LIC Jeevan Anand Plan

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Policy Discontinued

 

 
Premium – Rs. 32,435
30 lakhs cover for Male, Age 35 yrs, Term 20
 
Maturity Benefit – Yes
Death Benefit – Yes
Tax Benefits – Yes (On Premiums, Death & Maturity)
Other Benefits – Risk Cover continues till death even after Maturity
Loan Available - Yes
Type – Endowment, Whole Life

 
This plan has been withdrawn - Check out the New Jeevan Anand Plan 

Jeevan Anand Plan Summary

 

LIC Jeevan Anand is an endowment cum whole life policy along with Bonus facility. This is a Double Death Benefit Plan if the life insured survives till the end of the policy term. This plan has average premium, high bonus rate and great liquidity features.

 

In this plan, the Life Insured receives the Sum Assured + Bonus as Maturity Benefit but the life cover chosen continues till his death. Again an additional Sum Assured is paid whenever the Life Insured dies. Thus this plan is both an endowment plan and a whole life plan.


However, if the life insured dies before the completion of premium paying term, i.e. within the policy tenure, the entire Sum Assured along with accrued Bonus is paid to the nominee and the policy would terminate.


There is also an additional Accidental Death and Disability Benefit is payable till 70 years of age of the life insured.

Get the Best Endowment Plan Compare Endowment Plans


 

Key Features of LIC Jeevan Anand Plan

 

§  This plan is an endowment cum whole life plan

§  Maturity Benefit is Sum Assured + accrued Bonus and the Life Cover continues till death

§  Death Benefit after Policy Maturity is only Sum Assured

§  Death Benefit before Policy Maturity is Sum Assured + accrued Bonus

§  Simple Reversionary Bonus is payable on maturity or earlier death.

§  Accidental Death and Disability Benefit is an inbuilt feature in this plan

§  Optional higher cover through 1 additional rider of Critical Illness Benefit.

§  This plan can be provided to people with hazardous occupation with additional premium.

§  Large Sum Assured rebate is also provided.

 

 

Benefits you get from LIC Jeevan Anand Plan

 

Death Benefit – In case of death of the Life Insured

·         Before the end of the Policy Term, the Sum Assured + accrued Bonus is paid

·         After the Policy Term, Sum Assured is paid as Death Benefit whenever the Life Insured dies.

 

Maturity Benefit – At the maturity of the policy, the insured will get Sum Assured + accrued Bonus + Final Addition Bonus

 

Income Tax Benefit – Premiums paid under life insurance policy are exempted from tax under Section 80 C and maturity proceeds are exempted from tax under Section 10 (10D)

 

 

Eligibility conditions and other restrictions in LIC Jeevan Anand Plan

 

 

Minimum

Maximum

Sum Assured (in Rs.)

1,00,000

No Limit

Policy Term (in years)

5

57

Premium Payment Term (in years)

5

57

Entry Age of Policyholder

18

65

Age at Maturity

-

75

Single Premium (in Rs.)

NA

NA

Payment modes

Yearly, Half-yearly, Quarterly, Monthly and SSS

 

 

Sample illustration of premium of LIC Jeevan Anand Plan

 

The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs 1,00,000and Policy Term = 25 years respectively.

LIC Jeevan Anand Plan Sample Premium

 

Additional Features and Benefits of LIC Jeevan Anand Plan

 

Riders – There are 2 In Built Riders available:

·         Accidental Death Benefit Rider- an additional Sum Assured is paid if death is due to accident till 70 years of age

·         Accidental Disability Benefit rider- additional Sum assured is payable in instalments

There is 1 additional Rider available:

·         Critical Illness Rider

 

 

What happens if?

 

You stop paying the premium – If you stop paying the premiums after 3 policy years, the policy acquires a Paid Up Value for a Reduced Sum Assured but the policy would be eligible for any future regular additions.

 

You want to surrender the policy – There is a Guaranteed Surrender Value after 3 policy years
Guaranteed Surrender Value = 30% of all premiums paid – 1st year’s premium

There is Special Surrender Value that is available under this plan.

 

You want a loan against your policy – Loan facility is available under this policy

 

 

Endowment Plans from Other insurance companies


Aegon Religare Endowment Plan
Bajaj Allianz Invest Gain Plan
Tata AIA Maha Guarantee Plan

 

 

Other Endowment Insurance Plans from LIC


LIC Jeevan Amrit
LIC New Janaraksha Plan
LIC Endowment Assurance
LIC Endowment Assurance (Limited payment)
LIC Jeevan Mitra

 

 

Videos on LIC Jeevan Anand

 

 

 

~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the LIC Jeevan Anand Plan brochure and insurance company's website. It should not be construed as a Critical or Favourable LIC Jeevan Anand Plan Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.


