LIC Jeevan Arogya

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LIC Jeevan Arogya Plan

 

LIC Jeevan Arogya is a non-linked Health Insurance Policy which helps individuals to cope up with the rising medical costs. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. It is a comprehensive health insurance policy for the entire family.

 

Compare Health Insurance Plans

 

Key Features of LIC Jeevan Arogya

 

§         One health insurance policy that covers self, spouse, children, parents and parents-in-law

§         Covers hospitalisation, surgery and much more

§         Provides benefit payout irrespective of actual medical cost incurred

§         Can be availed along with existing mediclaim policy for the same hospitalisation / surgery

§         Cover can be extended to new members of the family in case of marriage and childbirth

§         Quick Cash Facility is available on hospitalisation instead of waiting to make a claim for the benefit after discharge

§       Under Quick Cash, 50% advance payment is given by LIC (under 57 surgeries performed in network hospitals)

§         Payout made on the basis of photocopy of bills

§         No Claim Benefit is 5% of initial Hospitalisation Cash Benefit (HCB)

 

 

What is covered in LIC Jeevan Arogya?

 

§         Hospitalisation Cash Benefit (HCB)

§         Major Surgical Benefit (MCB) is 100 times the HCB / Accidental Death Benefit (ADB)

§         Day Care Procedure Benefit paid as lump sum

§         Other Surgical Benefits (where all other surgeries are covered) is 2 times HCB / ADB

§         Ambulance charges up to Rs 1000 per insured per year, for major surgeries under category 1 or 2

§         Premium Waiver Benefit

§         Auto increase @ 5% in both HCB and MCB up to 50% even if there is any claim

 

Hospitalisation Cash Benefit in detail:

- Choose from Rs 1000 to Rs 4000 per day

- Up to Rs 4000 per day for maximum 720 days

- Up to Rs 8000 per day for maximum 360 days in ICU

 

Daycare procedures (which do not require 24 hr hospitalisation) in detail:

- 5 times Hospitalisation Cash Benefit (HCB) / Accidental Death Benefit (ADB)

- 140 surgeries

- 3 daycare procedures covered in a year, and  24 procedures covered in a lifetime

 

Waiting period for availing benefits in LIC Jeevan Arogya

- Accidental claims - 0 days

- HCB and MSB - 90 days from policy start date

 

 

Additional Benefits of LIC Jeevan Arogya

 

§         Term Rider and Accidental Benefit rider available as an option

§         Increasing health cover every year as a No Claim Benefit

 

 

Eligibility conditions and other restrictions in LIC Jeevan Arogya

 

 

Minimum

Maximum

Daily Hospitalisation Benefit (in Rs.)

 

1000/day excl ICU

4000/day excl ICU

Major Surgical Benefit (in Rs.)

1,00,000

4,00,000

Entry Age of Self/Spouse (in years)

18

65

Entry Age of Children (in years)

91 days

17

Entry Age of Parents (in years)

18 years

75

Age at Maturity (in years)

-

80

Payment modes

Yearly, Half-yearly, Quarterly or Monthly (ECS mode only)

 

 

Sample illustration of premium amount in LIC Jeevan Arogya

 

The below illustration is for an individual opting for a Daily Hospitalisation Benefit of Rs 1,000 per day:

 

LIC Jeevan Arogya Sample Illustration

 

Tax Benefits

 

This plan offers tax benefits for the premiums as a deduction from the taxable income under section 80D of the Income Tax Act.

 

 

Exclusions - What is not covered in LIC Jeevan Arogya Policy?

 

§         Pre-existing conditions (unless disclosed and accepted by LIC)

§         Routine check-ups and Non-allopathic treatments

§         Epidemic diseases or conditions (classified by Central or State Government)

§         Cosmetic or beauty treatments, circumcision, dental treatments

§         Plastic surgery (unless necessary for treatment of illness or due to an accident and performed within 6 months of the event occurrence)

§         Any treatment arising from insured person’s failure  to act on proper medical advice

§         Self-inflicted injuries or attempted suicide

§         Abuse of drugs, alcohol or intoxicants

§         Conditions existing at birth (congenital conditions)

§         Rest cure, general weakness, nervous breakdown or related conditions, infertility or sterilisation

§         Sexually transmitted diseases like HIV / AIDS

§         Pregnancy or child-birth related conditions

§         Any act of war, invasion of foreign enemy, naval or military operations etc

§         Radioactive contamination

§         Criminal or illegal acts

§         Natural catastrophe like earthquake, floods etc

§         Participation in dangerous sports like racing, scuba diving, bungee jumping

 

 

Alternate health plans from different insurance companies

 

Aegon Religare Health Plan

Birla Sun Life Universal Health Plan

ICICI Pru Health Saver

 

 

Other health insurance plans from Life Insurance Corporation of India (LIC)

 

LIC Health Protection Plus

~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the LIC Jeevan Arogya brochure and insurance company's website. It should not be construed as a Critical or Favourable LIC Jeevan Arogya Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.


Leave a Comment

Hi,
I do have a mediclaim policy provided by my employer. If I buy Jeevan Arogya, can I claim from both policies?
Thanks,
Nithya

By Nithya Shanmugam on Jan 06, 2014 Reply

Hi Nithya, the simple answer you to your question is "Yes you can"

Replied By Admin (MIC Staff) on Jan 09, 2014 Reply

In both place we have to submit the original bill. So we can claim only from one right. I am confused about it. Will they accept xerox copies of the bill? Can you clarify me this?

