Ask an Expert - Your Personal Insurance Advisor

Dear Ashu,



Maternity Insurance is one of the very important kind of Insurance Policies that needs to be availed since the cost of delivery and childbirth has gone up so much.



Since you are planning for a baby next year, ypu can opt for Oriental Insurance Universal Health Insurance Scheme covers... Read More>>

If both of your are included in each other's plan, then it will surely be covered. However, if the same is not so, then it entirely depends on the terms and conditions of the plan whether your Maternity Claim will be admitted or not, since your wife is not included and she will be the one... Read More>>

You can cover the cost of your pregnancy and deliver only if it is planned ahead.



There are quite a few Health Insurance Products which offer great Maternity Benefits. Among them you can definitely consider:

1.Star Health Wedding Gift Insurance Policy, where along with delivery, even post-delivery... Read More>>

There are few Health Insurance Products which offer Maternity Benefits. Some of the ones you can look at are :

 

1. Star Health Wedding Gift Insurance Policy, where along with delivery, even post-delivery complications for the mother and child, pre-natal and post-natal expenses, foetus disorder... Read More>>

It is a very good effort from you to cover your pregnancy related issues in advance.



There are quite a few Health Insurance Products which offer great Maternity Benefits. Among them you can definitely consider:



1.Star Health Wedding Gift Insurance Policy, where along with delivery, even post-delivery... Read More>>

There are few Health Insurance Products which offer Maternity Benefits such as –



1. Max Bupa Heartbeat Insurance Plan, where 2 deliveries are covered. They also cover New Born Babies and First Year Vaccinations. The waiting period for Maternity Benefit is 24 months, i.e. if you are planning for a... Read More>>

It is amazing thing that you are concerned about maternity insurance as care for pregnant women is of extreme importance for a healthy baby to be born. There are few Health Insurance Products which offer Maternity Benefits such as –



1.Max Bupa Heartbeat Family Floater Insurance Plan, where 2... Read More>>

Dear Saathish,

Maternity Insurance has waiting period for a minimum of 9 months and hence it cannot be availed after conceiving. It needs to be purchased before planning, so that full benefit of the Maternity Insurance Plan can be availed.

You can read Planning for a child-Plan a Maternity Insurance... Read More>>

Oriental Insurance Universal Health Insurance Scheme covers Maternity expenses after a small waiting period of 12 months but it pays only Rs 2500/- for normal and Rs.5000/- for caesarean delivery. Most individual health policies cover Maternity Expenses after a waiting period of 24 to 48 months.... Read More>>

It is a good effort from you to cover your pregnancy related issues in advance. There are quite a few Health Insurance Products which offer Maternity Benefits such as –



1.Star Health Wedding Gift Insurance Policy, where along with delivery, even post-delivery complications for the mother and child,... Read More>>