Leave a Comment

Respected sir,
My Name is parabaran thiruneelakandan.Thanks for your support I have the policy on jeevan anand last 4 years. As per year it will come 4984*4 = 19936 Rs. now I want take loan from the policy. Now my question is how mush percentage of Amount I can get the my policy

By Thiruneelakandan Parabaran on Oct 13, 2013 Reply

Dear Sir, you can get a loan. The value of the loan is usually 80-90% od the surrender value of the plan. Surrender Value will be 30% of all premiums paid minus the first years premium. If you have received any bonuses they may get added to the surrender value. So the loan amount will almost be negligible in your case. Does not make any sense in availing it now.

Replied By Deepak Yohannan (MIC Staff) on Oct 14, 2013 Reply

Respected sir,
As per LIC Jeevan Anand Table 149 , i come to know that a person is eligible for Loan available after 3 years of premium payment. Up to now i have paid 90,000 as my premium value for 4 years . I don't want to surrender my policy plan and i still like to continue it . so please tell me how much of loan i can get from my policy and please don't confuse me with surrender value. reply me whether i am eligible to get loan and if tell me how much i can get

Replied By Thiruneelakandan Parabaran on Oct 14, 2013 Reply

Dear Paraban, I am not trying to confuse you. The loan amount is linked to the Surrender Value. It does not mean that you have to surrender the plan.

The amount of loan is linked to the surrender value. You will 80 to 90% of your surrender value as loan amount. And the Guaranteed Surrender value is calculated as 30% of your premiums paid minus first year's premium. The bonus which you receive may be added to the surrender value and your loan amount may be slightly more than the Guarnateed Surrender Value.

Do let me know if you need any further clarification.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013

Hi Sir,
You mentioned there are customer friendly rules which will be applicable from 1st Oct onwards. May I know what are they? I enrolled for this plan on 2nd July 2013, will I get affected by the new rules?
Regards,
Nagarajan.

By Nagarajan Ramaswamy on Oct 05, 2013 Reply

Dear Nagaraj, the guidelines will not impact you at all. With the new guidelines which have now been extended to 1st Jan 2014, the products are undergoing some fundamental changes. The good part for you is that, the margins of insurance companies might become lower and hence they might increase prices. However, the plans are going to be fundamentally better.

To give you a flavour, some of the changes are:

- Providing a higher minimum cover for the same premium paid

- Higher surrender values

- Caps in commissions paid out to intermdiaries

 

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

hello sir, i am holding a LIC jeevan anand policy, sum assured is 10 lakhs, policy start date was 11/04/2008 and maturity is at 11/01/2024. i was 27 years when i started paying the policy, i am paying quarterly an amount of Rs 17919.00, can you please advice me how much will be the amount that i will get at the maturity of the policy.

By Nevil George Jesudas on Oct 02, 2013 Reply

Dear Nevil, this is the approximate amount you will get. There is no way to calculate the exact amount as it would heavily depend on the bonus rates which are declared every year. There is no guarantee on this.

In the last 5 years, LIC has declared a bonus of 45 to 47 for every 1,000 Sum Assured. Let us assume that they declare 45 as the bonus for every policy year. Then you would get (10,00,000/1000*45) = Rs. 45,000. That means 45,000 every year. That means you will get 45,000x25 = Rs. 21,25,000 at the end of your policy. You may also be lucky to receive a final addition bonus also.

Hope this helps.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

Hello sir, I ve taken the policy of jeevan anand. And my agent has given me the receipt. In that no wr its written jeevan anand but jeevan prakash is written. I want to know that is it same or different. Pls help me to knw whether he is genuine or not. Thank u.
Girish

By Girish Hiremath on Oct 01, 2013 Reply

Dear Girish, to the best of my knowledge there is no LIC policy called Jeevan Praksash.

Please contact your nearest LIC office for this immediately to check the validity of this plan.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

hi sir,
iam zahir my age is 23 and i think i would take LIC JEEVAN ANAND Policy what are the steps we have to take and what are benefits we should again in this policy

By Zahir Darban on Oct 01, 2013 Reply

HI Zahir, this is a simple insurance cum investment plan. Pls read the page above for the premiums that you have to pay and the benefits that you will get.

In case you have any specific query, do write in.