Replied By Nithya Shanmugam on Jan 09, 2014 Reply

Dear Nithya, in case of the mediclaim plan offered to you by the employer, you will have to submit original documents. You can submit xerox copies in other companies.

In this plan, the money paid to you is not dependent on the expenditure you incur. The money paid to you is fixed and not based on the bills you produce.

Replied By Deepak Yohannan (MIC Staff) on Jan 13, 2014

Hi, I am having LIC health protection plus plan which my husband bought three years back. Since, this plan don't offer cashless entries into the hospital, I want to shift it to LIC Jeevan Arogya or any other plan. My question is, can I get fund value (at my current LIC health protection plus plan) back? If not, then please let me know if there is need to shift from LIC health protection plus plan or still its is considered as okay. Thanks!

By Pranali Dhodare on Dec 26, 2013 Reply

Hi Pranali, if you are looking for cashless claims, you should be buying a health insurance plan from  a general insurance company and not a life insurance company. That will be more suitable for you.

You can compare such health insurance plans here.

This plan does not offer any surrender value so it cannot be used to buy another plan. I would recommend that you get a plan from a general insurance company first.

Replied By Deepak Yohannan (MIC Staff) on Dec 27, 2013 Reply

Hi Deepak,

Am 24 old please suggest a policy of range 20k per year for 10-16 years covering medical benefits and all also it must be included under section 80D of the Income Tax Act.

Thanks & Regards,
Ravi Teja.

By Ravi Teja Pendyala on Dec 10, 2013 Reply

Hi Ravi, I would strongly recommend that you go in for a health insurance policy from a general insurance company first. These are annually renewable and will be much cheaper than the budget you have allocated. Tax benefits too would be available. You can go in for a 5 lakh cover if required.

You can compare health insurance plans here.

http://www.myinsuranceclub.com/health-insurance/

Replied By Deepak Yohannan (MIC Staff) on Dec 10, 2013 Reply

Sir, I am K S Pillai, Age 69 years, living in Pune. My spouse is 61 years and my son is 40 years.
If I take this policy in the name of my son, shall we get medical benefits for my wife and myself and let me know the details of premium amount.
L

By Pillai Ks on Nov 20, 2013 Reply

Dear Mr Pillai, it would be better if your son takes this policy as the principal insured - all of you can be covered in this plan. No problems with that.

I hope this is over an above a standard health insurance plan from a general insurance company for all you. That is much more important.

Replied By Deepak Yohannan (MIC Staff) on Nov 22, 2013 Reply

I have two daughters ( aged 12 yrs/13yrs) and wants to know about LIC Jeevan Arogya. Is this policy is able to deduction from the taxable income under section 80D of the Income Tax Act.
Tashi Wangdu

By Tashi Wangdu on Oct 28, 2013 Reply

Yes Tashi, the premiums paid would enjoy the tax benefits.

Replied By Deepak Yohannan (MIC Staff) on Oct 30, 2013 Reply

Can u plzzzz help me to find lic health insurance network hospitals......plzzzzz .....my mail address is- batukuli@gmail.com

By Rathin Chakrabarty on Oct 18, 2013 Reply

Hi Ratin, this could be a helpful link. http://www.emeditek.com/licgateway/nspdetails.aspx

Meanwhile we will dig in and check if we can get this list for you.

Replied By Admin (MIC Staff) on Oct 19, 2013 Reply

I have hernia problem and it need surgery i have jeevan arogya police in march,2012 can I get the benefit of it.

By Prakash Kumar on Oct 08, 2013 Reply

Dear Prakash, for treatment for hernia there is a specific waiting period of 2 years from taking the policy. Since the 2 year waitin period is still on, you will not be able to avail the benefits for its treatment.

Replied By Deepak Yohannan (MIC Staff) on Oct 14, 2013 Reply

sir i am suffering from vericose veins in left leg. static eczema occurred due to this. now i am being advised to go under operation. would i get mediclaim if i go for the same. i had purchased jeevan arogya (LIC) on two years back. pls give me response as early as possible.
by - prashant pandey

By Prashant Pandey on Sep 17, 2013 Reply

Dear Prashant, the waiting period for treatment of varicose veins is 2 years. If you have purchased the plan more than 2 years back (2 policy years) then you would be eligible for claims. Basically 2 years should have passed since you have purchased the plan to be eligible to claim treatment for this.

Replied By Deepak Yohannan (MIC Staff) on Sep 18, 2013 Reply

I am interested in LIC's Jeevan Arogya. please keep in touch at SWAPAN BHADRA. (980029xxxx)
email. Swapanbhadxxxxxx@gmail.com. Malda / Barasat. W. B.

By Swapan Bhadra on Sep 15, 2013 Reply

Sure Swapan, we will have someone from the LIC direct team call you for the same.

Replied By Admin (MIC Staff) on Sep 16, 2013 Reply

sir my sister in law intersted in LIC Jeevan Aroghya...Let me know the premium and details regarding this Policy.(.for her fmly of 4 members)

By Vasu Pandravada on Sep 03, 2013 Reply

Dear Vasu, this plan has multiple options with quite a few combinations. It is difficult to give a direct premium. Thats the reason why the premium for this plan is not available online.

If you so desire, we can have someone from the LIC direct team contact you and explain everything in detail. You can then make a decision. If OK, do write in to contact@myinsuranceclub.com with your phone number and the city you live in. We will have someone contact you.

Have a nice day.

