LIC Jeevan Ankur

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Policy Discontinued

LIC Jeevan Ankur Plan

 

LIC Jeevan Ankur logoLIC Jeevan Ankur Plan is a Traditional Plan with profits. This is a child benefit Endowment Plan where the parent is the Life Insured and the child is the nominee. This plan has been especially designed so that the benefits are payable for the child’s future even if the parent does not survive till the end of the policy tenure.

 

In this plan, premium needs to be paid till the end of the policy tenure. The Sum Assured + the Loyalty Additions would be paid as Maturity Benefit irrespective of whether the Life Insured is alive or not.

 

However, if the Life Insured, i.e. the parent dies within the policy tenure, the basic Sum Assured is paid as Immediate Death Benefit and the policy continues. There is a further payment of 10% of the Sum Assured every year from the date of death of the Life Insured till the end of the policy tenure as Income Benefit. The Maturity Benefit is paid when the policy tenure is over. This policy has 2 additional riders available.

 

Compare Child Plans

 

Key Features of LIC Jeevan Ankur Plan

 

  • This is a endowment plan with Loyalty Additions
  • In case of death of the Life Insured within the policy tenure, Sum Assured is paid immediately and 10% of the Sum Assured is paid every year till the end of the Policy Tenure as Income benefit facility
  • When the policy matures, the Maturity Benefit is paid irrespective of whether the Life Insured is alive or not
  • This policy offers Loyalty additions on the policy maturity irrespective of whether the Life Insured is alive or not
  • There is large Sum Assured rebate in this plan
  • There are 2 additional riders available in this plan.

 

 

 

Benefits you get from LIC Jeevan Ankur Plan

 

Death Benefit – In case of death of the Life Insured, i.e. the Parent, immediate Death Benefit of the Sum Assured is paid to the nominee + 10% of Sum Assured is also paid on every policy anniversary till the end of the policy term as Income Benefit

 

Maturity Benefit – When the policy matures, the Maturity Benefit is paid irrespective of whether the Life Insured is alive or not.

Maturity Benefit = Basic Sum Assured + Loyalty Additions, if any.

 

Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C. The maturity benefit is tax free under section 10(10)D provided all conditions have been fulfilled.

 

 

Eligibility conditions and other restrictions in LIC Jeevan Ankur Plan

 

 

Minimum

Maximum

Sum Assured (in Rs.)

1,00,000

No Limit

Policy Term (in years)

Higher of (18 - Age of Child) or 8

25 – Age of Child

Premium Payment Term (in years)

Equal to Policy Term

Entry Age of Life Insured (in years)

18

50

Age at Maturity (in years)

-

75

Entry Age of Child (in years)

0

17

Premium (in Rs.)

-

-

Payment modes

Single, Yearly, Half-Yearly, Quarterly, Monthly & SSS

 

Sample illustration of premium of LIC Jeevan Ankur Plan

 

Age of Life Insured = 20/30/40 years

Policy Term = 2 years, Yearly mode

Premium Paying Term = 20 years

Sum Assured = Rs 1,00,000

LIC Jeevan Ankur Plan Sample Premiums

 

 

Additional Features and Benefits of LIC Jeevan Ankur Plan

 

Riders – There are 2 additional riders available in this policy

  1. Accidental Benefit rider
  2. Critical Illness rider

                                          

What happens if?

 

You stop paying the premium – The policy will lapse if the premium stops. However if at least 3 years’ premium shave been paid then the policy acquires a Paid Up Value and the risk cover continues at the reduced Sum Assured. The reduced Paid Up value would be payable on maturity or on earlier death.

 

You want to surrender the policy – Surrender Value is paid if premiums for 3 years have been paid up for Regular Premium Policies and 1 year for Single Premium Policies.

Guaranteed Surrender value for Regular Premium Policies = 30% of total basic premiums paid - 1st year premium

Guaranteed Surrender Value for Single Premium Policies = 90% of the total basic premiums paid

 

You want a loan against your policy – Loan is not available under this policy.

 

 

Alternate Child Plans from different insurance companies

 

ICICI Prudential SmartKid Regular Premium Plan

Tata AIG Life Insurance Gyan Kosh

Aviva Young Scholar Secure Plan

 

 

Other Child Plans from Life Insurance Corporation of India

 

LIC Jeevan Chhaya

LIC Child Career

LIC Komal Jeevan

LIC Jeevan Kishore

LIC Jeevan Anurag

LIC Child Future Plan

~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the LIC Jeevan Ankur brochure and insurance company's website. It should not be construed as a Critical or Favourable LIC Jeevan Ankur Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.


Leave a Comment

We take jivan ankur 807 Plan on dec. 12, And lic agent said the risk is covering from first premium . And after paying three hyl premium for 874678517/518 Policy brother was expire on 20 July14, Claim submmited in lic now lic not approve the claim why. Last premiun Onjun 14 Was paid pending due to finance cricess and dreadful condition came on 20 July.

By Haresh Vaghela on Aug 18, 2014 Reply

We do not comment on matters related to claim rejection. We request you to speak to the concerned team in LIC and seek clarification.

Replied By Manoj Aswani (MIC Staff) on Aug 18, 2014 Reply

Respected sir. Manoj can you guide the write forum or address to explore my difficulty. No one can support me so pls sir guid me.

