LIC Jeevan Amrit Plan-186 Bonus Rates. Calculate returns & Maturity Value

Last Updated: Apr 13, 2018 | 650 Views

Bonus rates for LIC Jeevan Amrit Plan - Table No. 186

The table below shows the Bonus rates declared for LIC Jeevan Amrit Plan - 186 Policy from inception. You can use this to calculate the LIC Jeevan Amrit Plan - 186 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate


Simple Reversionary Bonus

Year Policy Term(Years) Bonus Rate
2016-2017 10 to 15 32
16 to 20 32
> 20 32
2015-2016  10 to 15 32
16 to 20 32
> 20 32
2014-2015  10 to 15 30
16 to 20 30
> 20 30
2013-2014 10 to 15 30
16 to 20 30
> 20 30
2012-2013 10 to 15 30
16 to 20 30
> 20 30
2011-2012 10 to 15 30
16 to 20 30
> 20 30
2010-2011 10 to 15 30
16 to 20 30
> 20 30
2009-2010 10 to 15 30
16 to 20 30
> 20 30
2008-2009 10 to 15 30
16 to 20 30
> 20 30
2007-2008 10 to 15 30
16 to 20 30
> 20 30
1st September, 2016 Special Diamond Jubilee Bonus - Details as below


One-time Diamond Jubilee Bonus

1st September is the Founding Day or LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Single Premium Endowment Plan are as shown below.
 

Policy Start Date Bonus Rate
April 2011 to March 2016 5
April 2006 to March 2011 10


Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.
 

Maturity Value

So to get to the LIC Single Premium Endowment Plan-817, you have to add all of the following - Sum Assured Simple Reversionary Bonus Any special bonus Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Single Premium Endowment Policy-817. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - LIC Jeevan Amrit Plan-186 Review

Deepak Yohannan
Deepak Yohannan is the CEO of MyInsuranceClub. He enjoys writing on Personal Finance and contributes regularly on sites like Reuters & Moneycontrol. He is a strong proponent of online insurance and is often found pointlessly babbling about it!