Replied By Admin (MIC Staff) on Sep 03, 2013 Reply

hi,I like LIC jeevan arogya.........let me know about these
MY name: Anil S. Rewani
I am from Akola(maharashtra)
Regards
Anil s. Rewani(xxxxxxxxxx)

By Anil Rewani on Apr 18, 2013 Reply

Sure Sir, we will have someone from LIC Direct team call you for the same.

Replied By Admin (MIC Staff) on Apr 18, 2013 Reply

My Date of Birth:P 3rd July, 1975
Spouse- 29th Dec, 1979
Father - 9th May, 1947
Mother- 2nd Oct.1952
Daughter- 15th July, 2011.
I am intersted in LIC Jeevan Aroghya...Let me know the premium and details regarding this Policy.

Santanu Ghosh
Kolkata

By Santanu Ghosh on Apr 04, 2013 Reply

Dear Santanu, we will surely help you out. The premium would also depend on the details of the plan option which you would want to opt for. We will put you in touch with a member of the LIC direct team who will explain all the features and the premium for you in detail.

Replied By Admin (MIC Staff) on Apr 04, 2013 Reply

my self payal.31 years old, spause 29 years old, parant inlows 47 and 60 respectively. I m interested in lic arogya. I want to know more about it.

By Payal Parmar on Mar 28, 2013 Reply

Dear Payal, we would be glad to help you . We will put you in touch with an LIC Direct team member who will explain the complete plan to you with benefits. Do write back with the city in which you stay and your contact number.

Replied By Admin (MIC Staff) on Mar 30, 2013 Reply

My self DOB: 01-03-1967/ Mother 60 yrs/
Spouse 01-06-1971/
Daughter:11-12-2000 AND Daughter:30-01-2008
I am interested for LIC Jeevan Arogya.

By Digonta Burhagohain on Mar 24, 2013 Reply

We will connect you to a member of the LIC direct team who will help you make the purcahse. We have written a mail to you, pls respond to it.

Replied By Admin (MIC Staff) on Mar 25, 2013 Reply

Self DOB: 08.03.1978
Spouse Age - 25 yrs
Child age - 4 yrs
Father's age - 64 yrs
Mothers age - 62 yrs

Would request quote for the above.

By Poyahari Ganeshkumar on Mar 01, 2013 Reply

Self DOB 18.01.1982
Father DOB 15.02.1948
Mother DOB 09.06.1956

I need details regarding lic jeevan arogya for my family. pls provide suggestions to my mail id

By Karthik on Feb 28, 2013 Reply

please inform that JK Medicity Super Speciality hospital is covered under the scheme

By Shama-Un Ahmed Cpo Rajouri on Feb 21, 2013 Reply

Please send me the details about jeevan aroghya for myself 29 years old and the period will be 1 year... so plz give me the information as early as possible...

By Nilesh Chahande on Feb 17, 2013 Reply

As we found this policy is nice one for famaily health point of view we would like to adopt the same if we got listed hospital for aurangabad (maharashtra) under this policy & also declearation of terms as we are interested only if it is cashless mediclaim for more than 24 hrs hospitalisation.

Kindly revert us details on mail id provided by me ....!!!
Regards
abhay S. Dhokrat

By Abhaydhokrat on Feb 14, 2013 Reply

pl give me detail family flotter jeevan arogya policy teble no 903 age 48 ,40,17,15

By Dakare on Feb 13, 2013 Reply

I want to take health policy for my father 82yrs , mother 75yrs, wife 32yrs, son 5yrs,daugther 1yr & self 42 yrs.
tell me the premium, how it will be useful for tax saving apart from 1 lakh.

regards,
SRINIVASAN L

By Srinivasan on Feb 07, 2013 Reply

Want to know the EMI for my family including me under LIC Jivan argya policy for Rs. 300000

Male - 38 yr
Spouse - 32 yr
Children - 11 yr

How much tax benefit will be given?

By Pinaki Datta on Feb 07, 2013 Reply

It is costly policy. If and buts are more and not easy to comprehend by ordinary person. Medical check up is there especially for elderly people. Existing diseases are not covered without the approval of Company. Two year waiting period is there in most of the cases.

Family floater PNB Oriental Royal Mediclaim Policy is better option with no increase in premium with increase in age till age upto 79 years without medical check up. Premium very competitive like Rs 6830/- for Rs.5.00 lac sum assured for a family of 4 members. Available to PNB a/c holders only. For any query contact any nearest branch of PNB.

By Yash Pal on Jan 22, 2013 Reply

i want to go 4 lic mediclaim bt im nt geeting viz will b beneficial 4 my family v r 5 members dad-50,mom-49,brother-28,27 n me-24..........pls suggest me sumthing n i reside at thane so send me concern person contact no............

By Preeti Mehta on Aug 10, 2012 Reply

Please send me the detail's of LIC JEEVAN ANAND POLICY. My Details as under;
8 members
Manju-33 yrs
sowmya-27 yrs
My doughter-10 month
Father-61 yrs
Mather-47 yrs
Sister-35yrs
Sisters doughter-4 yrs
Brather-31yrs

By Manju K.M on Aug 08, 2012 Reply

Please Send me detail for Family flotter policy for
Self DOB 14-06-1971
Spouse DOB 21-08-1981
Son DOB 10-03-2003
Son DOB 10-10-2005

By Gugulothu Baloji on Aug 04, 2012 Reply

hii,

I like to have an elaborated understanding of premium to be paid on all necessary detail about the policy..please send me reply on my e mail ID.