Replied By Haresh Vaghela on Aug 18, 2014 Reply

You can visit this page and follow the necessary steps

http://www.policyholder.gov.in/Report.aspx#
 

 

Replied By Manoj Aswani (MIC Staff) on Aug 22, 2014

I want to buy a child policy for my baby from LIC for 20 years ? Which one will be good? what about JEEVAN ANKUR ? i have the term policy around 10 times of my annual income.
Tapas Sarkar
Siliguri

By Tapas Sarkar on Dec 14, 2013 Reply

Dear Tapas, LIC Jeevan Ankur is a good child plan. You can go in for that. Great that you have term insurance of around 10 times. Try increasing it to 15-20 times over the next few years if possible.

Replied By Deepak Yohannan (MIC Staff) on Dec 17, 2013 Reply

If i buy JEEVAN ANKUR for 20 years , SA 500000 , monthly premium will be approx 2100 PM. The expected return will be 10 to 11 lacks .But if i go for the term plan of SA 3000000 , monthly premium will be 500 ( approx ), and if i use rest 1600 to Bank RD ( 8.5%) , i will get Rs. 10lacs approx.The return will be the same, but at the same cost i will get the better protection .
I am confused . Please guide me . which way should i go ?

Replied By Tapas Sarkar on Dec 17, 2013 Reply

Dear Tapas, in my opinion the first priority should be high term cover. All investments should come after that. So take a term insurance cover of around 15 times your annual income. You can compare the premiums for your term plan here.

Once you have taken this, then ask this question to yourself - the path will be very clear, the answer will be very obvious. Currently you are trying to solve 2 problems at one go and hence the dilemna.

Just one more point, the interest component of FDs is taxable, while the maturity proceeds of the insurance plans are tax free.

Do let me know if this helped.

Replied By Deepak Yohannan (MIC Staff) on Dec 20, 2013

dear sir
i want to purchase policy for my baby girl of 1 year please suggest me good policy which will cover medical insurance of girl and also myself and wife
expected sum assured rs 500000
policy trem 20 years
please let me know also the maturity amount
thanks

By Sandy Chaudhary on Nov 07, 2013 Reply

Hi Sandy, you will have to separate the 2 requirements of yours. One is a health insurance plan which should be taken to cater to your medical emergencies. For this please use the link to compare health insurance. Take ana amount of cover which you think should be sufficient for a majority of treamtents in your city.

Then coming to the life insurance cover. I would first recommend that you buy a term insurance cover first, in case you already do not have it. This is an absolute must. Take a cover of around 15 times your annual income. There will be no maturity benefit but there will be a great financial security for your family. Click ahead to compare term plans.

Then go in for a Endowment Plan or a Child plan which will give you moderate returns as well as a life insurance cover. If you have a 20 year horizon, you can opt for a ULIP which might give you better returns. Since this will be market linked, there will be Ups and Downs but overall you will stand a better chance of good returns. You should be comfortable with ULIPs though. Otherwise go in for a traditional insurance plan which will give guaranteed moderate returns. Do let me know your preference on this point.

Replied By Deepak Yohannan (MIC Staff) on Nov 09, 2013 Reply

Dear Sir,
I have done the same insurance policy for 16 years and i have to pay Rs.10220/- per year what would be the total matured amount i would get at the end

By - Vikas Singh

By Vikas Singh on Sep 30, 2013 Reply

Dear Vikas, the insurance agent who sold you the policy is supposed to show you this illustration. I would recommend that you get in touch with him and get the probable maturity aomunt.

The agents have access to some tools which help them give you a illustration based on 6% of 10& rate of interest. These are not guaranteed though. We will not be able to provide this value to you as there is a lot more information that is required.

Replied By Deepak Yohannan (MIC Staff) on Oct 01, 2013 Reply

how can i know approximately my returns amount

By Jaya Shruthy on Aug 21, 2013 Reply

Dear Jaya, you will need to contact an LIC agent to get access to this information as the your age, child's age, amount of cover, term selected etc will decide on the premium amount and hence the maturity amount also.

You can get a fair idea at the link provided below:

http://www.licindia.in/children_need_0010_benefit_illustration.htm

Replied By Admin (MIC Staff) on Aug 21, 2013 Reply

I want to take LIC Jeevan Ankur Plan for my daughter. details below...
age of child : 7.5 yrs
Age of Insured (FATHER) : 38.5 yrs

My query is related to... who all can avail the Tax Benefit.
Can Mother of the child avail the tax benefit, as I am already done with deductions under section 80C.

By Siddharth Sharma on Aug 19, 2013 Reply

Dear Siddharth, person paying the premiums for the policy is eligible for the income tax benefit.

"Any amount that you pay towards life insurance premium for yourself, your spouse or your children can also be included in Section 80C deduction."

If the premiums are being paid from Mother's income, she too can avail the tax benefit.

Replied By Admin (MIC Staff) on Aug 20, 2013 Reply

LIC's Jeevan Ankur is Traditional plan with profits & it also give Tax Benefit. If u invest for more than 18 years u will definitely double u r amount - Pramod Gaonkar - LIC Branch 912 - Mob.: 9773 XX X XXX

Replied By Pramod Gaonkar on Sep 02, 2013 Reply

Policy Term (in years) Higher of (18 - Age of Child) or 8 25 – Age of Child
Plz define this

By New Tny on Aug 17, 2013 Reply

Dear New Tny, it means that if the age of the child is 2, the the minimum term has to be Higher of [8 or (18-2)], which would be 16 years. The maximum term would be 23 years.

