All the insurance companies, both life and general insurance, are established players or have tied up with a foreign partner who have a proven track record and considerable experience in the insurance sector. Also, our insurance regulator (IRDA) has stringent financial norms for companies entering the sector with a stipulated liquidity buffer to be maintained to cover all unforeseen eventualities. The investments made by you are absolutely safe. This should not be a factor to decide against making insurance decisions which are the most crucial components of any person and his family's life