By Sheevi on Jul 26, 2012 Reply

Sir

Please send me MEDICLIAM POLICY FOR MY FAMILY MEMBER
MYSELF 41 completed,
HUSBAND 32 (comp)
SON -7 (comp)
Pls. send detail on my email id.

Please provide me the premium for family .

By Sijil.A on Jul 10, 2012 Reply

I am 33 yrs old and wanted the arogya policy to my mother(50), wife(30) and daughter (10 months). Also tells about the premium terms and conditions.

Thanking you

By Harnam Singh Rai on Jul 02, 2012 Reply

lic heath card issues me my mediclaimed procedure for inform.

By Manoj Bhaskar on Jun 30, 2012 Reply

i m vipul, my age 19 and mai janna chahta hu ke ye madiclaim policy me eye ke num dur karne ka operation include hai?

By Vipul on Jun 30, 2012 Reply

Please send me MEDICLIAM POLICY FOR MY FAMILY MEMBER ( MYSELF 33,HUSBAND 36,DAUGHTER 8, SON 1) Pls. send detail on my email id.

By Jai on Jun 20, 2012 Reply

Please send me premium details for my family with 2 children, mother and in-laws with coverage details (7 members in total)

By Srinath on Jun 14, 2012 Reply

Hi. my name is rajkumar from meerut, my age is 38 year. i want to know per yer premium of this policy.

By Rajkumar on May 30, 2012 Reply

Please sent me details for jeeevan arogya for my family,
myself-37 yrs,
wife-35 yrs,
Daughter -1yrs 6 mons,
mother-in-law-55 yrs.
By K. Anil, 9032535100

By Konda Anil Kumar on May 29, 2012 Reply

Please Send me detail for Family flotter policy for
Self DOB 1th May 1963
Husband DOB 16.12.1975
Wife DOB 28.09.1976
Child DOB 14.12.2010
Mobile No.9032535100 (Hyderabad only)

By Anil on May 25, 2012 Reply

Please Send me detail for Family flotter policy for
Self DOB 1th May 1963
Spouse DOB 1.1.1964
Father DOB 15.07.1935
Mother DOB 14.04.1948
Mobile No.7702076135

By Jyoti on May 17, 2012 Reply

sir,i want to take a health insurance.jeevan arogya is good or any other health insurance in lic.and also suggest about premium amount.

By Sangeeta on May 16, 2012 Reply

Sir,
Now i want to take the jeevan arogya policy for my family. How much premium i have to pay for a year. Please inform. Details are follow.

Ravikumar R DOB 22/5/1959

Umayamma " 20/5/1965 (Wife)

Ajilesh '' 23/10/1992 ( Son)

By Ravikumar R on May 11, 2012 Reply

In view of the information provided in the Jeevan Arogya Health insurance scheme I feel to cover myself and family under this policy.

thanks

Regards,

Soibam Iboyaima Singh

By Soibam Iboyaima Singh on May 07, 2012 Reply

Dear sir,

I am planning to take health insurance plan for 2 adults + 2 kids, age-40, 34, 7 & 3 years

Pl advice best insurance with anual premium


Regards
manohar

By Mano on May 04, 2012 Reply

sir
wheather this jeevan arogya will be useful for checking lab tests,medical bill

waiting for ur reply
Thankingyou

By T.Divya on Apr 13, 2012 Reply

hi...

i want spend 1000 rs /month on policy & my age is 23 could you please send me the suitable policy for me..ph: 9000003605

By Ravitheja on Apr 12, 2012 Reply

Please sent me details presantation for jeeevan arogya for my family,
myself-43 yrs,
wife-39 yrs,
son-15 yrs,

By Milan Thakar on Apr 07, 2012 Reply

Kindly let me know how much premium do I need to pay monthly if I go for a Jeevan Arogya Policy. My date of birth is 25th june 1975. Please do it for 3,00,000 rs.

if any other good polices is there pls give details


by venkatesh

By Venkatesh on Apr 06, 2012 Reply

Hi There,

I am located in Mysore, age of 34 and my wife age is 29.

Can you please let me know what will be the yearly premium.
Is there any medical checkup need to be done for this policy ? what are those medical checkups.

Thanks
Raghu

By Raghavendra on Apr 04, 2012 Reply

HI,
This policy look good but i want more details about this policy send my mail and pls annual amount prize or monthly ? my date of birth 13/05/1983

By Ajay Singh on Mar 30, 2012 Reply

Hi,

Please tell me the premium in yearly mode for the following:
My DOB:19/02/1987
Father:04/05/1962
Mother:02/007/1965
Daily Cash:1000/2000

By Rajesh on Mar 29, 2012 Reply

my wife pregnant in futur any policy in lic which provide pregnancy with health insurance or family health insurance polices.

Thanks & Regards .
veera swamy gunji

By Veera Swamy Gunji on Mar 29, 2012 Reply

my wife pregnant any policy in lic which provide pregnancy with health insurance or family health insurance polices.

By Suresh on Mar 26, 2012 Reply

DOB 4th July 1981 Myself
DOB 13th Aug 1983 Wife
DOB 7th Oct 2006 Daughter
Father's age 58
Mother's age 49

By Amit Agarwal on Mar 22, 2012 Reply

Hi,

Please tell me the premium in yearly mode for the following:
My DOB:19/02/1986
Spouse:10/12/1987
Father:15/07/1956
Mother:17/09/1960

Daily Cash:4000

By Ankush on Mar 20, 2012 Reply

Hi, I am venkateswarlu, recently married. And I want to take the Health insurance which will cover my spouse, parents.
And also to cover my wife's pregnancy.
Can any one tell me suggestions on this

By Venkat on Mar 20, 2012 Reply

Wanted details abt Jeevan Arogya.............