In case the age of teh child is 12 years. then the minimum term has to be Higher of [8 or (18-12)], which would be 8 years. The maximum term would be 17 years.

I hope this clarifies. Else, do feel free to write back.

Replied By Admin (MIC Staff) on Aug 17, 2013 Reply

THIS POLICY IS BEST BUT AFTER 18 YEAR WHAT BENIFIT SEND MESSAG AND PLZ EXPLAN THE POLICY

By Vishu Sharma on Apr 01, 2013 Reply

Dear Vishu Sharma, this policy provides cover to you child and provides protection against the parent's death. On the exact nature of returns, it would be difficult to predict it as the variable component (loyalty additions) form a major chunk of the returns. You get the Basic Sum Assured + the Lotalty Additions on Maturity. Dont look at the plan only for returns. For example, if a 35 yr old pays Rs. 3,587/- every year for 25 years for a 1 lakh cover, he can get 1,05,700 if the returns is 6% and 1,94,000 if returns is 10%. This is the sample maturity amount.

Replied By Admin (MIC Staff) on Apr 01, 2013 Reply

Thanks it is good

By Ganapati Hegde on Mar 15, 2013 Reply

good

By K V Rangareddy on Mar 04, 2013 Reply

Hi,
We want to invest one time policy like a fixed deposit for 15,20,25 years. Could you please suggest if anything is there in lic.

By Venkat on Feb 23, 2013 Reply

you may invest in lic jeevan ankur single premium it is fullfil your idea.

Replied By Saravanan K on Mar 30, 2013 Reply

Meri beti 5 saal ki mujhe uske 18 saal hone ke baad 6 lakh rupee chaiye kripya bataye kitna. Premium dena padega yearly plan ankur jeevan premium chart meri email id par send kare

By Ajmeri on Feb 22, 2013 Reply

compare two policy ie jeevan ankur & komal jeevan which is thebest

By V.J.Thanigaiarasu on Feb 22, 2013 Reply

I am 36 yrs old.I want to buy either jeeven ankur plan for 10 laks sum assured or term insurance for 25 laks sum assured.
send me premium details of both on my email Id.

Thanks

By Prashant Phadale on Feb 21, 2013 Reply

If single premium is Rs. 90,000 than how much apremium will be exampt from income tax u/s 80c

By Kalp Dalal on Feb 18, 2013 Reply

this plan is a verybest whose child below 10 years and also benificial for young age for both father and son.

By N D Parmar on Dec 28, 2012 Reply

I WANT TO JEEVAN ANKUR PLAN FOR MY CHILD (Child Age 3 Year) SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILD PLAN SO SEND ON MY E MAIL PLEASE

By Neeraj Bhatt on Dec 08, 2012 Reply

hai sir
my daughter age 6 eligibility of jeevan ankur policy sir

By Bkrao on Dec 06, 2012 Reply

Hi I am 29years old. I have one Child ( 09 month old) and want to take the policy in my Child name and want to pay the premium in to time instead of yearly paying. I want sum of 5 lakhs after maturity. If i am eligible then please send me the details to my mail id as soon as possible. Policy name is Jeevan Ankur PLan

By Raj Ghosh on Aug 06, 2012 Reply

meri beti 8 sal ki hai mai uske liye jeevan ankur policy lena chahata hu uski shadi ke liye 5 lakh jama hona chaiye to kripya kitne paise bharna chaiye wah batao

By Sandeep Sawant on Jul 31, 2012 Reply

Hi I am 27years old. I have one Child ( 1.6 years old) and want to take the policy in my Child name and want to pay the premium in to time instead of yearly paying. I want sum of 4 lakhs after maturity. If i am eligible then please send me the details to my mail id as soon as possible. Policy name is Jeevan Ankur PLan

By Chandan Singh on Jul 21, 2012 Reply

Sir, I want to open jeevan ankur policy for my child of 12yrs & 9 yrs old . Please send all details & benifits regarding this policy.

Secondly i want to deposite saving / time scale deposite in SBI pl send details. thanks

By Sayyad Bg on Jun 27, 2012 Reply

jeevan ankur is very good plan I think this can be gifted to child by their parenrt

By Sk Tiwari on May 24, 2012 Reply

Pl Send the deatil in jeevan anku

By Rupesh.R.Utekar on May 16, 2012 Reply

Hi, i need a policy for my 3yrs old child;.I am confuse which pollicy is best for my child,so kindly suggest me which pollicy is best for my child.

By Prabha on May 15, 2012 Reply

when my policy is started
plz reply me starting date of my policy

By Shenam D/O Of Pardeep Kumar Jethi on May 12, 2012 Reply

hey friend...i m safatali m chaudhary from mumbai.If u have any doubt about LIC plan's than u can contact me on 8655342886..OR u can mail me on safatali08@gmail.com

By Safatali M Chaudhary on May 12, 2012 Reply

ineed details of chaild policy

By Varakumari on May 10, 2012 Reply

hi, this is balaji hyderabad i am an lic of india agent please contact if any body wants insurance policies of any kind for more information please contact 986661945

By Balaji on May 07, 2012 Reply

my doughter is 11 month old and i want a jeevan ankur policy for her plz. send all policy details of jeevan ankur in hindi in my email id (akhil_m2009@rediffmail.com)

By Akhilesh Mishra on Apr 28, 2012 Reply

my son is 4 years old. i want to take a jeevan ankurn plan pls send me the detail.

