Nandeesh Jh September 16, 2017 GOOD EVENING SIR/MADAM..... I AM 25 YEARS OLD MALE , ALREADY TAKEN BIRLA TRADITIONAL INSURANCE POLICY "VISION ENDOWMENT PLUS PLAN" FOR 15 YEARS WITH PREMIUM OF RS.50000/- PER YEAR.....NOW, I AM REALISING THAT TRADITIONAL PLANS ARE NOT HAVING POTENT GAINS THOUGH MONEY INVESTED IS LARGE AND FOR LONGER DURATION....I HAVE PAID 3 HALF-YEARLY PREMIUMS TILL NOW.... SHOULD I CONTINUE THE POLICY?? KINDLY HELP ME WITH THIS ...VERY GLAD TO BE SEEING YOUR REPLY.. Deepak Yohannan MIC Staff September 19, 2017 | Answered in 2 Days Hi Nandeesh, it is true that traditional plans dont offer great returns. They are not designed to give great r... (Read complete answer... ) Did you find this useful? 0 0 Ajay Kaithwas September 16, 2017 I would like to buy term plan .Can I buy it through online. What is differences between online and offline. What is your advice about Kotak mahindra term plan. Deepak Yohannan MIC Staff September 17, 2017 | Answered in 1 Day Hi Ajay, yes you can buy it online. In fact it is recommended that you buy it online. Also fill up the applica... (Read complete answer... ) Did you find this useful? 0 0 Virat Tehlan September 16, 2017 Sir I have a cashless health policy of Universal sompo. Humara son policy network hospital m admit hua tha acute Bronchitis and enteric fever hone se 10 sep. ko hospital ki cashless request ko policy ne repudiated kar diya h aur cashless pay karne se policy ne mana kar diya h ab hum hospital ka 35000 ka bill kaise pay karein policy wale keh rahe h discharge bill submit karenge to reimburse hoga lekin kya total bill reimburse hoga aur Hume kya karna hoga. hospital ki liability kitni ha humari cashless request repudiated hone mein. policy holder aur patients ab kya karein kyoki patient k pass itni money nahi h hospital ko instant pay Karne k liye hum discharge hokar wapis ghar aa gaye h kya hospital policy se khud reimburse nahi kar sakta discharge bill submit kar ke ya phir patient hi bills submit kar ke reimburse kar sakta h please help me soon .. Deepak Yohannan MIC Staff September 16, 2017 | Answered in 12 Hours Hi Virat, you should first take this up with the insurance company and ask them why they are not paying for th... (Read complete answer... ) Did you find this useful? 0 0 Annapurna Das September 14, 2017 Sir, We bought a child plan through an insurance agent . We also paid the second premium through the agent but due to his irresponsibility our policy lapsed. Now what to do to revive the same policy. Plz help .... Deepak Yohannan MIC Staff September 15, 2017 | Answered in 11 Hours Hi Annapurna, you can make a complaint in writing to the insurance company explaining the circumstances. The i... (Read complete answer... ) Did you find this useful? 0 0 Srikanth Reddy September 13, 2017 Dear Sir, I am having Star Health Family Floater insurance since 16th October 2015. I renewed in Sept 2016 with bonus. My wife got heart pain on August 01st 2017, we went to hospital, the hospital conducted medical tests and they identify she is having congenital disease which we don’t know. I applied for claim for cashless hospital for surgery. My claim was rejected based on congenital disease condition. As per policy terms and conditions Congenital disease internal or external have waiting period 2 years (which is completing coming October 16th 2017), I taken advise from my doctor he said to me we will go surgery after October 16th 2017, its not emergency. Now I need below clarifications. 1. If I go surgery after October 16th 2017 can I get Claim for cashless hospital? 2. MICS CABG Procedure is cover Health Insurance?. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 1 Day Hi Srikanth, sorry to hear about the condition. Please find our inputs: 1. Cashless claims is a function of... (Read complete answer... ) Did you find this useful? 0 0 Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go! Please Login to Ask Our Experts Undefined Error. Company Information About Us Connect with Us Contact Us Feedback Investors Other Links Ask an Expert Insurance Articles Insurance Guides Insurance News Insurance Videos Life Insurance Companies in India General Insurance Companies in India Terms of Use Quick Links Get your Policy Analysed Claim Assistance My Account Quick Connect Phone: 022 61647056 Email: contact@myinsuranceclub.com Important: Insurance is the subject matter of solicitation © 2009-2017 MyInsuranceClub.com
