Which mediclaim policy covers pregnancy or Delivery expances?

  • Asked By: manju
  • On: 17th Jun 2011 3:31 PM
  • Answered Within: 4 Hours
MIC Expert


The best policies for maternity and related expenses would be

1.Star Wedding Gift- covers delivery, pre and post natal complications for both mother and child, new born babies. The waiting period is 36 months. However it can reduced to 24 months if policy taken for 4 years

2.Max Bupa Heartbeat Plan, which covers all maternity related complications and new born child and their vaccinations and nutrition requirement also. The waiting period is 24 months

3.Oriental Insurance Universal Health Insurance Scheme- In this plan, Rs. 2500 is paid for normal delivery and Rs.5000 for caesarean delivery. The waiting period is only 12 months.

4.Apollo Munich Easy Health Individual Insurance Plan, pays for Rs 15000 to Rs 25000 for normal delivery and Rs 25000 to Rs 40000 for caesarean delivery. However, the waiting period is 48 months.

  • Answered By: MIC Expert
  • On: 17th Jun 2011 7:59 PM
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