By Ak Pratihary on Apr 20, 2012 Reply

I want to open jivan ankoor policy for my child of 3 years for rs 600000, upto maturity of 20 years, in yearly installment payment. What would be the yearly premium. What are the benefits.

By Ram Soni on Apr 12, 2012 Reply

hi i am 36 years old and my daughter is 2 years old any lic agent from pune let me know more about Jeevan Ankur policy my contact is 9764827902

By Shailesh Deshpande on Apr 04, 2012 Reply

i am 36 years old and my daughter is 2 years old , so if any LIC agent from pune please inform me more about Jeevan Ankur plan.. thanks

By Shailesh Deshpande on Apr 04, 2012 Reply

I AM 33 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHART ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LA

By Chandu on Apr 03, 2012 Reply

i need short & sweet details of jeevan ankur policy.! the maturity money will come after age of 9 yrs of baby.. the sum assured wilcome in lump or in installments u will give it back for us....

By Karthik.Cs on Apr 02, 2012 Reply

I AM 30 YEARS OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LAK
By RAJEEV on 1ST APRIL, 2012

By Rajeev K on Apr 01, 2012 Reply

AM 30 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 2 LAK

By Dakshayini on Mar 31, 2012 Reply

I am 28 yrs old. Sir suggest me for policy.

By Nitin Kumar Prasad on Mar 27, 2012 Reply

hi am dinesh barbigahiya lic agent in gaya br. 2
jeevan ankur is agreat policy for children
you must be purchase this policy and secured your child future

By Dinesh Barbigahiya on Mar 26, 2012 Reply

Hi I am 32years old. I have one Daughter ( 1 years old) and want to take the policy in my daughter's name and want to pay the premium in one time instead of yearly paying. I want sum of 5 lakhs after maturity. If i am eligible then please send me the details to my mail id as soon as possible.and i want to know how much amount will be paid per yearly,

By Pavan Kumar .M on Mar 25, 2012 Reply

I AM 28 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LAK

By Ramlal on Mar 20, 2012 Reply

sir, I "Mitesh J. Patel"28 years old.My son age is 3.5years, I would like to buy LIC with single premium for my son and me both.Single premium is approximate 35000 to 45000Rs.Please give me advise for best option.

By Mitesh J Patel on Mar 13, 2012 Reply

Sir, I am Ex Army person and now Agent of LIC of India in Delhi.
Any one of you either instrested in knowing the details or planning to take any child plan for your loving kids or any other plan for your investment benefits plz call me at 9441262239,9059933062 VISHAKAPATNAM@SRIKAKULAM
THANK U SIR,

By saiomkar lic adviser

By SAIOMKAR on Jan 24, 2012

By Lk Pandey on Mar 12, 2012 Reply

i plz send sari jivan lic plan hoy te

dhanyvad

By Vinod Thakor on Mar 10, 2012 Reply

I AM 45 YEAR OLD SO I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHART ON JEEVAN ANKUR CHILD PLAN SO SEND ON MY MAIL I WANT SUM 5 LAK

By Jabarsingh on Mar 09, 2012 Reply

I am 35 year old I want to jeevan Ankur plan for my son(05 years). please send detail to my e-mail.

Thanks,

Padmalochan Maiti

By Padmalochan Maiti on Mar 09, 2012 Reply

Hi I am 37years old. I have one Son( 5 years old) and want to take the policy(jeevan ankur) in my son's name and want to pay the premium of yearly paying. I want sum of 5 lakhs after maturity. If i am eligible then please send me the details to my mail id as soon as possible.

By Pranabandhu Gayan. on Mar 05, 2012 Reply

I AM 31 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LAK

By Simit Nyati on Mar 04, 2012 Reply

i have purchase this policy 18th year term of policy in jeevan ankus which amount paid of yearly.

By Swaraj Paul on Mar 02, 2012 Reply

its a good plan. Iam an agent based out of bangalore. Pls email for an requirement of LIC policies. LIC Good friend at bad times

Regards
Karun

By Karun on Mar 02, 2012 Reply

i am lic agent in hyderabad if any one is interested to take any new policy please contact through mail

By C. Kameswara Rao on Mar 02, 2012 Reply

I Want to JEEVAN ANKUR PLAN for my elder brother daughter.
So please send me details as earliest as possible

By Vikash Sachdeva on Feb 28, 2012 Reply

Hi My Name is Ved.I need SA 20Lakhs,tenure 20Year.Kindly send achart which I can understand and to take a policy.

By Ved Singh on Feb 28, 2012 Reply

hi friends this is a policy for your child future and it help you to save your child,education,marriage, or some emergency propose and you will all so get income tax benefit and for more details about jeevan ankur and any lic policy's feel free to contact my i am an lic officer in Bangalore and you can pay your premium in any lic branch and some selected banks
income tax details
Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C. The maturity benefit is tax free under section 10(10)D provided all conditions have been fulfilled.

