HDFC Sampoorn Samridhi Plan

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HDFC Life Sampoorn Samridhi Insurance Plan

 

 

HDFC Life Sampoorn Samridhi Insurance Plan is a simple traditional plan which has 2 unique options of Enhanced Cash and Enhanced Life Cover. Thus, if the policyholder opts for Enhanced Cash Option, he would get the usual Maturity Benefits along with additional Bonus and if he opts for Enhanced Life Cover, then he would get life protection till 99 years of age. Hence the second option is a whole life cum endowment plan. However, if the life insured dies within the policy term, then the Sum Assured along Bonus accumulated till then would be paid to the nominee. This plan also has additional Accidental Death Benefit.


 

Key Features of HDFC Life Sampoorn Samridhi Insurance Plan

 

  • It is an Endowment Plan with choice of Maturity Options
  • Offers High Sum Assured discount for policies with more than Rs 5 Lakhs Sum Assured
  • Accidental Death Benefit is in built with the policy 

 

 

Benefits you get from HDFC Life Sampoorn Samridhi Insurance Plan

 

Death Benefit – In case of death of the life insured, the nominee gets the sum assured and bonus accrued till death under the plan. In case of accidental death, additional sum assured will be paid.

 

Maturity Benefit – There is a choice:

1.     Enhanced Cash Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Enhanced Terminal Bonus.

2.     Enhanced Cover Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Additional Sum Assured payable on Death of Life Insured upto the age of 99 years.

 

Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C

 

 

Eligibility conditions and other restrictions in HDFC Life Sampoorn Samridhi Insurance Plan

 

 

Minimum

Maximum

Sum Assured (in Rs.)

As per premium multiplier opted

Policy Term (in years)

5

40

Premium Payment Term (in years)

Equal to policy term

Equal to policy term

Entry Age of Policyholder

18

60

Age at Maturity

-

75

Single premium (in Rs.)

NA

NA

Payment modes

Yearly, Half-Yearly, Quarterly and Monthly

 

 

Sample illustration of premium amount in HDFC Life Sampoorn Samridhi Insurance Plan

 

The below graph shows indicative premiums for Ages 30 yrs and 40 yrs with Policy Term (PT) of 10 and 20 years.

 

 HDFC Life Sampoorn Samridhi Insurance Plan Sample Illustration

 

  

Additional Features and Benefits of HDFC Life Sampoorn Samridhi Insurance Plan

 

Riders – No riders are available in this policy

 

 

What happens if?

 

You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period from the due date of the first unpaid premium. You can re-instate the policy within 3 years of lapsation by paying up all due premiums with interest.

 

You want to surrender the policy – This plan can be surrendered after completion of 3 policy years.

The Guaranteed Surrender Value including the value of attached Bonus would be 50% of all premiums paid excluding the first year’s premium and additional premiums paid.

 

You want a loan against your policy – Loan facility is not available under this policy.

 

 

Alternate endowment plans from different insurance companies

 

LIC Jeevan Anand

Tata AIG Life Maha Guarantee Flexi

IndiaFirst Secure Save Plan

 

 

Other Endowment insurance plans from HDFC Life Insurance

 

HDFC Endowment Assurance Plan

HDFC Assurance Plan

HDFC Savings Assurance Plan

HDFC Endowment Gain Insurance Plan

Note: This is a statement of facts based on the information collected from the HDFC Sampoorn Samridhi Plan brochure and insurance company's website. It should not be construed as a Critical or Favourable HDFC Sampoorn Samridhi Plan Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.


hiiiiiii hws u i m ramiz plzzzzzzzzzz send thizz plan information



thnkssss

By RAMIZ SHEIK on May 21, 2012

hiiiiiii hws u i m ramiz plzzzzzzzzzz send thizz plan information



thnkssss

By RAMIZ SHEIK on May 21, 2012

hi I m nikunj thakkar from HDFC life contact me for
HDFC Sampoorn Samridhi Plan
my contct no- 9049052425

By nikunj kariya on May 20, 2012

I am interested to take sampoorn samridhi insurance plan for 5 years. annual premium 50000 rupees. My age is 52 years. Please let me know return value after 5 years in this scheme at the earliest.

Regards.

By A. K. Sharma on May 19, 2012

i have book hdfc sampoorn samridhi . This is best plan

By shyam on May 15, 2012

I want to invest Rs.100000 p.a. premium for 10 years .What is the amount will be received after that.

Regards,

H.jena
9437043833

By HERCULES JENA on May 14, 2012

HELLO EVERYBODY

I AM ASHOK .I WORK AS SALES DEVELOPMENT MANAGER IN HDFC LIFE ..IF ANYONE WANT THE HELP REGARDING HDFC LIFE PLANS CONTACT ME 9727838015.