Replied By Deepak Yohannan (MIC Staff) on Oct 01, 2013 Reply

Sir, I want to invest in LIC's policy. My main intention is get handsome pension at the time of retirement. I m 26 yrs old and Annual income is 3.5 lks. I have short listed a policy named New Jeevan Nidhi. But my agent told me its better to invest in Jeevan Anand (with profit) policy. Plz. suggest me which option is better or do you have any other policy suitable to me pl. inform. Thanks in advance.
Amish Sheth

By Amish Sheth on Sep 30, 2013 Reply

Dear Amish, both options are good. So this is how it works. The idea for retirement is to build a corpus (say 50 lakhs) and then inves that amount when you get close to retirement to get a regular income for lifetime.

Now to build your corpus you can use both Jeevan Anand and New Jeevan Nidhi or with any other investment tool (FDs, Mutual Funds etc). Both the plan mentioned by you are with profits plan. I would tend to agree with the agent as Jeevan Anand is the flagship plan of LIC and the bonus rates are usually the highest. The only difference is that, in pension plans (New Jeevan Nidhi) you will be forced to buy an Annuity with the amount of corpus you have accumulated. Now this is a good thing because it locks you up and you will not be able to spend it on anything else. With Jeevan Anand there will be no force to buy an Annuity, so chances are that you will use it for something else.

I hope you understood the difference. You have to make the final call. Do reply in case you need any further clarification.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

Hi sir,

I am 27 now earning 4lacs per annum and planning to take LIC Jeevan Anand policy to invest 10 lakhs in 21 years.

My Lic agent is telling that today is the last day of policy and will no be
available from tomorrow(oct 1st) . Is this true?? Should i hurry.
Please advice whether this is the right time to go for it
Thanks
Sudharshab

By Sudharshan Reddy Vuribindi on Sep 29, 2013 Reply

Hi Sudharshan, there is no need to hurry this purchase. There are some customer friendly rules which are to be implemeted from the 1st of October 2013. Plans will be available post this date also and will be better than the current variants.

Replied By Deepak Yohannan (MIC Staff) on Sep 30, 2013 Reply

Hello sir, Am Nethaji in 25 yrs old..i want to invest annually 30k for 20yrs and i need the returns of 25lakhs above .if u have any plan ,please let me share ,so that i can go for that plan..plz helpful..

By Nethaji Rao on Sep 29, 2013 Reply

Dear Nethaji, these kind of returns cannot be guaranteed by any insurance company. You can get this only through ULIPs which are invested more in the Equity Side. In case the stock market performs well, you too will get better returns.

Replied By Deepak Yohannan (MIC Staff) on Sep 30, 2013 Reply

Hello Sir,
I am 27yrs old and want to invest on Jeevan Anand(Table:149) policy for SA-5L for 21yrs. Please suggest me whether i can invest or not.?
Sajid

By Sajid Shaik on Sep 29, 2013 Reply

Yes Sajid, you can definitely invest. No reason why you cannot. Do you have any specific doubt? Pls let me know.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

Dear Sir,

my name is venkat poshala iam working in pvt company my annual income is 2,00,000/- can i go to jeevan anand plan 2 lacs ? how could be the reutrns after maturuty

By Venkat Poshala on Sep 28, 2013 Reply

Dear Venkat, yes you can go for the plan. There is no reason why you cannot. The returns will depend on the term which you select and also on the bonus rates which are declared for this plan by LIC. The bonus is declared every year and depends on the company's performance. In the last few years LIC has been declaring a bouns rate of Rs. 45 to Rs. 47 for every 1,000 Sum Assured. So if the same bonus continues, then you will get Rs. 9,000 odd for every policy year.

Replied By Deepak Yohannan (MIC Staff) on Oct 16, 2013 Reply

whether it is beneficial for customers to invest after Oct.2013 as new IRDA rules will be applicable to all insurance companies? Kindly advise.

V.S.Shinde,Pune

By Vithal Shinde on Sep 24, 2013 Reply

Yes Vithal, it is better to wait till October 2013 as the rules which will be applicable will be more customer friendly than the existing conditions.

Replied By Deepak Yohannan (MIC Staff) on Sep 25, 2013 Reply

hello sir , i am Dr.Bikash in 34. i want to invest annually 50000 for 20 years in magic plan retire and enjoy in jeevan anand from 34 to 53 age. as return i want to recieve pension from 54 to75 age.again it will cover a liferisk upto 100 age. is it a wise decison. should i go for it, if i go then before 30 sept or after 01 october.

By Bikash Pradhan on Sep 21, 2013 Reply

Dear Dr Bikash, the Magic plan is not something which is officially offered by LIC. It is a combination of plans which the agents prescribe which usually end up giving benefits in multiple years to the customer. Since I am not aware of what this Magic Plan is, I would not be able to comment on it.

I would surely advise waiting till October when the new rules are applicable. They are more customer friendly.

