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Of course it does! If the damage is done out of sheer negligence then the claim is not settled completely. Only the third party damages are settled and the self damage extent depends on the underwriters discretion.
Hence you have to drive carefully. Hope everything would be ok and you would get the claim settled easily. All the best!
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i just purchased a honda accord (2nd hand) and got ownership transferred on RC as well. Car was insured by HDFC ERGO. How can i get the insurance transferred in my name
If you have purchased the car with a valid Insurance Policy the same needs to be transferred to your name. According to the rule, as soon as the sale deed is done, there is a Form 29 and a Form 30, which needs to be submitted to the Insurance Company even before the Registration Certificate is... Read More>>
I have a zero debt insurance of my car and it met with an accident last week , Can u brief about what will i have to shell and and what will insurance company pay. Its a Ford Figo and the expenses or the estimated bill will be around 1.5lakhs + labour.
Hi Bipin,It is surprising to know that your car met with the accident last week and you still do not have the break up of amount payable by you and the insurance company. The process of claim usually is -1) Go to the authorised service centre of your Ford dealer2) Register your claim3) Insurance... Read More>>
MY BIKE'S INSURANCE GOT EXPIRED, I WANT TO RENEW IT..I GOT SHIFTED TO BHUBNESWAR...77xxxxx3
You can compare online and choose a plan for yourself.
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However since your policy has lapsed, you might have to get the same surveyed before it can be renewed. Also, you will have to check whether or not you can get your No Claim Bonus as it depends on the... Read More>>
Sir i purchased Ford Figo in Oct 2013 and my insurance was with Future Generali ins. I took 4 claims till Aug 2014.
Then they canceled my policy saying that i have bad claim ratio and i have to get insurance from some other company .and submit the proof of it to get refund on pro rata...
Since you have had 4 claims in the first year of the policy, they have considered your car as a "High Risk Vehicle" and thus they have decided not to continue with the same. The Insurance Company had issued a Policy Bond for the coverage tenure of 1 year, i.e. till September 2014. They might however... Read More>>
I am purchasing a new car and handed my old car in exchange, to the car dealer. My old policy was having 50% NCB.
Please guide the procedure to transfer the NCB to the new car.
At the time of transferring your NCB, you need to submit your older policy at the time of purchase and they will be able to do the processing for you. You need to submit the policy the policy details
Sir I have purchased Hyundai X cent in may 2014. I have taken insurance from Bajaj alianz through dealer. It was zero dep. Insurance. The premium amount was approx 20000. Some body has told me that it would have been cheaper if it was taken online directly from Bajaj alianz. Is it true?? Can I get...
You can compare and get the best rate for the same by clicking on:
FEW DAYS BACK MY CAR DZIRE 2012 MAJORLY DAMAGED IN AN ACCIDENT.
DAMAGED FROM BACK SIDE EVEN ALSO FROM FRONT.
IDV RS. 5.26 LAKH, REPAIR ESTIMATE RS. 2.9 LAKH, IN MY HAND TO BE PAY RS. 60,000 (APPROX).
I DON'T WANT TO REPAIR CAR, WANNA COVER IT UNDER TOTAL LOSS.
WHAT OPTION DO I HAVE FOR TOTAL...
In car insurance, a total loss is a judgment (decision) by the insurance company, that the lost value or repair cost of a damaged property exceeds the value of its policy / depreciated worth. The total loss also factors other incidental expenses beyond repair, such as salvage. In your case the car’s... Read More>>
Sir what will be my premium amt Second year For car insurance at 0%dep, if no claim is made in last one year. Also plz tell, if claim made
Premium depends on a lot of things like the Car Make, Year of manufacture, etc. You can get the quote at:
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Hi, I plan to buy Toyota Fortuner 2014, 4x2 AT. Can you please send me a quote with the best price for a Comprehensive and with Add Ons one year insurance.
Since you will be purchasing a new car, you might be asked by your dealer that have to purchase the Car Insurance Policy from them and they will offer you Toyota Assure benefits. However, you may still have your own preference for the same.
You can compare the quotes online by clicking
Compare Car... Read More>>
Hi sir i have swift vdi car 2011 sep model car as of june month noclaim. When iam in travel my back tire get blast imm car swifted to left side and get damage for left side front& left back door bumber get damaged. Car compay has evaluate as 1 lakhs & 30 thousand. No damage for driver & any persons...
What the Insurance Company is asking for is a MCR-Motor Collision Report and not a General Diary or GD. A MCR is mandatory for a car insurance claim other than in case of self damage. So you need file a MCR at the nearest police station where the accident took place with reference to date, time,... Read More>>
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