India First Anytime Plan



IndiaFirst Life Insurance Anytime Plan


IndiaFirst Anytime Life Insurance is a pure online term insurance plan which offers policy tenure up to 30 years. This term insurance plan provides with an assured death benefit whereby the sum assured will be payable to the nominee if the Life Insured dies during the policy tenure. Anytime Term plan does not add any riders but is one of the low premium term insurance plans



Key Features of IndiaFirst Anytime Plan


§         It is a pure Term Insurance Policy with Death Benefit only and no Maturity Benefit

§         It is a policy with no agent intervention and hence quite cheap as well.

§         Surrender value is available for Single Premium Plans only

§         Exclusively available on the internet for an online purchase


Have any doubts that need to be clarified? Request a Call Back


Benefits you get from IndiaFirst Anytime Plan


Death Benefit – In case of death of the life insured, the nominee gets the sum assured under the plan


Maturity Benefit – There are no maturity benefits under this plan.


Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C



Eligibility conditions and other restrictions in IndiaFirst Anytime Plan





Sum Assured (in Rs.)



Policy Term (in years)



Premium Payment Term (in years)


Equal to Policy Term

Entry Age of Policyholder



Age at Maturity



Single premium (in Rs.)



Payment modes

Single, Monthly, Half-Yearly, Yearly



Sample illustration of premium amount in IndiaFirst Anytime Plan


The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 30 lakhs and Policy Term = 25 years


IndiaFirst Anytime Term Plan Sample Premiums 




Additional Features and Benefits of IndiaFirst Anytime Plan


Riders – No riders are available in this policy



What happens if?


You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period from the due date of the first unpaid premium. You can re-instate the policy within 2 years of lapsation by paying up all due premiums with interest.


You want to surrender the policy – Surrender Benefits are available only for Single Premium Plans.

Surrender Benefit = 40% X Single Premium (Unexpired Term/Total Policy Term)


You want a loan against your policy – Loan facility is not available under this policy.



Alternate term plans from different insurance companies


1.       ICICI Prudential iProtect Term Plan

2.       Aviva iLife Term Plan

3.       AEGON Religare iTerm Insurance

4.       Met Protect plan from MetLife



Other term insurance plans from IndiaFirst Life Insurance


1.       IndiaFirst Life Plan

2.       IndiaFirst Simple Life Plan

~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the India First Anytime Plan brochure and insurance company's website. It should not be construed as a Critical or Favourable India First Anytime Plan Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.

Leave a Comment

i wish to opt for rs. ten lakhs policy. age 55 yrs. whether medical tests are required. pl.inform

By C D Parchure on Apr 20, 2012 Reply

i am 51years old my dob is 01/05/1960 please send me details of maximum suitable plans

By Alapati Venkateswara Rao on Apr 02, 2012 Reply

my age is 48 send me informtion for term plan..sum cover 50lakhs

By Sanjay Kumar Poddar on Feb 26, 2012 Reply

my age is 48 send me term plan sum insured 50 lakhs

By Sanjay on Feb 26, 2012 Reply

I am 50 years old my DOB 16/10/1961 Ple send me the information regarding term plan for sum assured rs 4900000 send me premium table as per my age

By Vikas Vishwanath Kharade on Feb 15, 2012 Reply

mai 25 lakh ka anytime plan isi mahine lena chahta hoo. Pls send details. I live in district UDALGURI , Assam. Where I have to go for Medical? My dob is 04 december 1978

By Deepak Upadhyaya on Jan 17, 2012 Reply

10 lack ka term insu.lena hai sahi jankari chahye + sath me 1 health plan bhi chahiye

By Prahlad Dhingra on Dec 22, 2011 Reply

i m interest a terms plan at india first life insurance pls send me detail and broucher

By Dharambir Singh on Dec 21, 2011 Reply

my dob is 01-01-1965. i want to buy term plan for 15or 20 years. please send me details.

By Sanjay Kumar Singh on Dec 08, 2011 Reply

How many days does it take to get the claim for the nominee? and how hassle free is it? Any previous data that you can send across. thanks.

By New on Dec 01, 2011 Reply

This is very economical but I hav heared First time about this Company

By Chetan on Nov 01, 2011 Reply

actualy i m intrested to buy policy pls send ur broucher

By Anil Chibb on Oct 14, 2011 Reply

is i am eligible for smart life term plan .my age is 48 yrs want 15 lakshs s.a. send me suitable plans

By Movvarambabu on Oct 05, 2011 Reply

I am 40 years old, interested in Single and Yearly premium. Please send me the details.

I am an NRI working in Dubai, UAE

By Syed Moosa Moinuddin on Sep 04, 2011 Reply

My-date of birth -21/05/75
My wife's date of birth- 22/05/1983
please send me the details

By Santhosh T on Sep 01, 2011 Reply

send me details

by naveen kumar srivastava

By Naveen Kumar Srivastava on Aug 27, 2011 Reply

IndiaFirst term plan is online policy. I will make definitely buy this term policy next month

By Vijay N Nalage on Aug 20, 2011 Reply

IndiaFirst term plan is online policy. I will make definitely buy this term policy next month

By Kulesh on Aug 09, 2011 Reply

send me detail

By Vikas Kumar on Aug 05, 2011 Reply

I have a medicliam policy but my agent is not giving me service he has not passed my 2 mediclaim can i change to another agent.

By Anil Gulabani on Aug 02, 2011 Reply

My age is 49 & wife age is 34 please send me premium for per lak

By Sanjay Gharat on Jul 25, 2011 Reply

send me details

By Ravi on Jul 16, 2011 Reply

buy online

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