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I already have a family floater insurance of ICICI Prudential Life Insurance for Rs 5 lakhs. However, I would like to enhance the amount of cover by Rs 3 lakhs . Is it better to top up the cover on the same policy or should we go in for a separate policy with the same or another insurance company.
Dear Madhavan,Since you are saying that you already have a Family Floater Health Insurance Plan for your family from ICICI Prudential Life Insurance and you only wish to increase the coverage by another Rs 3 lacs, you can opt for Top Up Health Insurance Plan or a Super Top Up Health Insurance Plan.A... Read More>>
Can an individual take 2 mediclaim policies for Rs. 1 lakh with 2 different Insurance Companies? If yes, then if the hospitalization cost was Rs. 2 lakhs can he claim Rs. 1 lakh with each of the Insurance companies?
Hi,There is no problem if you wish to avail 2 different Health Insurance Policies and if the limit of one gets exhausted, then you can claim the remaining amount from the other plan.However, if you need 2 health insurance plans, it would be a better deal if you opt for one Health Insurance Plan and... Read More>>
Can I take Mediclaim Policies from two different companies? What is the maximum health insurance cover a person can take? Is the waiting period covered under a health insurance policy for pre-existing diseases,etc., will also be applicable/admissible on another/additional mediclaim policy taken...
You can always choose to avail 2 health insurance policies and if the limit of one gets exhausted, then you can claim the remaining amount from the other plan.
There is no maximum limit on the health coverage that one can avail. If the insurance company offers a Rs 10 lacs of individual coverage,... Read More>>
I have completed 76 & my wife 77 years. We both are covered under Medical Shield of Royal Sundaram for last 7 years for Rs. 2.00 Lakhs each. We want to increase the coverage by another Rs, 3.00 Lakh each for both of us. Is there a scheme which can provide us international coverage, as we are with our...
Since you already have a Health Insurance Plan for your family from Royal Sundaram and you have categorically mentioned that you only wish to increase the coverage by another Rs 3 lacs, you can opt for Top Up Health Insurance Plan or a Super Top Up Health Insurance Plan.
A Top Up Plan provides for... Read More>>
Sir i have mediclaim family floater of 3.5 lakh from oriental insurance since last 4 years at premium of 6700- my age is 40 yrs wife 35 and daughters 4 and 5 yrs. I want to increase the insurance amount to 5 lakh what should i do company agent say it will be a new policy please suggest how can i...
Since you already have a Health Insurance Plan for your family and you wish to only to increase the coverage, you can opt for Top Up Health Insurance Plan or a Super Top Up Health Insurance Plan.A Top Up Plan provides for coverage of expenses arising from a single illness or disease in one year but... Read More>>
I WANT TO TAKE HIGH DEDUCTIBLE POLICY AND CONSIDERING STAR, APOLLO AND BAJAJ. WHICH IS THE BEST ONE. PRESENTLY I AM HAVING HEALTH POLICY WITH SI RS.3.00 L
If you are looking at an economic Top Up Health plan, then you can consider United India Top Up Plan. It is a good and economic plan and hence a great value for money.Otherwise, Star Health Top Up Plan is one of the most popular in the industry and has one of the least exclusions and thus a wider... Read More>>
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