Replied By Deepak Yohannan (MIC Staff) on Sep 23, 2013 Reply

Hello sir,i am 28 yrs old and i have already having jeevan saral policy now i am thinking of taking one anther interested in Jeevan Anand sum assured 5,00,000/ and i can pay premium in yearly mode sir give me advice should i go for it?
By- vipin

By Vipin Yadav on Sep 21, 2013 Reply

Hi Vipin, you can go in for it. However I would strongly recommend a term insurance cover in case you already do not have it. Take a cover of 15 times your annual income so that your family is secure.

Post that you can get into more investment plans.

You can compare term insurance plans by clicking on the link below.

http://www.myinsuranceclub.com/life-insurance/term-insurance

Do write back in case of any clarification which you need.

Replied By Deepak Yohannan (MIC Staff) on Sep 21, 2013 Reply

Hi Sir,

I am 23 years old, and my annual income is 3 lack. One of the LIC agent is asking me to take policy within 30th of September, as many of the LIC policies are getting closed.
He has given me a plan which include 3 policies together
1. Jeevan Anand :: 3 lac for 25years
2. Jeevan Tarang :: 2 lac for 20 years
3. Bima plan :: 1lac for 20 years.

Could you please help me can I go for this policies or is there better suggestion you have at my age and better insurance plan.
Does this mix policies make sense? Or the agent is just trying to buy me more policies?

Regards,
Naseer

72086xxxxx

By Naseer Syed on Sep 20, 2013 Reply

Hi Naseer, so the most important thing - wait out till October before buying any investment plans. The new rules which will apply are very much in favour of the customer. So it makes sense to just wait for a few more weeks. You will get better terms and conditions in the investment policies.

With your annual income of 3 lakhs I would not recommend going into all these plans at one go. Don't hurry into all these plans.

Step 1 - Buy a term insurance plans of around 40 lakhs. You will get it very cheap at your age. Compare term plans here.

Step 2 - Start with maybe Jeevan Anand for an annual premium which you can very comfortably afford to pay every year. Do not get into amounts which will be very difficult to pay every year. If you stop in between, you will make heavy losses.

Step 3 - As you income increases, you can get into more plans.

Thats it from me. Do write back in case of any clarification.

Replied By Deepak Yohannan (MIC Staff) on Sep 21, 2013 Reply

hi sir i have not paid a policy for 2 yrs can i recover the policy back or not .if i want to go on with the policy i have pay some charge
By Ateeq

By Ateeq Ahmed Khan on Sep 19, 2013 Reply

Hi Atiq, yes you can recover your policy. It is called Revival. You will have to pay the 2 years premiums with interest. Minor charges may be there. If I remember there was some scheme from LIC on where there is a discount being offered on these charges now. Pls walk into the closest LIC office and speak to the officer there.

Replied By Deepak Yohannan (MIC Staff) on Sep 20, 2013 Reply

I am 52 yrs old and an LIC agent is trying to sell me Jeevan Anand with SA 12000000 with PPT 15yrs. please tell me should I go for this?x

By Praween Kerketta on Sep 18, 2013 Reply

Dear Praween, Sum Assured of 1.2 crores means a lot of commitment in terms of annual premium. For a 35 year old person it would mean paying Rs. 9,40,639 every year. Stopping the policy midway would mean a lot of loss. Don't expect some phenomenal returns from this - range of 5 to 6%.

I would strongly recommend a term insurance cover which will come at much lower premiums and then do a smaller investment product with an annual premium you are very comfortable with.

You can get the term insurance premiums by clicking here.

Do let us know what you have decided!

Replied By Deepak Yohannan (MIC Staff) on Sep 19, 2013 Reply

Hello Sir, I am 23 years old. I am in need of taking a policy that covers the health insurance for my parents 46 & 49. What will be the best policy for me. For me returns are not of greater interest, health is. I am earning 3 Lakh per year..

By Sarathi Kamaraj on Sep 13, 2013 Reply

Hi Sarathi, it is important that you go in for a health insuance plan from the general insuarnce companies. There will be no returns but proper health cover would be provided. If possible take cover of at least 1 lakh each for each one of them seperately.

You can compare the premiums here.

http://www.myinsuranceclub.com/health-insurance/

Do write back in case of any clarifications.

Replied By Deepak Yohannan (MIC Staff) on Sep 13, 2013 Reply

sir, i am 23 years old and i want to buy this Jeevan Anand policy for time 21 years and sum assured 5,00,000/ and i can pay premium in yearly mode so please tell me what will be the amount of one premium and what amount i will receive after maturity of policy

By Jyoti Bansode on Sep 11, 2013 Reply

Hi Jyoti, great that you are thinking insurance so early in life. Congratulations - not many people do it. Your annual premium based on your age, sum assured and term would be Rs. 24,906 + Service Tax.

