LIC Jeevan Bharati Plan-160 Bonus Rates. Calculate returns & Maturity Value

Last Updated: Apr 12, 2018 | 5,840 Views

Bonus rates for LIC Jeevan Bharati Plan - Table No. 160

The table below shows the Bonus rates declared for LIC Jeevan Bharati Plan-160 Policy from inception. You can use this to calculate the LIC Jeevan Bharati Plan-160 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus

Year Policy Term(Years) Bonus Rate
2016-2017 15 38
20 40
2015-2016 15 38
20 40
2014-2015 15 38
20 40
2013-2014 15 38
20 40
2012-2013 15 38
20 40
2011-2012 15 38
20 40
2010-2011 15 38
20 40
2009-2010 15 38
20 40
2008-2009 15 38
20 40
2007-2008 15 38
20 40
2006-2007 15 38
20 40
1st September, 2016 Special Diamond Jubilee Bonus - Details as below

One-time Diamond Jubilee Bonus

1st September is the Founding Day or LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Jeevan Bharati Plan are as shown below.

Policy Start Date Bonus Rate
April 2011 to March 2016 5
April 2006 to March 2011 10
April 2001 to March 2006 15

Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.

Maturity Value

So to get to the LIC Jeevan Bharati Plan-160, you have to add all of the following - Sum Assured Simple Reversionary Bonus Any special bonus Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Bharati Policy-160. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

Deepak Yohannan
Deepak Yohannan is the CEO of MyInsuranceClub. He enjoys writing on Personal Finance and contributes regularly on sites like Reuters & Moneycontrol. He is a strong proponent of online insurance and is often found pointlessly babbling about it!