Dear Bheem,

You can opt for a stand alone critical illness plan from

1. National Insurance Critical Illness Policy covers 6 major illnesses and is one of the oldest such policies. The entire sum assured is paid out in lump sum on diagnosis of any of the 6 major critical illnesses that are covered. 

Dear Sharon,

There are some good Critical Illness Plans that you can consider: 



1. National Insurance Critical Illness Policy covers 6 major illnesses and is one of the oldest such policies. The entire sum assured is paid out in lump sum on diagnosis of any of the 6 major critical illnesses that are... Read More>>

Dear Rahul,

I am very sorry to hear about your cancer. However, once you have been diagnosed of any illness, it is always taken as an exclusion for any plan and not given coverage for a certain illness and its treatment after it has already been diagnosed.

You can however take a plan, but your cancer... Read More>>

Dear Tarun,

It is a good idea to opt for a Term plan with Critical illness benefit than a stand alone Critical Illness Plan as it servies a dual purpose of life coverage along with critical illness benefit. 



SBI Life Smart Shield Plan is a Term Plan where you can opt for Accidental Death Benefit Rider... Read More>>

Dear Anurag,



The basic difference between a Stand Alone Critical Illness Plan and a Health Plan with Critical Illness Rider is that in a Health Plan you get benefits even if you are not diagnosed with any critical illnesses within the policy tenure. Whereas Stand Alone Critical Illness Plans are much... Read More>>

Hi,

Please understand that you can cover yourself against illness before they are diagnosed and not afterwards. If you cover your father now, which you surely can but there would be a waiting period for all the pre-existing diseases. Thus, if the illnesshas already been diagnosed, then it is not a... Read More>>

Dear Chetan,



There are some good Critical Illness Plans that you can consider but you need to opt separate plans for all insured people.



National Insurance Critical Illness Policy covers 6 major illnesses and is one of the oldest such policies. The entire sum assured is paid out in lump sum on... Read More>>

Hi,

It completelely depends on the terms and conditions of the policy. In some case, the cost of the medical tests need to be borne by the policyholder himself but that should be written in the Terms and Conditions of the plan. So, you need to check with the Insurance Company to provide it to you in... Read More>>

Dear Rafi,



You can consider all the possible options for Critical Illness Benefits:



National Insurance Critical Illness Policy covers 6 major illnesses and is one of the oldest such policies. The entire sum assured is paid out in lump sum on diagnosis of any of the 6 major critical illnesses that are... Read More>>

Dear Ravindra Srivastava,



Each and every Insurance Company strive their best to provide a policy with the best features and the cheapest rate. However, the plan which best suits your needs should be selected by you.



Some popular plans are listed below:



National Insurance Critical Illness Policy covers... Read More>>