Tata AIA Travel Insurance Plan

 

Tata AIA Travel Insurance for Overseas Travel
 
Tata AIA Travel Insurance for Overseas Travel is a plan called Tata AIA Travel Guard. It is a comprehensive travel insurance plan which takes care of events which are beyond your control in an overseas foreign travel trip. You really cannot really plan for medical emergencies, flight delays and situations like losing your passport. Tata AIA Travel Insurance Plan for Overseas Travel could be of great help in such scenarios and more.
 
 
Key Features of Tata AIA Travel Insurance Plan for Overseas Travel
 
  • Tata AIA Travel Insurance Plan can be purchased online with a click of a few buttons
  • No medical certification required for any age
  • 24x7, 365 days a year, round the clock Global Protection
  • Access to AIA Assist in case of emergency
  • Automatic 7 day extension in case your trip gets extended
 
 
Benefits of Tata AIA Travel Insurance Policy for Overseas Travel
 
Medical Expenses –Tata AIA Travel Guard takes care of the expenses incurred as a result of some accident or sickness which you are on an overseas trip.
 
Personal Accident –Cover against Accidental Death & Dismemberment in case of the unfortunate incident anywhere in the world.
 
Passport Loss –Cover against expenses incurred in getting a new or duplicate passport
 
Checked in Baggage Loss –Compensation for checked-in baggage loss.
 
Delay in Trip –Additional expenses incurred due to a trip delay of more than 12 hours would be compensated.
 
Baggage Delay –A reasonable amount would be paid out for purchase of emergency personal-use items in case there is a delay in arrival of baggage while you are overseas.
 
Personal Accident –Cover against Accidental Death & Dismemberment in case of the unfortunate incident anywhere in the world.
 
Personal Liability –Any damage which needs to be paid to third party resulting from death, injury or property damage caused involuntarily by the insured, would be reimbursed.
 
Hijacking –In case of hijacking of your flight, Tata AIA Travel Guard will pay a distress allowance.
 
Hospital Expenses –For every day spent in the hospital as a result of injury of sickness, Travel Guard will pay a Daily Benefit to the insured.
 
Dental Expenses –In case of sudden acute paid, the policy will pay for emergency dental treatment.
 
 
Tata AIA Travel Guard Insurance Plan Options
 

 
Platinum
Gold
Silver
Accident & Sickness Medical Expense Reimbursement. Deductible ($100)
$5,00,000
$2,00,000
$50,000
Personal Liability. Deductible ($200)
$2,00,000
$2,00,000
$1,00,000
Accidental Death and Dismemberment  (24 hrs)
$25,000
$15,000
$10,000
Accidental Death and Dismemberment
$5,000
$5,000
-
Checked Baggage Loss
$1,000
$1,000
$500
Emergency cash advance
$1,500
$1,000
$500
Sickness Dental Relief. Deductible ($150)
$500
$400
$300
Loss of Passport. Deductible ($30)
$250
$250
$250
Baggage Delay (After first 12 hrs.)
$200
$100
$50
Emergency Medical Evacuation *
Included
Included
Included
Repatriation of Remains *
Included
Included
Included
Hijacking
Max $500
100 $ per day
Max $500
100 $ per day
-
Trip Delay
Max $100
$10 per 12 hrs
Max $100
$10 per 12 hrs
-
Automatic extension of policy upto 7 days
Yes
Yes
Yes

 
* These are included under Accident & Sickness Medical Expense Reimbursement.
Deductible – The amount which you would have to bear from your pocket in the claim amount.
$ sign indicates US Dollars.
 
Note – Below mentioned table indicates the maximum eligible expenses per sickness or disease which is applicable to insured persons aged between 56 to 70 years, regards of the plan option chosen:

Description
Limit
Hospital Room & Board and Hospital Misc
Max $1,500/day upto 30 days whichever is less
Intensive Care Unit
Max $3,000/day upto 7 days whichever is less
Surgical Treatment
Max $10,000
Anaesthetist Services
Upto 25% of Surgical Treatment
Physician's Visit
Max $75/day upto 10 visits
Diagnostic and Pre-Admission Testing
Max $500
Ambulance Services
Max $400

 

 

What is NOT Covered in the Tata AIA Travel Guard Insurance Plan
 
You will not be covered for any expenses occurring directly or indirectly as a result of the following:
 
  • Travelling against the advice of the physician
  • Travelling for obtaining treatment
  • Pre-existing ailments & complications arising out of them
  • Suicide or attempted suicide
  • War, terrorism, illegal acts, dangerous sports etc.
 
Please refer to policy wordings for complete list of exclusions.
 
 
Whom to contact in case of a Claim?
 
You have multiple options in case you want to register a claim for Tata AIA Travel Guard Insurance:
 
  • Call us at our India Toll Free No 1800 266 7780
  • You may also call at these local helpline numbers in your respective cities from any other line:
    • Mumbai – 66939500
    • Delhi – 66603500
    • Bangalore - 66500001
    • Pune – 66014156
    • Chennai – 66841050
    • Hyderabad – 66629882
    • Ahmedabad - 66610201
  • Email: customersupport@tata-aig.com
 
For Worldwide Assistance Contact:
 
For the Americas Policies:
Phone: 866-866-2619 (Toll Free) / Direct Dial 713-260-5519
 
For Rest of the world policies excluding the Americas:
Phone: +603-8991-2012/14 (Toll Worldwide)
 
 
Some Travel Insurance plans from other insurance companies
 
ICICI Lombard Travel Insurance
 
 
Other Travel Insurance Plans from Tata AIA
 
Tata AIA Student Travel Insurance
Tata AIA Asia Guard Travel Insurance

Tata AIA Domestic Travel Insurance

~ By Deepak Yohannan
Note: This is a statement of facts based on the information collected from the Tata AIA Travel Insurance Plan brochure and insurance company's website. It should not be construed as a Critical or Favourable Tata AIA Travel Insurance Plan Review, Analysis or Recommendation.
Insurance is a subject matter of the solicitation.


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