Self 46 Yr
Spouse 42 Yr
Daughter 18 Yr
Son 13 Yr
Father 65Yr
Mother 60 Yr
Waiting................

By Sanajay Raina on Mar 16, 2012 Reply

our family is covered under this plan. now my wife is 2 months pregnent. will she get any kind of benifit under this policy?? what about the new born will he be covered automatically just after the birth?

By Sudip Banerjee on Mar 15, 2012 Reply

I would like to know did " JEEVAN AROGYA" can be considered as an alternate to Mediclaim policy of General Insurance & what are the differences?

By Syed M Sharfuddin on Mar 12, 2012 Reply

my self ashwani kumar , my age is 27 year , ple send the details of Jeevan Arogya Health Policy.Also send the yearly premium details

By Ashwani Kumar on Mar 09, 2012 Reply

i want jevan arogya pls cal me +91-9928095680

By Anirudh on Mar 04, 2012 Reply

i m 28 yr old i want to details of health policy. my monthly income 15000 to 20000 only. pls give me all details of my mail id.

By Rajesh Gadade on Mar 03, 2012 Reply

i m 28 yr old i want to details of health policy. my monthly income 15000 to 20000 only. pls give me all details of my mail id.

By Rajesh Gadade on Mar 03, 2012 Reply

Hi sir,
i want to know a policy for my little family.

By Kuldeep on Feb 27, 2012 Reply

Dear sir,
My age is 30,my wife-28,child-15months,papa-60,what premium came for medilaim-jivan arogya.

By Samir Oza on Feb 23, 2012 Reply

Sir
Please send me the detail's of LIC JEEVAN Arogya POLICY premium. My Details as under;
My Date of birth -27/4/1962
Wife-22/10/1966
Son-19/2/1990
Daughter-11/9/1995
Thanks

By Kuldeep Chand on Feb 21, 2012 Reply

Kindly let me know how much premium do I need to pay monthly if I go for a Jeevan Arogya Policy. My date of birth is 5th July 1967. My son's date of birth is 27 August 1993, My daughter's date of birth is 7th April 1995.
Please do it for 2,00,000 and 3,00,000 rs. Also let me know the premium benefits.

By Jamuna on Feb 21, 2012 Reply

please give me more details on sum insured and premium amount for my family health plan. my date of birth is 02/05/1967.

By R.Subramanian on Feb 19, 2012 Reply

please send me details of jeevan arogya for my family

myself=22
brother=23
father=48
mother=47


:)

By Varun Kochhar on Feb 12, 2012 Reply

Please sent me details for jeeevan arogya for my family,
myself-39 yrs,
wife-28 yrs,
son-12 yrs,
son-7 yrs,
father-68 yrs,
mother-65 yrs.

By Ravinder Singh Dhillon on Feb 11, 2012 Reply

SIr/mam, my date of birth is 30-06-1974,and in my family member except my wife i hv 4 girl child whose age is b/w 12 to 20.i want to take a jeevan arogya plan. is this gd 4 me n what's the benefit i 'll receive after that.plz. gv me discription about that plan.

By Venktesh Krishna on Feb 10, 2012 Reply

Hello sir,I am kalirajan 25 years old.My father's age 49 and mother age is 43.I Want to know which is better health policy for myself and my family.Please Give me a suggestion.

By Kalirajan on Feb 02, 2012 Reply

i want to take a health policy jivan arogya what is the prium of this polocy pls give detail about this polocy in my mail id

By Chetna on Feb 02, 2012 Reply

self age 30
husband 29
son 2
father in law 65
mother in law 62
premium valu for jeevan arogya for 25 years

By Riya on Feb 01, 2012 Reply

I want to take Jeevan Arogya Health Policy .Please provide me the premium for family in once policy with complete details. and network hospitals in Tamil Nadu

Details

1.Myself 45
2. Wife 39
3. Son 19
4. Daughter 13

Thanks

r.m.basha

By Mohideen Basha on Jan 30, 2012 Reply

SIR, MY DOB 06/03/1962 WIFE DOB 05/09/1969 1ST SON DOB 02/09/1995 2ND SON DOB 08/10/1998 PERIOD 20 YRS WHAT WILL BE THE PREMIUM FOR 2 LAKHS

By Santosh Murdeshwar on Jan 29, 2012 Reply

HI,
i want to know that how much of mediclaim coverage is important to the family and much we have to pay yearly, halfyearly,[minimum/maximum coverage].
my husband age -42 [30-4-1970]
fazallunisaage-37[1-6-1974]
afroze kabeer khan age16[12-5-1996]
afzananeiloferage 12[13-9-1999].


iam based on chennai. pls send me the reply

By M.Fazallunisa on Jan 29, 2012 Reply

Please give me more information about this policy.I have given my email id so kindly do the needful.

By S P Iyer on Jan 25, 2012 Reply

HI,
This policy look good but i want more details about this policy send my mail and pls annual amount prise ? my birth day 28/07/1986

By Kalyan Kahar on Jan 23, 2012 Reply

My age 42. i had anjoplast at the age of 33. can i get health insurance. Just now i m good in health. i want to cover 500000 of insurance on my self and 200000 for my wife and 100000 for my two children. 300000 for my parents. so please advice me.

