user
pkoustubh

Question

Hi, I want to take Health Insurance for me and my family. Please suggest me best plan for Helat Insurance. Regards, Koustubh

  • Asked By: pkoustubh
  • On: 27th Feb 2012 5:22 PM
  • Answered Within: 8 Hours
expert
MIC Expert

Answer

Hi,

It is a great initiative to secure your family's health expenses by opting for a Health Insurance Plan, especially with the rising cost of medication in the country. The best plan in the industry depends completely on your needs and choice. However, if you need a good cashless family floater plan, you can consider the following:

National Insurance Parivar Plan
Tata AIG Wellsurance Family Plan
Max Bupa Heartbeat Family Floater Plan

There are many good plans but it entirely depends upon your requirements.
However, before you purchase a family floater plan, please consider the following points:

1. List of Network of hospitals where you will get cashless facilities, so that in case of any emergency you know exactly which hospital to rush to

2. The TPA(Third Party Administrator) who will be helping you with the claim procedure if any

3. In case there are any pre-existing diseases for any of you, then it must be mentioned in the proposal form so that after the waiting period is over, the same would be covered.
Premium depends on the age of the oldest person, the options you choose and your health conditions.

If you would like the company representatives to call you, you can provide us with your contact details and we can arrange for a call back for you.

  • Answered By: MIC Expert
  • On: 28th Feb 2012 1:39 AM

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