In India, the need to take a health insurance policy to protect individuals and their family, against unforeseen health-related expenses is ever-increasing. The advantages of having a health insurance cover are many. Most importantly it provides peace of mind by safeguarding you against any out-of-pocket expenses. Insurance companies have customized policies to suit your needs. Individual and family floater options, cashless facilities, day care expenses, cover for pre-existing diseases like...  Read More »

The Tamil Nadu government had launched a health insurance scheme for those living below the poverty line in July 2009. It was named the Kalaignar Insurance Scheme and covers a four member family for a period of 4 years. The scheme takes care of expenses incurred on account of life saving treatment.

Speaking to the media, the chairman of IRDA, Mr J Hari Narayan has expressed concerns on the viability of such schemes with such low premiums. The scheme is called Kalaignar Kapitu Thittam and...  Read More »