It is impossible to predict the maturity amount as it would depend heavily on the bonuses that get declared each year for the plan. The bonus depends on the company's performance. Just to help you out, this plan has been declaring a bonus of Rs. 45-47 for every 1000 Sum Assured for the term of 21 and above. So if you assume the bonus rate to 45, you will be eligible for a annual bonus amount of Rs. 22,500. Now this is not guaranteed as we cannot predict the amount they will declare in the years going forward. So you would get back 5 lakhs + (22,500x21) =  Rs. 9,72,500.

Hope this helps in your estimates! Have a nice day

Replied By Deepak Yohannan (MIC Staff) on Sep 12, 2013 Reply

I am 60 years and intends to get LIC Jeevan Anand MA 75 years. Wheather it is beneficial for me or not?

Shyam Lal Maheve

By Shyamlal Maheve on Aug 22, 2013 Reply

Dear Sir, at your age going in for insurance plans do not make much sense. You should be looking at liquid modes of investments and traditional insurance plans certainly do not provide that.

At your age, chances are that the plan would not provide any tax benefits also.

I dont see it as a very beneficial option for you.

Replied By Admin (MIC Staff) on Aug 22, 2013 Reply

sir, i am 21 years old and i want to buy this Jeevan Anand policy for time 21 years and sum assured 1,00,000/ and i can pay premium in half yearly mode so please tell me what will be the amount of one premium and what amount i will receive after maturity of policy

By Seema on 17/08/13

By Mahesh Awasthi on Aug 17, 2013 Reply

Dear Seema, the half yearly premium would be Rs. 2,623 for a 21 year old person taking a premium paying term of 21 years for a cover of Rs. 1 lakh.

The final maturity amount would be difficult to predict as it would largely depend on the bonuses which accrue to your plan every year.

It is best to connect with an LIC agent and check the approximate returns. The returns are not guaranteed though.

A tentative amount can be found here. http://www.licindia.in/endowment_005_illustration.htm

Do let us know in case you want us to connect you to a member from the LIC Direct team. Write in to contact@myinsuranceclub.com with your phone number and we will connect you.

Replied By Admin (MIC Staff) on Aug 17, 2013 Reply

SIR, I AM 41 YEARS OLD AND WANT TO TAKE JEEVAN ANAND POLICY S/A RS. 10,00,000/-. PL. INFORM ANNUAL PREMIUM AND APPROX. AMOUNT RECEIVABLE ON MATURITY AND AFTER DEATH-VIPUL KUMAR GARG

By Vipul Kumar on Aug 14, 2013 Reply

Dear Vipul, the premium for a cover of Rs. 10 lakhs for 20 years would be Rs. 59,707 annually. For 15 years term it would be Rs. 82,985 annually.

The guaranteed component on maturity will be the Sum Assured (10 lakhs) - the variable component completely depends on the vested bonuses which will accrue year on year. We dont have access to  the tools which will give a better approximate for the maturity amount in this plan.

Since this plan can only be purchased through an agent, it might be a good idea to contact one of them.

Do let us know if you need help with that - we can put you in touch with a team member from LIC Direct.

Replied By Admin (MIC Staff) on Aug 14, 2013 Reply

Sir, I am shashank sharma.My date of Birth is 10/08/1985.I want to know full details about Jeevan Anand Policy like about its maturity time, minium premium & risk cover etc.....

By Shashank Sharma on Aug 03, 2013 Reply

Dear Shashank, this is a combination of endowment and whole life plan. At the end of the policy term you receive the maturity amount but an additional cover continues till death. The maturity time has to be selected by you - a minimum of 5 years or maximum till your age of 70 years. The minimum cover has to be for 1 lakh.

So in your case, if you choose a term as 15 years and a cover of 1 lakh, your premium would be 6,815 monthly or 75,370 annualy. The maturity amount would depend on the bonus rates which are declared annually.

Replied By Admin (MIC Staff) on Aug 06, 2013 Reply

Hello Sir,
What is the difference between accrued Bonus and Final Addition Bonus. On what calculation basis these bonuses will be added to the Life insured? Could you please clarify?

By Naresh Ravirala on Aug 02, 2013 Reply

Dear Naresh, you have a type of bonus which accrues to you every year - that is if the insurance company decided to declare it. This is based on the overall business performance of the company. So this keeps accruing to your overall account. Final additions also can be called a type of bonus which is given to you if you pay all premiums till maturity. It is a kind of reward for sticking along. Both of them maybe variable and hence cannot be given a value in advance.