By ashok deo on May 13, 2012

If I invest Rs 50000 every year for 7 years under Sampoorna samrudhi scheme. What is the guaranteed amount I get after 7 years. Pl tell me with calculations

By Pavan on May 09, 2012

IF ANY CREDIT CARD HOLDER WANT TO KNOW BENIFITS OF HDFC LIFE SAMPOORN SAMRIDHI INSURANCE PLAN AS WELL AS OTHER PLANS CAN CONTACT 9785675669 . SO MANY ATTRACTIVE OFFERS AVAILABLE..

By bhupendra on May 05, 2012

interested to pay 50k p.a for 7 yrs , let me know the maturity value.. pls

By Anitha on May 02, 2012

Confused about policy? Any Query? Need help please feel free to contact me. We are financial planner.
I am Sales Development Manager in HDFC.
Conatct me in 9871619563
mail me in djana@hdfclife.in

By Deepak Kumar Jana on Apr 27, 2012

Madam/sir
If i pay 30,000 p.a what are the benfiets i can gain.
please send me some information like what is the premium to be paid and their martuity value.
my name dharshan kumar.m.b cell.no:8686151455

By Dharshan on Apr 21, 2012

for the any query regarding this plan.....call me ...i have premium calculator that calculates your annual premiums depends on your age and the term....call me 09408222054

By mitesh zala on Apr 20, 2012

I want to invest 12000 per year for 5 year send me the total maturity amount.

By sabuj kumar mishra on Apr 20, 2012

i want to know the guarented maturity amount in hdfc sampoorn samridhi plan if i invest 30000 per year for five years

By vaibhav goel on Apr 11, 2012

if i invest 60000/- p.a. What will be the Return Amount after 7 Years?


please if call 9769529524

By prasad on Apr 05, 2012

plz send all the details of sampurna samriddhi plan.
i hv interest in paying 30000/- per year till 7 years....and my age is 41 years...so plz let me knw all benefits n wat amt will i get after 7 years...n whether income received will be taxable ...n also tell abt insurance 4 the same plan
waiting for the reply....
thanking you....

By Suchita Tare on Apr 05, 2012

DEAR SIR/MAM

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THANKING U
BEST REGARDS
RAMA
(SDM)
(09704570123)(08886549789)

By rama on Apr 05, 2012

Plz send the browse of sampoorn Samridhi insurance plan for 5 year Amount Rs 25000

By Kapil Vaidya on Mar 28, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 20000
& other benifits

By ANILKUMAR on Mar 23, 2012

contact me - 8553347159
regards
john(hdfc)

By john on Mar 22, 2012

what will be the amount on maturity if i pay 25000 p.a for term of 5 yrs???

By sonal singhal on Mar 20, 2012

Tell me the total amount of return & Calculation detail if i take this plan for 10 yrs and each year the premium is 36000 on sampoorn samridhi

By Murali on Mar 19, 2012

Tell me the total amount of return & Calculation detail if i take this plan for 10 yrs and each year the premium is 36000 on sampoorn samridhi

By Murali on Mar 19, 2012

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 35000 on sampoorn samridhi.

By Harikrishnan VM on Mar 17, 2012

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 30000

By Harikrishnan VM on Mar 15, 2012

I want to invest Rs. 10000 per year for 5 year. Send me the deatil plan & total return amount

Regards,
gajanan

By gajanan on Mar 13, 2012

I invested 50000/- pa for 7 years. What will be the Return Amount after 7 Years.......

Amit Das
9763711159

By Amit Das on Mar 09, 2012

Pavan Kumar,Tanweer Hussain,contact to my mob number-8553347159

By john on Mar 01, 2012

I invested 25000/- pa for 10 years. I want to know the returns for this approximately.

By Pavan Kumar on Mar 01, 2012

Dear Sir

I am investing 20000 per years for 11 years , can you tell me Total return .

By Tanweer Hussain on Feb 28, 2012

hi Mr.ramesh visariya pls post ur mail id - i will send deatils of the plan or contact me my mob-8553347159

By john on Feb 25, 2012

respected sir,
plz send all the details of sampurna samriddhi plan.
i hv interest in paying 30000/- per year till 7 years....and my age is 49 years...so plz let me knw all benefits n wat amt will i get after 7 years....n also tell abt insurance 4 the same plan
waiting for the reply....
thanking you....

By ramesh visariya on Feb 24, 2012

respected sir,
plz send all the details of sampurna samriddhi plan.
i hv interest in paying 30000/- per year till 7 years....and my age is 49 years...so plz let me knw all benefits n wat amt will i get after 7 years....n also tell abt insurance 4 the same plan
waiting for the reply....
thanking you....

