All car insurance policies are covered from the front bumper to the rear bumper and in local linguist it is called bumper to bumper insurance. There are basically 2 types of car insurance policies... comprehensive insurance and third party.

You need to raise a claim within 15 days of the accident, else the part would be rusted and the claim would be rejected due to old accident. Thus, you can claim now even if the RC is not in your name yet. Even then you can claim because Insurance companies are liable to pay even if there is a change... Read More>>

If 90 days have lapsed from the due date of the previous plan, then NCB would not be payable. You would be eligible for a NCB under the following 2 conditions:

-If a claim is made during the policy year, no NCB will be given in the corresponding next year

-If the policy is not renewed within 90 days... Read More>>

The insurance company asks the agents to click car photos if there is a break in insurance. This would mean that you did not renew your car insurance on expiry date (of the previous policy). If there is any damage done before the commencement of the policy date then the insurance company will reject... Read More>>

Car Insurance policy was always portable and you can renew it from anywhere but ensure you apply for the same well in advance in case there is a verification process. Hope this resolves your query.

3 Most important things to keep in mind while purchasing a Car insurance Policy:

1. The value of your... Read More>>

• Asked By: divesh
• On: 16th Feb 2013
• Answered Within: 1 Days