I hope this clarifies.

Replied By Admin (MIC Staff) on Aug 06, 2013 Reply

Dear Sir,
I have a Jeevn Anad policy since year 2006. I need some information about the yearly bonus paid. I have not received any Bonus till now. When is this bonus actually paid to the Life insured?

By Naresh Ravirala on Aug 02, 2013 Reply

Dear Naresh, you can get the bonus information of different plans at this link.

http://www.licindia.in/bonus_info.htm

Also you may want to register your policy so that you get complete details whenever you want.

http://www.licindia.in/NewUserRegistration.htm

 

Replied By Admin (MIC Staff) on Aug 06, 2013 Reply

Thank you

By Lakshmanan Chidambaram on Jul 20, 2013 Reply

sir
my date of birth 04/06/1991
I'm working tata steel co ltd jeevan anad plan is stable plan of my feature but sum assured i wen to min 3000000 and polic term 25 year ciand le in from my yerale premium my contact no is 9693464230

By Amit Ojha on Jul 11, 2013 Reply

Dear Amit, we will have someon from LIC Direct team who will call you and explain the complete details to you.

Hope this is fine.

Replied By Admin (MIC Staff) on Jul 17, 2013 Reply

Please check your details, there are no Final Additional Bonuses under the Jeevan Anand policy.

By Amit Kumar Khaitan on Jun 10, 2013 Reply

Hi Amit, why do you say so?

Please refer to the bonuses section on LIC Jeevan Anand - the last line.

http://www.licindia.in/endowment_005_features.htm

Do let us know your views. 

Replied By Admin (MIC Staff) on Jun 14, 2013 Reply

hi sir i have jeevan anand policy and i have pay half yearly 8087shall i know the details of the jeevan anand and maturity amount

By Geetha Chandru on Apr 13, 2013 Reply

Dear Geetha, it is very difficult to tell you the maturity amount in this plan. This is a participating plan in which LIC declares the bonus rates every year. So the maturity value will be heavily dependent on it. We would recommend that you register your policy at the LIC site and you can get the correct value of your policy. http://www.licindia.in/NewUserRegistration.htm

Replied By Admin (MIC Staff) on Apr 15, 2013 Reply

we,ve a jeevan anand policy and w r paying 7273 annuly also my age only 25years

By Sanjay Pathak on Apr 04, 2013 Reply

Dear All,I am planning to buy an LIC policy in this week. i can afford the premium of 50k/annum I found jeevan saral a bit attractive. if any body can suggest some other policy's/pl

By Vik Shr on Mar 12, 2013 Reply

Dear Vik, we can have a person from LIC Direct team call you and explain the different options which are available. You can then decide

Replied By Admin (MIC Staff) on Mar 18, 2013 Reply

i wantt some information .plz help me.sir actually my primium due date was october 2012.but i have not paid yet.i want to pay now.after 5 months,is my lic will collapse or not.

By S K Mishra on Mar 04, 2013 Reply

you can carry on your policy again but you have to pay late fee which is very small but keep it in force otherwise in case of misshapen (death) client may face lots of problem for more query you can call me at xxxxxxx (edited)

Replied By Arun Kumar on Mar 18, 2013 Reply

I have a policy of Jeevan Anand for 18 years plan of SA Rs. 100000/-. I paid 3164/- rupees half year, what will the maturity amount after completion the policy.

By Rahul on Feb 27, 2013 Reply

I met an accident in June 2012 due to which my forehead & eye came in problem AIIMS doctors also refused.
Please help if i can get benefit for accidental benefit for Jeevan Surbhi & Jeevan Anand.

By Saumitra Kishore on Feb 26, 2013 Reply

i am interested in children policy and want to get a big amount at the time of returning, so, pls guide me which policy i have to take & how much installment will be there. what are the benefits will get and how much i will get after maturity
By deepak on feb 18, 2013

By Deepak on Feb 18, 2013 Reply

The type of policy/policies will depend on your financial goals, expected return at various life stages (Engineering, MBA, Business, etc), and capacity to pay premium. Contact me or any qualified agent/financial adviser in your area to get complete details about the various insurance, savings and investment options available.

Replied By Sarabjit Kuckreja on Jul 23, 2013 Reply

Can anyone please advice and fever about jeevan anand policy for 20 years with the premium of 5lacs? send me the full details after 20 years what i get my hand

By Raja on Feb 14, 2013 Reply

pls. Help Jeevan Anand policy. my mob. no-9433405281

By Dipankar Saha on Feb 11, 2013 Reply

hello sir,
myself ajay kumar , iwant to know full detail about jeevan anand policy scheem.&also know best childern plans.