By Bhaven Shah on Jan 21, 2012 Reply

my age is 70 and husband age is 73 . i need 300000 insurance coverage. from when operation coverage will be starts. and if i can not avail directly insurance because of my age. then can my daughter take our health insurance?

By Neeta Shah on Jan 21, 2012 Reply

Sir
Please send me the detail's of LIC JEEVAN Arogya POLICY premium. My Details as under;

My Date of birth - 28/06/1981
Spouse - 17/07/1987
Son- 13/10/2011

Thanks
Gyaneshwar

By Gyaneshwar on Jan 12, 2012 Reply

iam going to be retired from service on march 2012 at the age of 58years, is there any health insurance policies for me and to my wife and also pension policy.please give details.

By V.Suryanarayana on Dec 31, 2011 Reply

can i know in jeevan agogya wife will get pregnancy facility are not

By Priya on Dec 29, 2011 Reply

I am 30 yrs old. My father is 59 yrs old and my mother is 49 yrs old. I want a better health insurance policy to cover myself and my parents....Any one please advice

By Cholan on Dec 22, 2011 Reply

I request to The LIC of India to cover all the illeness and other problems instead of including some and excluding some illenesses and other diseases of a person, by charging a little extra premium "cause while buying a health policy or any other policy, many people including me neither go through the terms and conditions and some confusions may set in while reading or going through terms and conditions.(1)under one family health policy bought say of Rupees Four lakhs (Rs.400000/)are all the members covered for treatment individualy at a single time for the said amount.(2)under this Arogya Jeevan policy children covered is upto the age of 17years only, why not make it covered as long as they live with the Parents together.(3)what shall be the status of the policy to be bought separately for the children after the age limit mentioned, would the benefits of the old policy stay attached to the individual child's new policy or the policy be considered as new and minus the old benefits

By Subodh G on Dec 16, 2011 Reply

my age is 26 years . my father age is 55 years.My mother age is 50,which policy suitable for my parents health,Please give me the good suggesion,,

Regards,
Madhu

By Madhusudhan Reddy Kaitha on Dec 14, 2011 Reply

Please send me detail of jeevan arogya policy for my family with following details-:
Self - 33 Yrs
Spouse - 27 Yrs
Father - 65 yrs
Mother - 62Yrs

By Mukesh on Dec 13, 2011 Reply

I heard the tax benefit under 80D that Is this 80D in addition with another 80D

By Sankaran on Dec 11, 2011 Reply

Dear Sir,
Good Morning.

I woukld like to know thorughtly about LIC Arogya policy.
day today medical expenxes covered like pathology tests, radiology -Xray, Diogostic charges etc?
Monthly outdoor medical expenses covered inclusing taxi, train travel expenses for distant places,Lodging and boarding expenses??
All surgeries minor,majpr oprations covered inclusing icu iccu food charges etc
all medical expenses what so ever for all the members of a family for all days throughout year and there after uder insurance period?
Details
1.Sri S J Patil age 64 Retd govt servant
2.Smt. Shailaja S Patil age 57 (Wife)
3.Mr.Sandeep S Patil age 27
4 Mrs Chaitra Sandeep Patil age 26

Kindly intimate the proper person for contact at LIC Jamkhandi dist Bagalkot Karnataka and
LIC Davanagere

With Greetings and Bes tWishes,

S.J.Patil
Jamkhandi
2.

By Suresh Patil on Dec 07, 2011 Reply

Jeevan Arogya Health Policy .Please provide me the premium for family in once policy with complete details

Mithilesh Male 33(self)
Sangeeta Female, 31 (wife)
Mother, Female, 58 (Mother)
Sushmita female, 08 (doughter)

Regards
Mithilesh

By Mithilesh on Dec 02, 2011 Reply

my age is 31 years . my father age is 62 years.if i do this policy in the name of my father,what would be premium amount and the risk cover amount

By Suresh Singhania on Nov 30, 2011 Reply

please write me any details of lic of india plan jeevan arogya,jeevan anand ,jeevan saral etc.and term policy only risk cover policy starting 5 lakh to 1 crore risk cover

By Subham on Nov 29, 2011 Reply

Jeevan Arogya Health Policy .Please provide me the premium for family of

My self Age (28)
Mother (50)
Father (59)

By Abhishek Gupta on Nov 27, 2011 Reply

i have taken jeevan arogya policy and chosen HCB of Rs.1000. I hospitalized for 10 days and my total medical exp. is Rs.12000 including medicines and hospital charge. By what amt. my claim will b passed??? please answer...

By Alay on Nov 26, 2011 Reply

Please send me detait for family flotter policy for self 23 spouse 19 mother 40 and father45

By Sohan on Nov 20, 2011 Reply

My dt. of birth : 10.11.1963
Wife : 12.10.1970
My son : 17.07.2000

Please give a chart of Yly. premium of 20yrs term

By Sambhunath Saha on Nov 19, 2011 Reply

pls give me the full details of jeevan arogya policy& premium details

find below the family members details
self -01-11-1980
spouse:29-04-1981
children:13-02-2009

By C.Satyanarayana on Nov 17, 2011 Reply

Sir
Please send me the detail's of LIC JEEVAN Arogya POLICY premium. My Details as under;
My Date of birth -23/08/1973
Spouse - 06/07/1979
Son- 06/09/1997
Daughter- 08/11/2003
Thanks
Rakesh Kumar

By Rakesh Kumar on Nov 16, 2011 Reply

Sir
Please send me the details about jeevan aroghya for men and my family.Three members.Husband 29 years old,wife 24 years old,baby 1.8 years old.What will be the premium amount per annum and how much coverage will be provided by you.My place is at kerala,malappuram district.contact 8129 177 177.

