India First Anytime Plan



IndiaFirst Anytime Plan


IndiaFirst Anytime Plan is an online pure Term Plan. It is a Traditional Plan without Bonus facility which provides protection in case of premature death of the insured.


How it works – In this plan, premium can be paid regularly or one time in the form of Single Premium. The plan can be taken for up to 40 years during which the plan will cover the insured against death during the term. No benefit is payable upon Maturity but on death of the life assured during the term of the policy, the Sum Assured is paid as the death benefit to the nominee



Key Features of IndiaFirst Anytime Plan


  • It is an online Pure Term Plan at affordable rates.
  • The policy can be taken for a maximum of 40 years and upto Rs 50 crores
  • Flexible premium payment options under Regular pay and Single Pay
  • Surrender Value is applicable in case of Single Premium Policies only
  • This plan is for exclusive online sale only



Benefits you get from IndiaFirst Anytime Plan


Death Benefit – In case of death of the Life Insured within the Policy Tenure, the nominee gets the Sum Assured


Maturity Benefit–Being a pure Term Plan, there is no Maturity Benefit under the plan


Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,50,000 are allowed as a deduction from the taxable income each year under section 80C and the Maturity Proceeds are tax free under section 10(10)D subject to fulfilment of terms and conditions.



Eligibility conditions and other restrictions in IndiaFirst Anytime Plan





Sum Assured (in Rs.)



Policy Term (in years)



Premium Payment Term (in years)

Regular – Equal to Policy Term

Single – One Time

Entry Age of Life Insured (in years)



Age at Maturity(in years)



Premium(in Rs.)

Regular – 2000

Single – 10,000

No Limit

Payment modes

Yearly, half-yearly, monthly and Single



Sample illustration of IndiaFirst Anytime Plan


The below illustration is for a non-smoker male at various ages:

Sum Assured = 1 crore

Term = 30 years



Additional Features and Benefits of IndiaFirst Anytime Plan


Riders – There are no additional riders in this plan



What happens if?


You stop paying the premium - If the policy holder stops paying the premium, the policy lapses and all benefits cease to exist. The policyholder can revive the plan within 2 years from the date of lapsation after which no benefits will accrue under the plan.


You want to surrender the policy–There is no Surrender Value in case of Regular Premium paying option. However, in case of Single Premium, the policy acquires a Surrender Value after 3 complete policy years.
The Surrender Value is calculated as: 40% * Premium Paid * (Unexpired Term/Total Term)


You want a loan against your policy–Loan facility is not available under the plan



Other Term Insurance Plans from IndiaFirst Life Insurance


IndiaFirst Life Plan



Some Term Insurance Plans from other insurance companies


SBI Life eShield Plan

Reliance eTerm Plan

Tata AIA MahaRaksha Supreme Plan


Download India First Anytime Plan Brochure download
~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the India First Anytime Plan brochure and insurance company's website. It should not be construed as a Critical or Favourable India First Anytime Plan Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.

Leave a Comment

i wish to opt for rs. ten lakhs policy. age 55 yrs. whether medical tests are required. pl.inform

By C D Parchure on Apr 20, 2012 Reply

i am 51years old my dob is 01/05/1960 please send me details of maximum suitable plans

By Alapati Venkateswara Rao on Apr 02, 2012 Reply

my age is 48 send me informtion for term plan..sum cover 50lakhs

By Sanjay Kumar Poddar on Feb 26, 2012 Reply

my age is 48 send me term plan sum insured 50 lakhs

By Sanjay on Feb 26, 2012 Reply

I am 50 years old my DOB 16/10/1961 Ple send me the information regarding term plan for sum assured rs 4900000 send me premium table as per my age

By Vikas Vishwanath Kharade on Feb 15, 2012 Reply

mai 25 lakh ka anytime plan isi mahine lena chahta hoo. Pls send details. I live in district UDALGURI , Assam. Where I have to go for Medical? My dob is 04 december 1978

By Deepak Upadhyaya on Jan 17, 2012 Reply

10 lack ka term insu.lena hai sahi jankari chahye + sath me 1 health plan bhi chahiye

By Prahlad Dhingra on Dec 22, 2011 Reply

i m interest a terms plan at india first life insurance pls send me detail and broucher

By Dharambir Singh on Dec 21, 2011 Reply

my dob is 01-01-1965. i want to buy term plan for 15or 20 years. please send me details.

By Sanjay Kumar Singh on Dec 08, 2011 Reply

How many days does it take to get the claim for the nominee? and how hassle free is it? Any previous data that you can send across. thanks.

By New on Dec 01, 2011 Reply

This is very economical but I hav heared First time about this Company

By Chetan on Nov 01, 2011 Reply

actualy i m intrested to buy policy pls send ur broucher

By Anil Chibb on Oct 14, 2011 Reply

is i am eligible for smart life term plan .my age is 48 yrs want 15 lakshs s.a. send me suitable plans

By Movvarambabu on Oct 05, 2011 Reply

I am 40 years old, interested in Single and Yearly premium. Please send me the details.

I am an NRI working in Dubai, UAE

By Syed Moosa Moinuddin on Sep 04, 2011 Reply

My-date of birth -21/05/75
My wife's date of birth- 22/05/1983
please send me the details

By Santhosh T on Sep 01, 2011 Reply

send me details

by naveen kumar srivastava

By Naveen Kumar Srivastava on Aug 27, 2011 Reply

IndiaFirst term plan is online policy. I will make definitely buy this term policy next month

By Vijay N Nalage on Aug 20, 2011 Reply

IndiaFirst term plan is online policy. I will make definitely buy this term policy next month

By Kulesh on Aug 09, 2011 Reply

send me detail

By Vikas Kumar on Aug 05, 2011 Reply

I have a medicliam policy but my agent is not giving me service he has not passed my 2 mediclaim can i change to another agent.

By Anil Gulabani on Aug 02, 2011 Reply

My age is 49 & wife age is 34 please send me premium for per lak

By Sanjay Gharat on Jul 25, 2011 Reply

send me details

By Ravi on Jul 16, 2011 Reply

buy online

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