By Ajay Kumar on Feb 07, 2013 Reply

I have a jeevan anand Policy. My Policy is Rs. 2,00, 000/- . my policy time is 20 years. i have deposit rs.3002 Quarterly
I Want to How many Amount receipt After maturity . Please Inform my Mail Immedeatily

By Kuldeep Kumar on Feb 06, 2013 Reply

only thing i want to say is that dont mix ur insurance and investment.. taking endowment plans where u will get ur entire paid premium back along witha few bonuses, you are adviced to take any prely term insurance plan and spend a rest of the money in other safe and reliable intruments like ppf etc..In endowment plans, the buyer has to pay a hefty premium amounts but in case of purely term insurances, one can have low premium with high amount insured. say with an annual premium of 5 to 7 thousand , one can be insured for 50 lakhs etc... so dont fell pray of insurance agents and do a lot of study and homework to geta best suited insurance policy for u.. But please dont mix insurance and investment together.. dont buy insurance for the purpose of investment..

By Arun on Jan 16, 2013 Reply

I want to open lic jeevan anand policy.

By Tapan on Jan 05, 2013 Reply

is the beast policy from LIC...INDIA

By Prakash Patil on Dec 18, 2012 Reply

Dear Puneet, we will get in touch with you and put you in touch with a member from the LIC Direct Team. Please check your email.

By Myinsuranceclub.Com on Nov 22, 2012 Reply

hi,

dear lic agent, right now i m 23 years and i want to purchase a benifitial ploicy for me and i can invest 10000 pa. pl advice me the best plan for my future benefit.

By Puneet on Nov 22, 2012 Reply

good policy

By Jhansirani on Nov 19, 2012 Reply

jeevan anand policy is best policy...

By Shri Krishan Pandey....Mathura on Oct 18, 2012 Reply

Thank you

By Manjunath on Aug 18, 2012 Reply

hi,


i made this policy for 20 yrs. Now i want to reduce the terms of my policy to 10 yrs. what is the procedure? please suggest me.

By Dilip on Aug 13, 2012 Reply

Hello

I am looking for the best retirement plan. I am currently 38 years and am willing to invest Rs 10000/- every month. I am looking at retiring at the age of 55 yrs. Kindly help on this please.

By Girija Patil on Aug 08, 2012 Reply

Dear sir i am ajay from jammu want know the benifit of policy jivan anand i am 24yr old and i have doing govt. job my service period 36yr plz tell me all benefits of this policy related to income tax i want do this policy 36yr plz rep. me as soon as possible thankingyou sir fo this act.

By Ajay Kumar on Aug 06, 2012 Reply

I have a jeevan anand Policy. My Policy is Rs. 3,00, 000/- . my policy time is 20 years.
I Want to How many Amount receipt After maturity . Please Inform my Mail Immedeatily.

By Rani Aggarwal on Aug 04, 2012 Reply

Indeed a good policy, I got it two years ago and after all my calculations of loyalti bonus and interest a person who get in at his 30 will get around 12,50,000 at 50. After 5 years of matchurity u can also get surrender value of around 2.5 lack... Its good to being with LIC

By Prashant Rawat on Jul 11, 2012 Reply

I have a jeevan anand Policy. My Policy is Rs. 300, 000/- . my policy time is 21 years.
Please let me know how much that i will receive after maturity.After maturity what are benefit that i will get from this policy.

By Mrv Prasad on Jul 10, 2012 Reply

what is benifit of policy jivan anand and jeevan suravi

By Adv. Dhawale Balasaheb B. on Jun 27, 2012 Reply

2030 tak meri Jeevan Anand policy chalu rahegi. mai sochati hu ki isaka instalment jyada bharkak mai ye policy 2030 se pahele hi khatma karado to chalata hai kya? nahi to isakai jyada lambai hai wah kam kar sakate hai kya? pl pl muze advice dijiya.

By Arati Mukundrao Ghalsasi on Jun 18, 2012 Reply

I have a jeevan anand Policy. My Policy is Rs. 500, 000/- . my policy time is 20 years.
I Want to How many Amount receipt After maturity . Please Inform my Mail Immedeatily.

By Arvind Kumar Upadhayay on Jun 09, 2012 Reply

This is such a great resource that you are pdrvioing and you give it away for free. I enjoy seeing websites that understand the value of pdrvioing a prime resource for free. I truly loved reading your post. Thanks!