By ramesh visariya on Feb 24, 2012

Hi Aarti pls post ur mail id - i wil send details of the plan
regards,
john

By john on Feb 21, 2012

Dear sir,

I want to invest Rs. 15000 per year for 5 year. Send me the deatil plan & total return amount

Regards,
Aarti

By Aarti on Feb 21, 2012

Hi All,

Just wanted to share that sampoorn samriddhi is a traditional with benefits plan with excellent returns over 15-20 year term.

For more information please feel free to write to me at the mentioned email address

By CHETAN on Feb 20, 2012

ANY QUESTION AND Quires About HDFC LIFE SAMPOORN SAMRIDHI AND CLASSIC ASSURE PLAN CONT. Me 9599008773 ravi

By RAVI TYAGI on Feb 18, 2012

Any question about hdfc life sampoorn samridhi and classic assure plan please cont. me 95990087730 ravi

By Ravi tyagi on Feb 18, 2012

Hello friends,i am working with hdfc sampoorn samridhi plan from netambit company as sr.business development officer,if anyone wants to purchase this plan then call me on my number 9736430893,it is very gud plan and returns are also very gud...

Naveen puri
Sr.BDO
Mob:9736430893
Himachal pardesh

By Naveen puri on Feb 17, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 25000

Total - 1,25,000
What will be the Return Amount after 5 Years - ? What are all risks involved in this plan?

Siddalinga
kmsiddalinga@gmail.com

By Siddalinga Swamy on Feb 17, 2012

Rajender Singh,Rohit,balaji..PLS POST YOUR EMAIL-ID AN ASK QUESTION ITS MY HUMBLE REQUEST -- JOHN(HDFC LIFE)

By JOHN on Feb 08, 2012

I want to invest 3000 per month for 5 year....please send all information about returning money.

By Rohit on Feb 07, 2012

suppose if am investing Rs. 2000 monthly in HDFC Life Sampoorn Samridhi Insurance for 5 years means what will be the final amount i will be getting???

By balaji on Feb 06, 2012

Tell the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 12000Total - 60,000What will be the Return Amount after 5 Years - ?

By Rajender Singh on Feb 05, 2012

pls send your mail id - Mrs.NEERAJ BAJPAI

By john on Feb 01, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take Plan [Smmpoorna Samridhi] for 5 Years and Each years the Premium is 30000

By NEERAJ BAJPAI on Jan 31, 2012

Hi All,

By Sanjay Yadav on Jan 30, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 25000

Total - 1,25,000
What will be the Return Amount after 5 Years - ? What are all risks involved in this plan?

Mahendra
kumavatmahedra@rediffmail.com

By Mahendra on Jan 28, 2012

pls atteach the mail id an ask question

By stephen on Jan 28, 2012

pls send ur e-mail id i will give full details about this plan
my e-mail id - stephenjohn143@gmail.com

By stephen on Jan 28, 2012

can send details about polices

By bheemalingeswra on Jan 27, 2012

any problem plz contact me 8888467678

By prashant on Jan 26, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 25000

Total - 1,25,000
What will be the Return Amount after 5 Years - ? What are all risks involved in this plan?

By sunil Deshmukh on Jan 25, 2012

HDFC PLAN ..PLS CONTACT ME
IAM THEIR TO HELP U ..
IAM WORKING IN HDFC
MOB. 08553347159
JOHNSTEPHEN(HDFC)

By johnstephen on Jan 21, 2012

I want invest Rs 50000 for 7year in sampooran samridhi insurance what diffrent lic jeevan aanand plan.

By Hasu Jotwani on Jan 10, 2012

dear madam
yesterday i got a call from you about hdfc sampoorn samruddhi ,aged 41 wants to invest 30000/year for 6years, wants to know sum insured & returns in both option with broucher &full details on my Email id

By mohd rafiq shaikh on Jan 08, 2012

I want to have full details on HDFC Sampoorna Samruddhi Insurance Plan for Self and
my entire family. Please give me full details on email id. given above. Thanks

By Mr. Jayaram S, Shetty on Jan 07, 2012

Dear Sir/Madam,

Tell me the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 30000

Total - 1,50,000
What will be the Return Amount after 5 Years - ? What are all risks involved in this plan?

By Amaresh on Jan 03, 2012

Sir,
i have LIC jeevan Saral, now i would like to know the details of Sampoorna samriddi, can pay 50000, p.a for 5yrs aftr maturity what is the amount i'll get.?

By padma on Jan 03, 2012

I would like to invest @ Rs.30,000 for 5 years in HDFC Sampporna Samridhi. What are the benefits which will be accrued over the years?

By T. Venugopal on Jan 02, 2012

I want to invest 50000 per year in hdfc sampoorn samridhi for 5 years after completion how much i will get.

