder has to pay premiums for only 7 years.



The policy brochure does not share any such condition that one should be an existing customer of HDFC... Read More>>

Dear Medha,



There are many companies with various life insurance policies and there are strenghts and weaknesses of each policy and the company. You need to compare and choose the plan which best fits your needs irrespective of the insurance company. Since all companies are regulatred by the IRDA,... Read More>>

Dear Sapan Saxena,



As long as you are revealing all truths about yourself at the time of purchasing the plan, it does not matter how the Life Insured dies. That it, even if the Life Insured chooses to take up smoking, drinking, some dangerous sports, etc. it is entirely his choice and the Life... Read More>>

Dear Abhilash,



For us to be able to provide in details about the policy that hold from Bajaj Allianz, we would need to know the name of the policy that you have and what is the mode of premium payment. Without such details it would not be possible for us to provide any details because ULIPs,... Read More>>

Dear Sachin,



Is it really possible to shred all your tensions by just purchasing a Life Insurance Policy? But it can surely reduce your tensions to a certain level if you take appropriate coverage.



To ensure that your family is adequately covered, you need to take a combination of 2 or more plans. The... Read More>>

Hi,



You can avail as many insurance policies as you require and can afford.The Insurance Companies have no restriction on the same. However, all you are required to do is declare all your existing plans while applying for the fresh plan.If you do not delcare and there is a claim requirement, then... Read More>>

Dear Amit,



It entirely depends on your risk appetite whether you should choose a Mutual Fund or an Endowment Plan. If you wish to take the underlying risk involved in Mutual Fund for the prospective returns, then you should opt for MF. However,  if you want secured returns, then LIC Jeevan Saral is a... Read More>>

 Dear Ivan,

We are an online portal where we provide information and comparison of insurance policies across companies. Hence, if you have purchased a Life Insurance Policy, it would surely be from an Insurance Company and not us. Hence we request you to please apply for a duplicate policy document... Read More>>