Tamilnadu Chief Minister J Jayalalitha, has announced a comprehensive medical insurance scheme which will provide a cover of up to Rs 1 lakh per year.
Commenting on this new scheme, the Chief Minister said that it will cover 950 medical procedures for up to Rs 1 lakh, which would be allowed for up to 1.50 lakh for treatment of certain diseases or conditions. She added that steps would be taken to choose an insurance firm for carrying out the new scheme.
The highlights of the new scheme announced by the CM are that it will cover 950 procedures as against only 650 procedures covered under the previous scheme. Moreover, this new health insurance or medical insurance scheme aims to cover advanced and neo-natal treatments; diagnostic charges for surgical as well as non-surgical procedures recommended by government hospitals or authorized medical camps.
Kalaignar Insurance scheme expired on July 5th, this year. The CM said that it did not fully meet the requirements of the people and had only paved the way for the growth of private insurance firms and hospitals. She added that the new scheme would also cover the diagnostic charges a day prior to the hospitalisation and 5 days after discharge. The costs on post-operative treatments for certain diseases would be fixed and paid later.
Until the selection of such insurance firm, the people who require any treatments will be allowed under the existing Kalaignar Insurance Scheme. The government will send the incurred amount on treatments directly to the hospital.