By Licindia on Feb 27, 2012 Reply

Iam an lic agent in Hyderabad. If any one wants to proceed with LIC Policy. pls contact me.

By Mamtha on Feb 27, 2012 Reply

Lic jeevan ankur child plan give me daitel

By Rajendra Kumar on Feb 27, 2012 Reply

hi I AM DEVELOPMENT OFFICER IN HYDERABAD. ANY BODY INTERESTED IN TAKING

By D.V.Ramana Rao on Feb 26, 2012 Reply

I am HItesh please mail me full details and benefits and payments terms & Premiem turms with month wise of JEEVAN ANKUR policy

9k.hitesh@gmail.com

By Hitesh on Feb 24, 2012 Reply

i want to take jivan ankur policy for my doughter of 6.5 yrs old.plz somebody contact me

By Nitin on Feb 22, 2012 Reply

hi iam swetha i want full details of geevan ankur plz contact me

By E Swetha on Feb 20, 2012 Reply

its not satisfied

By Sasanka Bora on Feb 20, 2012 Reply

how much layalty for jeevan ankur

By Cnu on Feb 17, 2012 Reply

Really the L.I.C. OF INDIA has selected the best one for the children when in need

By Rabindra on Feb 16, 2012 Reply

A very sweet morning all of you. I am LIC consultant. Please contact me, any of your financial requirements. Thank you. 94812 50030 / 8762192842

By Bhagya P. Badiger on Feb 15, 2012 Reply

LIC Jeevan Ankur Plan is a Traditional Plan with profits. This is a child benefit Endowment Plan.In this plan, premium needs to be paid till the end of the policy tenure
Death Benefit – In case of death of the Life Insured, i.e. the Parent, immediate Death Benefit of the Sum Assured is paid to the nominee + 10% of Sum Assured is also paid on every policy anniversary till the end of the policy term as Income Benefit

Maturity Benefit – When the policy matures, the Maturity Benefit is paid irrespective of whether the Life Insured is alive or not.
Maturity Benefit = Basic Sum Assured + Loyalty Additions, if any.

Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C. The maturity benefit is tax free under section 10(10)D provided all conditions have been fulfilled.
Regards
AJAY CHHABRA
LIC AGENT (JAIPUR)
09414045031

By Ajay Chhabra on Feb 14, 2012 Reply

I am 36 year old & want to take a plan on 5 lac. insurance with a term of 21 years..so kindly send me the complete illustration on my mail ID. Hindi language

By Bhopal Singh Bhati on Feb 11, 2012 Reply

I am 36 year old & want to take a plan on 5 lac. insurance with a term of 21 years..so kindly send me the complete illustration on my mail ID. Hindi language

By Bhopal Singh Bhati on Feb 11, 2012 Reply

It is not good policy, Only good when insured death. If you contact l tell more best plans than this in LIC and in others.nrvk123@gmail.com

By Balu on Feb 11, 2012 Reply

Sir,
Kindly sent me about jeeban ankur plan

By Sitakanta Nayak on Feb 10, 2012 Reply

hi i read all policy related things but i just want to know what is the rate of interest is this policy compounded or simple.

By Anoop Khare on Feb 07, 2012 Reply

I want more information about this policy JEEVAN ANKUR.

By Rajesh Raut 9821315415 on Feb 07, 2012 Reply

please send me all dettail and preim plan

By Vijay Palekar on Feb 06, 2012 Reply

how much rupees in minimum plan to get this policy for my child pls.... details provided my mail.id.. instantly ...
minimum rupees plan and other plans in jeevan ankur policy + benefits and terms and conditions

By Ajay on Feb 06, 2012 Reply

I am intersting to invest in JEEVAN ANKUR My son age 6years old. I paid single premium .Please send details how much invest in future studies.

Thanking you sir,

By Sujanram on Feb 05, 2012 Reply

please mail me full details and benefits and payments terms of JEEVAN ANKUR policy

By Srinivas.Ch on Feb 04, 2012 Reply

Dear sir ,

I want to take the detail of jeewan ankur policy.

By Ramesh Kumar on Feb 04, 2012 Reply

I am interested in this plan for my child but I have studied some other plans from different insurers. To get a conclusion please any advised can contact me, nrvk123@gmail.com

By Balu on Feb 02, 2012 Reply

jeevan Ankur is the best child plan in Lic,pls enroll as soon as possible

By Sanjay Kumar on Feb 01, 2012 Reply

Could someone please explain how beneficial is this policy for children because every policy gives benefit after mataurity

By Sudip on Jan 31, 2012 Reply

HI This is a best secure plan for Childe

By Ashok Ambhure on Jan 31, 2012 Reply

Hi all,

My personal experience is LIC is doing a good job by launching new products in the market. Also one must understand the very basic purpose of insurance. If we agree with author of the article then I simply ask him to provide us the alternative to Jeevan Ankur Policy.

We all know what the private compaines are doing now a days. All I know is, if I invest in LIC, I will get my money back which is not a case in private companies. I personally recommend to invest in government agencies instead of investing there hard earned money in private companies. If I want to buy insurance, I will buy from LIC.The claim process is fast in LIC.

