Ask an Expert - Your Personal Insurance Advisor

Dear Pradeep,

You can opt for any plan by just filling up an NRI or PIO form. However, there are some additional formalities for Term Plans, since the risk level is much higher.

But the extent of the coverage would depend on the underwriter's discretion depending on your coverage requirement, their... Read More>>

You can opt for any plan by just filling up an NRI or PIO form. However, there are some additional formalities for Term Plans, since the risk level is much higher.



But the extent of the coverage would depend on the underwriter's discretion depending on your coverage requirement, their risk taking... Read More>>

Dear Pallavi,

1. Premium would depend on the age at entry and not change thereafter. It is taken into consideration that age will increase every year and thus accounted for. The premium for a term plan remains constant throughout the policy tenure.

2. There are some good Critical Illness Plans that... Read More>>

Dear Vipul,

You can opt for any plan by just filling up an NRI or PIO form. However, there are some additional formalities for Term Plans, since the risk level is much higher.



But the extent of the coverage would depend on the underwriter's discretion depending on your coverage requirement, their risk... Read More>>

Dear Devang,



You can opt for any plan by just filling up an NRI or PIO form. However, there are some additional formalities for Term Plans, since the risk level is much higher.



But the extent of the coverage would depend on the underwriter's discretion depending on your coverage requirement, their... Read More>>

Dear Rajeev,



You can opt for any plan by just filling up an NRI or PIO form. However, there are some additional formalities for Term Plans, since the risk level is much higher.



But the extent of the coverage would depend on the underwriter's discretion depending on your coverage requirement, their... Read More>>

 Dear Pramod,