ULIP - Unit Linked Insurance Plan

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Benefits of ULIPs

Benefits of ULIPsUnit linked Insurance Plan, better known as ULIP is a type of life insurance plan that pro­vides benefits of protection against risks and flexibility to manage the investments of pre­miums. Part of the premium paid by the customer goes towards providing the insurance ki cover and the balance is invested in venues of investment desired by the policy holder. These plans are most suitable for getting insurance and also growing your money.

ULIPs work best when invested for a longer period of time with multiple investment options. The funds can be chosen by the customers depending on their risk appetite. The right balance of investment in equity and debt funds over a longer period of time can protect the customer from the ups and downs of the market.

ULIPs are veryflexible. The policy holder has the option to partially withdraw money from his fund after comple­tion of 5 years. The policy holder also gets the option to contribute extra money over and above his premiums to his investment corpus by way of Top-Ups.

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Recently Answered Questions on ULIPs

Q.i have taken young star super suvidha plan and paid 3 installments of 15000.My agent has...

  • Asked By: Suksham Sood
  • On: 16th Aug 2014
  • Answered Within: 1 Days

Q.I have taken HDFC Unit Linked Young Star Plus II for my 02 kids in 2008, with a yearly p...

  • Asked By: MANOJ GUPTA
  • On: 1st Jul 2014
  • Answered Within: 18 Hours

Q.I paid ulip young star plus ll policy from hdfc life. My yearly premium is 50,000. I pai...

  • Asked By: Kavitha Perumal
  • On: 30th Jun 2014
  • Answered Within: 1 Days

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