By Kediye on Jun 06, 2012 Reply

Dear viewers,
If anyone is interested to take lic policy in Hyderabad please call me and i will give a better service as a lic agent. Mobile no-9030135851 or 9392799357

By Bhuban Bhusan Nayak on May 11, 2012 Reply

TO MY POLICE CHIEK DETALS POLICE NO 926145481

By Brijesh Kumar on May 09, 2012 Reply

Pls. tell me my policy status regarding my policy No.633912404 & 633970846

By Avinash on Apr 27, 2012 Reply

Hi,

I want to take Jeevan Anand policy for 16 years for 5 lacs with a premium of 35000/-. I want to know what will be the maturity amount. Please send me the policy details to my email mnookella@gmail.com. Who ever comes first i will buy policy from them.

Thanks
Murali

By Murali on Apr 01, 2012 Reply

Dear Sir,

I am chetana s.Panchyyanavarmath i have jeevan Anand policy. 15 years plan. i want details about this plan & after 15 years how much money i will taken.

By Chetana S. Panchyyanavarmath on Mar 30, 2012 Reply

I need to do Life Insurance cover for my self my age is 60 , can you given me the details for this policy

By Mohamed Ali Shaikh on Mar 14, 2012 Reply

I want to take jeevan anand plan of LIC for 25 Year.
Amount - 10 Lac
DOB- feb10,1988
Current CTC - 3.5 Lac per annum

Could you please mail me benifits of polices with each and every description.

By Neeraj on Mar 13, 2012 Reply

i want to know that in jeevan anand plan iam taking a plan of 16year & iam paying a amount of Rs.9099 per year but the amount in 16year is Rs.145584/- & the policy is for 1lakh? What is the benifit for Rs.45,584?

By Rohit Bisht on Mar 01, 2012 Reply

If u need to buy a policy call my mobile 09710445310 will gv u the policy which ur family gets good cover and best rate.
Ajay Mehta

By Ajay Mehta on Feb 14, 2012 Reply

i am from Nepal .i want jeevan anand policy in 20 years.my age is 27 years and i want preimum pay in 20years.so i want inqery how much i pay preimum in per year and how much received fund after 20 years. please send me a mail....sir

By Madan Pahari on Feb 06, 2012 Reply

sir
plz aap hame LIC JEEVAN ANNAND KI 2LACK WALI POLYCI KI POORI DETAIL HINDI ME DO

By Kulbir Saini on Feb 04, 2012 Reply

LIC Service is very bad in Web Service portal.. imagine how LIC handles the customer. People should go with another alternative.. its very bad in response.. Every time you can find services is down or out of service. i am not agent of anyone.. but i can say as LIC software are very poor. People should noy go with LIC

By Mritunjay on Feb 02, 2012 Reply

Sir,aap kirpya muzey jeevan anand policy k bare may hindi may btaye.meri age 37year hai.kirpya muzey mail karey.

By Sanjay on Feb 01, 2012 Reply

what is benifit of jeevan anand life insurence plan.
i am25 and my friend riya is 34

By Vedika Sharma on Jan 23, 2012 Reply

what is benifit of jeevan anand life insurence plan.
i am25 and my friend riya is 34

By Vedika Sharma on Jan 23, 2012 Reply

How Jeevan Anand is benificial from whole life lolicy of icici prulife insurance co.

By Ranjit Singh on Jan 21, 2012 Reply

How is beficial from whole life product of ICICI Prulife Insurance co.

By Ranjit Singh on Jan 21, 2012 Reply

i want jeevan anand policy in 10 years.my age is 38 years and i want preimum pay in 10years.so i want inqery how much i pay preimum in per year and how much reciaved fund after 10 years.i want know other benifit,s in policy

By Prakash Jambwani on Jan 14, 2012 Reply

how to check my ballance i pay

By Yasavant Singh on Jan 01, 2012 Reply

Hi,JEEVAN ANAND PLAN IS VERY GOOD FOR EVERY BODY.

By Vinod Singh on Dec 31, 2011 Reply

hi
what more benefit is there if a single premium paid in this policy instead of 15/20 annual premium.

By Pappu Patil on Dec 07, 2011 Reply

i know that how many amount deposit in my policy.

By Bikash Singh on Nov 28, 2011 Reply

i like l.i.c

By Sikandra Kumar on Nov 27, 2011 Reply

what is benifit of policy jivan anand and jeevan suravi

By Santosh Karmakar on Nov 19, 2011 Reply

sir, can you plz sent me the full amount on assured amount of 500000 rs with monthly prerimum & how much i will get after 15 years

By Atul Kumar Garhwal on Nov 18, 2011 Reply

what more benefit is there if a single premium paid in this policy instead of 15/20 annual premium.

By Rkp on Nov 14, 2011 Reply

what more benefit is there if a single premium paid in this policy instead of 15/20 annual premium.

By Rkp on Nov 14, 2011 Reply

Know more about this policy

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