By Sameer on Dec 26, 2011

I want ti invest 25000 p.a tell me about your views on HDFC Sampoorn Samrudhi.I am looking for a policy or funds on which I don't have max risks and want to get max returns.looking for savings and Max guaranteed amount.if possible adding insurance could be better.

By Suresh on Dec 24, 2011

Dear Sir,
I Virendrakumar kurmi & my age is 22. if i invest 15000 annually for 5years than what will be the total amount maturity after 5year

By virendrakumar on Dec 18, 2011

i am investe amount of 25000.00 in year for 5 years, after 5 years, how much amout return me pls. detail my mail ( sampoorn samiridhi insurance plan )

By Ramesh S on Dec 15, 2011

Dear Sir,
Please advise me if it is ok to invest in hdfc sampoorna samriddi plan. What will be the total returns for an investment of Rs.30000 annually for 7 years.and pls.give me all deatials and benefits of the same policy

sheeja

By sheeja on Dec 09, 2011

Please advise me if it is ok to invest in hdfc sampoorna samriddi plan. What will be the total returns for an investment of Rs.60000 annually for 5 years

By Vanishree on Dec 07, 2011

Tell the Total Amount of Return if a Person take this Plan for 10 Years and Each years the Premium is 30000

Total - 300000

By Govind prasad jaisy on Dec 04, 2011

Pls tell me the return amount if I invest 50000 each year for 5 yrs

By Taljinder singh on Dec 04, 2011

total 105000
what will be the return amount after 7 years?

By Amarnath on Nov 29, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 50000 on sampoorn samridhi.
for Enhanced Cash option

By A.R.VERMA on Nov 24, 2011

If am investing 2500 per month for 5 year in sampoorn samruddhi ,then what will be my return amount after maturity.

By SUBU on Nov 23, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 50000 on sampoorn samridhi.

By Rajeev on Nov 12, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 50000 on sampoorn samridhi.

By Jafar on Nov 12, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 25000 on sampoorn samridhi.
for Enhanced Cash option

By kanade prashant on Nov 10, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 25000 on sampoorn samridhi.

By MONA on Nov 07, 2011

Tell me the total amount of return if the person take this plan for 5 yrs and each year the premium is 25000 on sampoorn samridhi.

By Suresh Chandel on Nov 06, 2011

Tell the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 26000 on samporan sumridhi

By ASHRAF ALI on Nov 05, 2011

my age is 49 years and I want to invest Rs 30,000/- per annum for 5 years. Kindly intimate the sum insured and return at the end of 5 years for Enhanced cover option( Type-B Policy). Also intimate the amount to be received by the nominee in case of death of policy holder.

By suresh verma on Oct 20, 2011

I have just invested 25000/- in Sampoorn Samridhi Plan. Now they are telling me to invest more addditional 25000/- can you send me by mail what advantages will I have for minimum 5 years or for the long term period let me know at your earliest then only i can think of some thing about it thanks

By stanislaus Vaz on Oct 13, 2011

i want mechurity amount in one exampel

By sangameshwar on Sep 14, 2011

i want mechurity amount in one exampel

By sangameshwar on Sep 14, 2011

i want mechurity amount in one exampel

By sangameshwar on Sep 14, 2011

What will be approx sum insured and maturity amount if i invest Rs 30000 per annum.

By Ketul Patel on Sep 01, 2011

Tell the Total Amount of Return if a Person take this Plan for 5 Years and Each years the Premium is 30000

Total - 1,50,000
What will be the Return Amount after 5 Years - ?

By Nishant Jain on Aug 26, 2011

Plz send the browse of sampoorn Samridhi insurance plan for 5 year Amount Rs 25000

By Rinjumon on Aug 17, 2011

Plz send the browse of sampoorn Samridhi insurance plan for 5 year Amount Rs 25000

By Rinjumon on Aug 17, 2011

Plz send the browse of sampoorn Samridhi insurance plan for 5 year Amount Rs 25000

By Bharati Manjrekar on Aug 09, 2011

Hdfc sampoorn samridhi plan is good. Bought this insurance policy a few months back and HDFC is name you can trust

By SB on Aug 08, 2011

plz send the browse of sampoorn samruddhi ins plan for 5 years for amount Rs 25000

By satyadev on Aug 06, 2011

Plz send the browse of sampoorn Samridhi insurance plan for 5 year Amount Rs 25000

By Manisha Rao on Aug 05, 2011

i am 35,what shall be the premium for the sampooran samuridhi plan

By malkiat singh on Aug 04, 2011

pls. sent to the details Tata AIG Life Nirvana.

By balaji on Aug 02, 2011

Dear Sir/madam,

i am Sundar Singh intrested in health policy.
pls contact with me and give me information of ur policies.



Sundar Singh
9313136090

By sundar singh on Jul 25, 2011

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