Bharti AXA Life Eprotect



Bharti AXA Life eProtect Term Insurance Plan
Bharti AXA Life eProtect Plan is a vanilla Term Plan for high sum assured of Rs 25 lacs and more. This is a Traditional Plan without Bonus facility which can be purchased online.
How it works – In this plan, premium needs to be paid till the end of the Policy Term as chosen. There is no Maturity Benefit in this plan. However, if the Life Insured dies within the Policy Tenure, then the Sum Assured is paid as Death Benefit to the nominee and the policy would be terminated. This plan is purely for protection purpose.
Key Features of Bharti AXA Life eProtect Term Insurance Plan
  • It is a pure Term Insurance Policy with Death Benefit
  • This plan has only Death Benefit and no Maturity Benefit
  • The minimum Sum Assured is Rs 25 lacs
  • This plan has the Family Care Benefit option, where a cheque of Rs 1 lac is paid immediately within 48 hours of claim submission to take care of immediate expenses before verification
  • This policy offers reduced premium for non-smokers policyholders

Have any doubts that need to be clarified? Request a Call Back
Benefits you get from Bharti AXA Life eProtect Term Insurance Policy
Death Benefit – In case of death of the life insured, the nominee gets the sum assured under the plan
Maturity Benefit – There are no maturity benefits under this plan.
Income Tax Benefit - Life Insurance premiums paid up to Rs.1,00,000 are allowed as a deduction from the taxable income each year under section 80C
Eligibility conditions and other restrictions in Bharti AXA Life eProtect Plan

Sum Assured (in Rs.)
No Limit
Policy Term (in years)
Premium Payment Term (in years)
Equal to policy term
Equal to policy term
Entry Age of Policyholder (in years)
60 Years (–) Policy Term
Age at Maturity (in years)
Premium (in Rs.)
Payment modes
Yearly and Half-Yearly only

Sample illustration of premium amount in Bharti AXA Life eProtect Plan
The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 1 crore and Policy Term = 20 years
Bharti AXA Life eProtect Term Plan Sample Premiums


Additional Features & Benefits of Bharti AXA Life eProtect Term Insurance Policy
Riders – There are no additional riders available with this plan
What happens if?
You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period of the unpaid premium due date. It can however be re-instated within 2 years of lapsation by paying up all due premiums with interest.
You want to surrender the policy – There are no surrender benefits under this term plan.
You want a loan against your policy – Loan facility is not available under this policy.
Some online Term Plans from other insurance companies
Other Term Plans from Bharti AXA Life Insurance
~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the Bharti AXA Life Eprotect brochure and insurance company's website. It should not be construed as a Critical or Favourable Bharti AXA Life Eprotect Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.

Leave a Comment

Dear Sir/Madam,

It is require to write Family Care Benefit option in the form. OR
for taking Family Care Benefit option any other form have to fill ????

By Dinesh Bhimate on Dec 28, 2012 Reply

family care benefit is an inbuilt feature you need not to mention it, it is there by default...

Ashwani Awasthi

Replied By Ashwani Awasthi on Mar 09, 2013 Reply

Dear Shiva, we will surely help you out. We have written a mail to you regarding this. Please check your mail box.
In the meantime, you can do an instant comparison of premiums here

By Myinsuranceclub on Dec 03, 2012 Reply


I am interested in Term policy which should cover 1Cr

By Shiva Patil on Nov 29, 2012 Reply

regrete to inform your LIFEePROTECT plan premium calculator is not opening for premium calculation. I am ur old customer. desire to buy term policy.
sincerly, kate

By Kate A. P. on Jul 08, 2012 Reply

buy online

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