Ask an Expert - Your Personal Insurance Advisor

Dear Syed,



However, most Term Policies in India offered by the insurers can be purchased by a Non Resident Indian, NRI or a Person of Indian Origin, PIO simply by filling an additional NRI Questionnaire.They are not separate policies but the same policies that are offered to resident indians also.

But... Read More>>

Hi,



Before you opt for a Term Plan, let me tell you that it being a pure protection plan has no maturity benefit. hence if you survive till the end of the plan, then NOTHING would be payable to you as maturity benefit.



Alternately, you could opt for Term Plan with Return of Premium option. It is a... Read More>>

Hi,

Since you are looking at securing your future with pension plan, you need to weigh the pros and cons properly. There are many number of policies that can be purchased by an NRI (NOn-resident Indian ) or a PIO (Person from Indian origin). However, it entirely depends on the underwriters whether... Read More>>

Dear Naveen,



Term Plans being a pure protection plan can be purchased at a low cost even though you may be opting for a large cover. There are many policies in India that cater to the needs and requirements of an NRI or a PIO and the very policies that a resident indian can apply can also be taken by... Read More>>

Dear Rayomand,



If you are looking for a Pure Protection Plan, then Term Plan is the answer to your need. However, it is a pure protection plan with no or low(if any at all) maturity benefit. 



Now, whether it can be purchased by you or not depends on your country of residence, nature of occupation,... Read More>>

Most of the policies by any insurer can be purchased by an NRI (NOn-resident Indian ) or a PIO (Person from Indian origin). However, it entirely depends on the underwriters whether they would be able to accept your policy or not depending on facts like place of residence, occupation and other... Read More>>

Term Plans or Pure Protection Plans are a great choice for family security. However, most term policies in India offered by the insurers can be purchased by a Non Resident Indian, NRI or a Person of Indian Origin, PIO simply by filling an additional NRI Questionnaire.They are not separate policies... Read More>>

Term Plans are pure protection plans. Whether it can be purchased by you or not depends on your country of residence, nature of occupation, etc.  



However, most term policies in India can be purchased by a Non Resident Indian, NRI or a Person of Indian Origin, PIO simply by filling an additional NRI... Read More>>

There are many number of policies that can be purchased by an NRI (NOn-resident Indian ) or a PIO (Person from Indian origin). However, it entirely depends on the underwriters whether they would be able to accept your policy or not depending on facts like place of residence, occupation and other... Read More>>

If you are an Non Resident Indian or a Person of Indian Origin, then you would be able to purchase Term Plans in India even if you are holding OCI Card and living in India or outside. However, if you are an US Citizen and have no connection with India, then it entirely depends on the underwriters... Read More>>