Child Insurance

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Benefits of Child Plans

Child Insurance Plans are the best way for investing in your child's future. From a very early age of the child, the parent can invest fixed amounts every year which can be timed to mature when the child attains a certain age, say 18 years. Major events in the child's life, like marriage or higher studies can be planned and financed by Child Insurance Policies if the parent takes adequate plans at the right time. Plans can be purchased as soon as the Child is born.

In certain Child Plans there are built-in flexibilities which keep the policy active and waive off the premium even after the death of the parents. These options are extremely useful as no other financial instrument offers such flexible options. Most plans come with built-in riders or add-on covers such as Waiver of Premium benefit.

Child Insurance Plans come in 2 variants - Traditional plans in which the amount of payout is guaranteed and ULIPs in which part of the amount paid as premiums every year is invested in financial instruments which are known to appreciate greatly over a long period of time.

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Recently Answered Questions on Child Plans

Q.Hello, i am 35 year old and my two kids (2.5 and 6.9 years), which policy is better to c...

  • Asked By: deepak
  • On: 16th Oct 2014
  • Answered Within: 3 Days

Q.Please suggest a policy for my son whos 6 months old .i have jeevan tarang , jeevan anad...

  • Asked By: Siva Venkata Prasad Reddy.Madire
  • On: 16th Sep 2014
  • Answered Within: 2 Days

Q.Hello, my baby is 9 months old and I am looking for a insurance plan from a good bank/in...

  • Asked By: prateek gupta
  • On: 9th Sep 2014
  • Answered Within: 1 Days

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