I am paying a interst of 15.5% to a private bank from the last 7 years and they have raised the tenure to 40 yrs instead of 20 yrs original sanctioned. It seems like they will recover loan from my childrens after my death. What a common man do against them. He does not have the time to fight against them. The current rate is still 10.5% in public sector banks.

LIC main objective it provide you insurance cover for your dear one's. i.e. in your absence they can afford to live comfortable. If your main aim getting good returns on your investment, then invest in ppf, public sector banks FD, share market etc.

By Yogesh on Jan 28, 2012 Reply

Namaskar

I am 37 years old I have a daughter (0 age) let me know about LIC Jeevan Ankur or any child insurance plans with future benefits & maturity benefits or any chart kindly send my e-mail address as soon as possible.

Thanks

By Babu Rao on Jan 28, 2012 Reply

I WANT TO JEEVAN ANKUR POLICY DETAILS . IAM AT HYDERABAD LOCATION

By Goverdhan Reddy on Jan 27, 2012 Reply

I AM 27 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LAK

By rajeev verma jan 27,2012

By Rajeev Varma on Jan 27, 2012 Reply

in jeevan ankur this has not clarified that in event of death of parent premium will stop or policy will continue as usual.

By Manish on Jan 27, 2012 Reply

Hi

I am 34 Years Old So I want to Javeen Ankur Plan Please mail me Form No. Table Term

By Nittu Ji Dhar on Jan 27, 2012 Reply

I am lija , I want to the details about the Jeevan Ankur policy. My child's age now 1 year 3 months it is eligible for it. please let me know yes or not . & policy starting age.

By Lija Pradhan on Jan 27, 2012 Reply

In this plan death, accidental death has any difference? if death is accidental has any other benefit?

By Balu on Jan 27, 2012 Reply

iam asenior advisor from lic corporation. please share your sha
feelings /doubts with me. jeevanankur is the best plan for childs for life protection
take jeevan ankur policy for sum assured 5 lacs or 10 lacs
any doubts contact throgh our gmail

By G.Venkat Reddy Kphb Colony Hyderabad on Jan 26, 2012 Reply

gud plan

By Deepak on Jan 26, 2012 Reply

We are family welfare & wealth Managers. We help people to live for ever wealthy with a lot of assets. We customize plans* to keep you & your family rich always...This is good plan but many more BEST plans are there so look at it care fully.
(*All plans have govt. Guarantee & Tax free returns)

By Paresh Shah......(Mumbai) on Jan 26, 2012 Reply

I f you are a chennai resident or a NRI in any part of the world and you need any type of clarification/ guidance you need, pl send a mail. Pl be assured that you need not route any business thro' me

By Sri on Jan 25, 2012 Reply

jeevan ankur aapke bachcho ke liye bahoot hi best plan hai, jo mata pita apne bachcho ke achchhe bhavishya ko lekar chintit hai we is policy ka laabh jaroor le apne bachcho ke sunhre bhavishya ke liye, raipur ya raipur ke aaspass ke log iski jankari ke liye is e-mail se contect kare

By Preeti Kurre on Jan 25, 2012 Reply

i am 34 years old and i want jeevan ankur plan so i want insurance chart on jeevan ankur child plan. i have a little baby of six months and i want a sum of 10 lakh.

By Dheeraj Kumar on Jan 25, 2012 Reply

I am 62 years old and I want to gift my grand son ( who is one year old) with one time investment of Rs.25000/- .Please send me the details of children plans policy if any available with LIC.

By Mohamed Imtiazuddin on Jan 25, 2012 Reply

My father age 69 years & he is interested to give sum money by single premium to my son age about 12 Years. Pl. suggest How much money give ( 25,000/50,000/ ) & how much amt received yrs wise ( 10/15/20) . Pl. send chart to my email

By Sheth Kuldip on Jan 25, 2012 Reply

i am 37 years old i want 1lakh sa for 20 years please know to me details maturity value and preimium p.a in my mail id

By Sanjay Baidya on Jan 25, 2012 Reply

I am the LIC AGENT. Any body wants lic policies pl contact me.

By L.Zonamary on Jan 25, 2012 Reply

I AM 28 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL , I WANT SUM 10 LAK

By Ritesh Kumar Singhh on Jan 25, 2012 Reply

I AM 57 YEAR OLD SO, I WANT TO JEEVAN ANKUR PLAN SO I WANTE INSURANCE CHARTE ON JEEVAN ANKUR CHILDE PLAN SO SEND ON MY E MAIL CALL ME ANY TIME 8427006676

By Pl Allahabadi on Jan 25, 2012 Reply

I WANT TO JIVAN ANKUR PLAN DETAIL IS FEATURES SEND ON MY E.MAIL I WANT TO 5 LAK-

By Sangita Shah on Jan 25, 2012 Reply

Wants details of jee van ankur policy ,benefits

By Mukesh on Jan 25, 2012 Reply

I am 42 years old my son was studying 9th class and i want a plan with a sum of 3 lakhs recovered in 3to 4 years is there any plan to me

By Jothirmai on Jan 25, 2012 Reply

this not good policy than bajaj allianz invest gain

By Rv on Jan 25, 2012 Reply

Whether this plan has waiver of premiums on death of the life assured is a great doubt. No where in the official circular the premium waiver is mentioned nor explained. Dear agents have you got clarification from the concerned authorities in this regard. Most of the agents are assuming that premium waiver is inbuilt. But the circular is clueless. Will any learned agent/advisor dare to raise this querry with the plan maker?

