HDFC ERGO General Insurance

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HDFC Ergo General Insurance Company is a joint venture between HDFC Limited of India and the Munich based Ergo International AG. HDFC Limited holds 74% equity in this joint venture while the remainder 26% is held by Ergo International AG.

HDFC Ergo has a large network in India across 70 cities and multiple branches in some cities. The company has a large basket of products to meet the different insurance requirements of individuals and companies.

HDFC Limited is India’s largest housing finance company providing financing solutions for individuals wanting to buy homes. The company was setup 30 years ago and has since been the best housing finance group with over 3 million customers and growing.

Ergo International AG is part of the Munich Re group which is one of the largest reinsurers in the world. Ergo is present in more than 30 countries spread across Europe and Asia. The group is based out of Germany and has a large market presence in Germany and Europe. In Europe it is the largest insurer in the health and legal expenses insurance market.

Ritesh Kumar is the Managing Director & CEO of HDFC Ergo General Insurance Company.