By Shanavas on Nov 15, 2011 Reply

Please mail me the complete details and premium floater to my mail id

By Ramprasad Mohanty on Nov 13, 2011 Reply

Sir
Please send me the detail's of LIC JEEVAN ANAND POLICY. My Details as under;
My Date of birth -08/08/1967
Spouse - 08/03.1969
Daughter- 03/04.1999
Thanks
Rajesh

By Rajesh K. Choudhary on Nov 12, 2011 Reply

Sir,
Please I want to go through the list of referral hospitals/ networking hospitals in india (thane) where i should undergo treatment so as to claim treatment/surgery expenses as prescribed in the Jeevan Arogya policy of LIC. and i also want to know that if anybody take this policy for his family , if from that family child felt sick and doctor gives him salain to that child can it be refund able exp. and what is the procegure?

By Shilpa on Nov 10, 2011 Reply

Jeevan Arogya Health Policy .Please provide me the premium for family of
santosh male 40(self)
mala Female, 37 (wife)
u.b.lal, Male, 59 (Father in law)
vidhya, Female, 55 (Mother)
priya, female, 16 (doughter)
prachi female, 14 (doughter)
suhana female, 03 (doughter)

By Santosh Kumar Srivastav on Nov 08, 2011 Reply

This looks very good. Please provide me the premium for family of 5.

Deepak Tiwari, Male, 31 (self)
Shilpi Tiwari, Female, 27 (wife)
Rakesh Tiwari, Male, 59 (Father)
Kusum Tiwari, Female, 55 (Mother)
Divyam Tiwari, Male, 2 (Son)

By Deepak Tiwari on Nov 07, 2011 Reply

dear sir , I need to surgery list for health insurance policy i.e. ( jeevan arogya plan no.903).
please mail immediately.
thank you

By Biki Das on Nov 05, 2011 Reply

I am very happy to inform you that you are providing very valuable information and I would like to request you to kindly put a chartin this site the premia thatis tobe paidby the individualsof allages Qly/HY/Yly. So that the policy can be taken by more people.

By V.Krishnakumar on Nov 03, 2011 Reply

Pl. provide me the premium details for a family of six - Self(39), wife(33), 2 children(6&10), mother(62) and faher(67).
Thanks,

By Srinivas on Nov 03, 2011 Reply

Can LIC provide the policy benefits in case of non-emergency, surgical operations like lyposuction, or laser treatments. If yes which policy to adapt?

By Milind on Oct 30, 2011 Reply

My age is 53 yrs and that of my wifr 55 years and that of my Child is 24 yrs, what will be the premium, if I have to include my mother who is 75 yrs old. Plz also give the premium for a faminly where both husband and wife are less than 30 yrs of age and have one son who is six yrs of age as of now

By Ramesh Chand Sharma on Oct 29, 2011 Reply

i m 46 age, i want to take this policy along with my wife and 2 children. i wanna take benefitsrs1000 hcb with trb and ab.
then how much is premium?
is it a same as other mediclaim policies of other G.I.Cs?
is there any cashless system in this policy?

pls write to me.

By Das on Oct 29, 2011 Reply

hi,

if i include my parents-in-law then what tax benifit will i get??

By Navneet on Oct 25, 2011 Reply

its a good policy no doubt.bcoz all the members also inlaws splly included in 1 pol.but if no claim been made during 10-15yrs cont.prem paid then some refund/other benefits should provide.also tax benefit u.s.80d lmtd upto 18000 p.y.which is almost satured in the mediclaim pol.pl.do think about the schm.

By Debashis Sanyal on Oct 22, 2011 Reply

My father age is 70 and mother age is 62. Please let me know Jeevan Arogya will cover the insurance. If it covers how much premium we need to pay.

By Sreekanth on Oct 21, 2011 Reply

Respected Sir,

I am working in BSNL, a PSU company having 7 yrs more in service, would like do a Jivan aoroghya policy.In this regard can you give me the details list of N/homes or big pvt. hosptial or Govt hospitals wherein I can get the comfortable treatment or other facilities through your this policy or other. Pl respnsoe

By Bhaktipada Bhattacharya on Oct 21, 2011 Reply

Sir,
Please I want to go through the list of referral hospitals/ networking hospitals in india where i should undergo treatment so as to claim treatment/surgery expenses as prescribed in the Jeevan Arogya policy of LIC.

By B.Anil Kumar on Oct 14, 2011 Reply

PL SHARE GOOD POLICY DETAILS

By Rajesh Giri on Sep 22, 2011 Reply

good policy for having strong family coverage............

By Abhi Goswami on Sep 21, 2011 Reply

my Age 32 spouse 30 pls let me know the premium every year for maximum benefit for example Rs 4000/- per day hospitalization scenario

By Ankur on Sep 15, 2011 Reply

Hi
I want make jivan arogya police,my age abou 44 yrs ,i want to know weather i can get the money after my police maturity,if yes how is the calcullation,pls give the best advice
Thanks and Regards
khitiranjan

By Khitiranjan Mahaptra on Sep 14, 2011 Reply

hi,
since i do not have such medical policy.i request you to kindly provide the details .
i want myself,spouse and one child.
amitabh singh age 36 years
sushila singh age 31 years
saarthak singh age 4 years


pl. reply at the earliest.