By Raghavendra Kamath on Jan 25, 2012 Reply

Kindly match ur details and illustration
in illustration policy term & premium paying term are different
whereas in details policy term & ppt are mentioned as same kindly clear the confusion
NO doubt plan is good
Thanks

By Gomti Gupta on Jan 25, 2012 Reply

I AM 34 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHART (with Details) ON JEEVAN ANKUR CHILD PLAN SO SEND ON MY E MAIL , I WANT SUM 1 LAC.

child 4year


9699726866

By Anjan on Jan 25, 2012 Reply

I have lot of doubts on this before taking policy can any one clarify?nraviteja@yahoo.com

By Raviteja on Jan 25, 2012 Reply

Mr.RAJGOPAL ATTAL, max entry age for Jeevan Ankur is 50

By Shashi Rekha on Jan 24, 2012 Reply

I AM 27 YEAR OLD AND MYSELF BLESSED WITH A CHILD AGE (11 MONTHS). WOULD U LIKE TO SUGGEST ME WHICH PLAN IS BEST FOR MY CHILD & IF MYSELF INSURED.ALSO I WANT JEEVAN ANKUR PLAN CHART. I WANT SUM 6 LAKHS.

By Santosh on Jan 24, 2012 Reply

HI
I am 49 yrs old.May I eligible to take Jeevan Ankur policy to my twin sons, who are 14 years age right now.Pl.give me your suggestion regarding this policy or any other policy,which is benefited financially.

By Yprabhakara Rao on Jan 24, 2012 Reply

My age is61years. I have 3 Grand son (12/11/10Years) and Grand Daughter 4year 10Months) am i eleigible to pay Jeevan Ankur. If i eligible please sned one time payment and yearly payment options to my mail ID

By Rajgopal Attal on Jan 24, 2012 Reply

My son age is 13 + , my age is 47+ which is the best in Jeevan Ankur, what is premium per year etc. details, pl let me know...

By S. Yogender Nath on Jan 24, 2012 Reply

please send the details of this plan(jeevan Ankur)

By Ajesh on Jan 24, 2012 Reply

All learned please tell, if the life assured dies, will the premium payment stop for the rest of the term. No where it is specifically mentioned in the brochure nor LIC circular.

By Raghavendra Kamath on Jan 24, 2012 Reply

Can any one say in jeevan ankur jeevan saral, jeevan anand, jevan tarnag or maha life gold ,bajaj invest gain which is the better policy? i think bajaj invest gain is better. nraviteja@yahoo.com

By Raviteja on Jan 24, 2012 Reply

my age is 40 year, i want purchase 3 policy for my three kids, age is 9 year, 7 year and 2 year, each bond 1 lac rupees, please send me yearly instalment and single premium, i need complete details / premium table chart, and tell me about risk cover as soon.
regards,
kamal

By Kamal Krishan Mundra on Jan 24, 2012 Reply

I am 51 years old, having children 17 & 13 years old. Please let me know Jeevan Ankur plan suitable for my children. Can they benefit for their studies? If for a 5 lakh policy, how much would be the maturity amount. Please send details to my email id: pninaan@yahoo.com

By R. Nainan on Jan 24, 2012 Reply

I have daughter 17 and 9 year old and my Age is 50 please send me chart for LIC Ankur

By Shaikh Nisar on Jan 24, 2012 Reply

Thanks for the effort to give a platform like yours for sharing awareness & effectiveness of ANY products,features vis-a-vis client needs.
I appreciate availability of riders,but at a loss to understand, as to how a family wd continue to pay premium till the end of policy term,in case of demise of bread earner?
This being a traditional, debt oriented,savings -cum-protection plan, obviously would not accrue more than6-7%profit(after deduction of protection charges for base sum assured ,incorporated income benefit rider &optional riders choosen) .Considering long term,factor of inflation,variations of tax saving factors because of DIRECT TAX CODE from April-2012,the increasing life style expectations/educational expenditures,Can help only those segment of customers, who just want to save & accumulate funds to fulfil part of the real objective. DILIP MISHRA,FINANCIAL ADVISOR , LUTCF,MDRT2005-2008,COT2009&2010,NISM,NCFM

By Dilip Kumar Mishra on Jan 24, 2012 Reply

very long turm 20 year i want to 10 year plan in jeevan ankur. cont 9835987786

By Mehndi Hasan on Jan 24, 2012 Reply

plz details of the policy of jeevan ankur

By Saiomkar on Jan 24, 2012 Reply

I am a 75 years old man and I would like to gift Jeeva Ankur policy for my grnd child after making one time payment The policy period would be 20 years. I would be greatfull if some could confirm that such policy can be taken by me.

By Prakashkapoor on Jan 24, 2012 Reply

I AM 26 YEAR OLD SO,I WANT TO JEEVAN ANKUR PLAN SO I WANT INSURANCE CHART (with Details) ON JEEVAN ANKUR CHILD PLAN SO SEND ON MY E MAIL , I WANT SUM 1 LAC.

