which is the best term plan with return premium option

  • Asked By: venkataramana
  • On: 17th Jul 2011 7:28 PM
  • Answered Within: 21 Hours
MIC Expert


There are many Term Plans with return of premium option. Quite a few of them are good ones, however, what suits you the best you be the best as far as you are concerned.

Some good Term Plans with Return of Premium option are:
1. Bajaj Allianz Term Care- has 5 amazing riders and offers large cover at low cost
2. Reliance Special Term Plan has 2 riders and woman discount
3. Tata AIG LifePlus- Accidental rider benefits along with Guaranteed Surrender Benefit
4. ICICI Pru Lifeguard TROP- Accidental Death and Disability rider and Waiver of Premium rider and unique feature of availing 5 years of extended cover post maturity of the policy without any additional payment of premium at 50% of the original sum assured.

You please choose according to your requirements. However, if you need any additional help, write in the box below.

  • Answered By: MIC Expert
  • On: 18th Jul 2011 4:32 PM

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