By Amitabh Singh on Sep 14, 2011 Reply

Can I get a health policy which does not exclude
a)Natural catastrophes like floods,earthquakes
b)Any act of war naval,military invasion
Regards

By Vikram Singh on Sep 14, 2011 Reply

Hi,

I want to take the Jeevan Arogya policy for my parents ,aged 50 and 53 yrs.Both are not having any health problems.Could you please let me know the premium details and also the Agent details in hyderabad(SR nagar) or Kodad -Nalgonda (dIST),A.P

Thanks,
Sowjanya.P

By Sowjanya.Palla on Sep 13, 2011 Reply

my d.o.b- 15/07/1975, my husband d.o.b 01/04/1973, my child d.o.b 06/07/1999 please tell me what the primium for this policy. my past proublem is ellipisy fit proublem i take medicine for last 3 years. please detail on my e mail .

By Shalini on Sep 13, 2011 Reply

do you consider dengue fever as a epidemic disease, and excluse its treatment from this plan?

By Vijaykumar Kuslekar on Sep 11, 2011 Reply

Could you tell me the term years and policy details, premium etc.,

By Sona on Sep 09, 2011 Reply

my dob-10/07/1968
spouse dob-10/8/1979
Daughter dob-02/08/2008
mother- dob

Now i want to take the jeevan arogya policy for my family. How much premium i have to pay for a year. Please inform

By Krishnan Sampath on Sep 08, 2011 Reply

please sent me details for family flotter policey for
self doc 19.06.1969
spouse doc 17.01.1981
son. doc 01.02. 2004
mother doc 28.06.1951
by s.bandyopadhayay on 1sept2011

By Swapan Bandyopadhayay on Sep 03, 2011 Reply

I am working in SBI . My date of birth is 01/02/1958 . Gender Female
I wish to have family floater policy
Kindly inform the amount due for Rs5.00 lac policy. Yearly premium

By Vijayalakshmi K on Aug 31, 2011 Reply

kindly send me full details of jeevan aarogya policy & LIC health protection plus as soon as possible..
thanksssss

By Komal Mundhra on Aug 31, 2011 Reply

please send me full detail of jeevan arogya health policy. my date of birth is 25-10-1985, my spous date of birth is 07-8-1989, my elder son date of birth is 28-10-2007

By Deepak Kumar on Aug 31, 2011 Reply

Please Send me detail for Family flotter policy for
Myself Age40
spouse 37
son 11
son 6

By Ashwani on Aug 25, 2011 Reply

I am 56 yrs and my wife 51 yrs. I take medicines for my blood pressure that remains almost 120-140/ 85-90. Send me the details about this policy for coverage of both of us.

By Dr Satish Kumar on Aug 25, 2011 Reply

please send me detail about lic jevan arayogya

By Aruna on Aug 25, 2011 Reply

For Jiban Arogya policy what is the age limit. for availing facility ?

By P.K.Chinya on Aug 20, 2011 Reply

It's a wonderful product.

By Ashok Suthar on Aug 20, 2011 Reply

LIC has done great job with Jeevan Arogya Health Policy. A lot of people were waiting for LIC health policy

By Mr Aggarwal on Aug 11, 2011 Reply

Please Send me detail for Family flotter policy for
Self DOB 10-11-1963
Spouse DOB 04-07-1971
Son DOB 14-08-1991
Son DOB 12-08-1989

Katakam Anandam

By K. Anandam on Aug 06, 2011 Reply

Please Send me detail for Family flotter policy for
Self DOB 11th July 1969
Spouse DOB 12.12.1971
Father DOB 10.01.1945
Mother DOB 09.03.1947
Son DOB 29th June 1996
Daughter DOB 01.09.2003

By Yogesh Garg on Aug 06, 2011 Reply

I want to know about charges of above mentioned Tata AIG Life Health First policy for whole family....

By Sunil Kumar on Jul 21, 2011 Reply

Dear partner
Kindly tell me what kind of death will cover in this policy, like- natural, accidental etc.

By Mukul Kumar on Jul 11, 2011 Reply

my daughter will be the mainp policy holder wants to cover her parents of age 70,61 in health insurance medical treatment policy please advise.

By Ksnelliappan on Jul 11, 2011 Reply

want to know more about this policy

By Manish Sharma on Jul 01, 2011 Reply

The information about the product is very scanty. Premium may vary with the incluson of other members of the family. Any medical requirements? Is it level premium? What happene to the policy if the benefits are availed in one year? Can the benefits be availed every year?
SMM

By S M Manchanda on Jun 28, 2011 Reply

Its a good plan, against medical expenses, not a medicalim but additional fixed compensation without any limits of actual expenses incurred, though once the original medical documents are to be submitted for guinuneness of treatment.

Two positive points of this plan are:
1: Waiver of premium for next one year if MSB claimed.
2: Premiums for 3 years will be fixed, even benefits calimed, without any loadding, as in other insurer providers.

By Shree Prakash Maheshwari on Jun 28, 2011 Reply

I went through your policy and found nothing different and special than other health cover police already available with other Insurance company. There should be something different say - policy should cover the certain percentege of Consultation fee ( may be 50 % , 80 % of the consultant fee ) and medicines for all medical treatments like fever , cold , eye related disease, stomach pain etc. as it is more frequent in nature and required also, And not only the hospitalisation expenses. Most of the companies are having internal scheme for reimbursement of such Hospitalisation expenses and so nothing new in it .... so make your research team more vibrant to come with something new and extra and not only those of retro products.

By Manoj Kumar on Jun 27, 2011 Reply

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