By Rohitash on Jan 24, 2012 Reply

Jeevan ankur is a wonderful plan to secure child future......

By Umapathy on Jan 24, 2012 Reply

JEEVAN ANKUR the plan with a difference coming from LIC OF INDIA..the leader of Risk cover insurance plans decided to take resposibility of each and every children in INDIA.This plan will add a charm to existing Marriage Endowment plan of Lic and ofcourse this can be added to other child plans to take care of CHILDREN.With great and Best wishes RAJEEV

By Rajeev.A.P. on Jan 24, 2012 Reply

This Plan Jeevan Ankur is most suitable for the Couple having children below 17 Yrs for their higher education and having an high ambition in future.

In the Present scenario

"JEEVAN ANKUR" is the BEST,
all are requested to have a TEST.
Open your Umbrella, before You get wet.

By Sk Tripathy587 on Jan 24, 2012 Reply

its very good plan

By Panjabrao Pawar on Jan 23, 2012 Reply

call me 9032885322

By Hemant on Jan 23, 2012 Reply

must include loan benifit to make it success

By Ashok on Jan 23, 2012 Reply

It is one of the best plan offered by the LIC after Komal Jeevan.I wish i could had been 30 years of age and will take this policy for my daughter for 5 Lacs SA., But i have crossd 55 years of age now.Any suitable policy now i cant buy.

By Salaria on Jan 23, 2012 Reply

i want more information about this policy.

By Shivam Vasudeo Khandare on Jan 23, 2012 Reply

I am 30 yr old. My son is 2.5 yr old. I want a policy that my son gets Rs 5 lacs,when he is 18 yr old.

By Manish Shreni on Jan 23, 2012 Reply

i am 43 yrars old. i want a policy cover upto 10 lacs. & policy term 10 years. my chield is 13 years old.kindly send me yearly &monthly premium calculation with maturity value.

By Vijay Save on Jan 23, 2012 Reply

what is future of jivan saral plan whether its good idea of investment or its not good ? / please suggest.? or which other policy you recomended

By Pravinkumar on Jan 23, 2012 Reply

LIC Jeevan Chhaya

LIC Child Career What is the difference between of other 6 nos. policy of LIC

LIC Komal Jeevan

LIC Jeevan Kishore

LIC Jeevan Anurag

LIC Child Future Plan

By B.Dutta on Jan 23, 2012 Reply

I am 30 year old & want to take a plan on 5 lac. insurance with a term of 20 years..so kindly send me the complete illustration on my mail ID

By Sushil on Jan 23, 2012 Reply

i am 29 year old, i want thi Jeevan Ankur Policy,i want sum 10lakh

By Shailesh Kakade on Jan 23, 2012 Reply

Hi I am 35years old. I have two Daughter (8 & 4 years old) and want to take the policy in my daughter's name and want to pay the premium in one time instead of yearly paying. I want sum of 1-2 lakhs each after maturity. If i am eligible then please send me the details to my mail id as soon as possible.

By Bhavesh Sanghani on Jan 23, 2012 Reply

my son is 14 years and my age is 45 yrs. let me know how this policy work.

By Gopal on Jan 23, 2012 Reply

I want a plan for my son aged 28 years , so that He may get Rs.1 or Two crore at the age of 55 to 60 years, the Premium shall be yearly payable

By Pankaj Rastogi on Jan 23, 2012 Reply

My elder son is 17yrs & younger son is 14yrs , i am 50yrs suggest me a policy for my children through my Email id.

By Kushal Dutt on Jan 23, 2012 Reply

my current age-31
after my age- 45
required amount per month 10000
i want pension plan

By Jitendra Sutar on Jan 23, 2012 Reply

Hi I am 34years old. I have one Daughter ( 4 years old) and want to take the policy in my daughter's name and want to pay the premium in one time instead of yearly paying. I want sum of 5 lakhs after maturity. If i am eligible then please send me the details to my mail id as soon as possible.

By Rajeeb on Jan 23, 2012 Reply

If the policy opend to his son/daughter, the premium payer parent (whether its mother/father) whos a employer one who the non employer (for example : mother is a house wife. Childs father will pay the preimum ., wether the father dies. will the policy Death Benefit of the Sum Assured is paid to the nominee + 10% of Sum Assured is also paid on every policy anniversary till the end of the policy term as Income Benefit.
Because here the mother is not a employ, or she won't get the pension or any other income to pay the monthly premium.?????
kindly reply .

By Thammaiah Kk on Jan 23, 2012 Reply

Sir, Pls let me know the difference about Key features,Maturity benefit and death benefit in JEEVAN ANURAG AND JEEVAN ANKUR

By John on Jan 23, 2012 Reply

My age is 54years I have a Grand son (3Years) and Grand Daughter ( 1year 10Months) am i eleigible to pay Jeevan Ankur. If i eligible please sned one time payment and yearly payment options to my mail ID

by Prabhakaram V

By Prabhakaram on Jan 23, 2012 Reply

My Birth Date is 22/12/1968,My son Birth date 16/09/1999, I wish take this policy sum assured Rs 400000/- send me premium Details.

By Mhaske Vikas Dasrao on Jan 23, 2012 Reply

i am 22 year old i want pland 10 lak please send me details

By Dharm Singh on Jan 23, 2012 Reply

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