Ajay Kaithwas September 16, 2017 I would like to buy term plan .Can I buy it through online. What is differences between online and offline. What is your advice about Kotak mahindra term plan. Deepak Yohannan MIC Staff September 17, 2017 | Answered in 1 Day Hi Ajay, yes you can buy it online. In fact it is recommended that you buy it online. Also fill up the applica... (Read complete answer... ) Did you find this useful? 0 0 Virat Tehlan September 16, 2017 Sir I have a cashless health policy of Universal sompo. Humara son policy network hospital m admit hua tha acute Bronchitis and enteric fever hone se 10 sep. ko hospital ki cashless request ko policy ne repudiated kar diya h aur cashless pay karne se policy ne mana kar diya h ab hum hospital ka 35000 ka bill kaise pay karein policy wale keh rahe h discharge bill submit karenge to reimburse hoga lekin kya total bill reimburse hoga aur Hume kya karna hoga. hospital ki liability kitni ha humari cashless request repudiated hone mein. policy holder aur patients ab kya karein kyoki patient k pass itni money nahi h hospital ko instant pay Karne k liye hum discharge hokar wapis ghar aa gaye h kya hospital policy se khud reimburse nahi kar sakta discharge bill submit kar ke ya phir patient hi bills submit kar ke reimburse kar sakta h please help me soon .. Deepak Yohannan MIC Staff September 16, 2017 | Answered in 12 Hours Hi Virat, you should first take this up with the insurance company and ask them why they are not paying for th... (Read complete answer... ) Did you find this useful? 0 0 Annapurna Das September 14, 2017 Sir, We bought a child plan through an insurance agent . We also paid the second premium through the agent but due to his irresponsibility our policy lapsed. Now what to do to revive the same policy. Plz help .... Deepak Yohannan MIC Staff September 15, 2017 | Answered in 11 Hours Hi Annapurna, you can make a complaint in writing to the insurance company explaining the circumstances. The i... (Read complete answer... ) Did you find this useful? 0 0 Srikanth Reddy September 13, 2017 Dear Sir, I am having Star Health Family Floater insurance since 16th October 2015. I renewed in Sept 2016 with bonus. My wife got heart pain on August 01st 2017, we went to hospital, the hospital conducted medical tests and they identify she is having congenital disease which we don’t know. I applied for claim for cashless hospital for surgery. My claim was rejected based on congenital disease condition. As per policy terms and conditions Congenital disease internal or external have waiting period 2 years (which is completing coming October 16th 2017), I taken advise from my doctor he said to me we will go surgery after October 16th 2017, its not emergency. Now I need below clarifications. 1. If I go surgery after October 16th 2017 can I get Claim for cashless hospital? 2. MICS CABG Procedure is cover Health Insurance?. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 1 Day Hi Srikanth, sorry to hear about the condition. Please find our inputs: 1. Cashless claims is a function of... (Read complete answer... ) Did you find this useful? 0 0 Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go! Please Login to Ask Our Experts Undefined Error. Company Information About Us Connect with Us Contact Us Feedback Investors Other Links Ask an Expert Insurance Articles Insurance Guides Insurance News Insurance Videos Life Insurance Companies in India General Insurance Companies in India Terms of Use Quick Links Get your Policy Analysed Claim Assistance My Account Quick Connect Phone: 022 61647056 Email: contact@myinsuranceclub.com Important: Insurance is the subject matter of solicitation © 2009-2017 MyInsuranceClub.com
Virat Tehlan September 16, 2017 Sir I have a cashless health policy of Universal sompo. Humara son policy network hospital m admit hua tha acute Bronchitis and enteric fever hone se 10 sep. ko hospital ki cashless request ko policy ne repudiated kar diya h aur cashless pay karne se policy ne mana kar diya h ab hum hospital ka 35000 ka bill kaise pay karein policy wale keh rahe h discharge bill submit karenge to reimburse hoga lekin kya total bill reimburse hoga aur Hume kya karna hoga. hospital ki liability kitni ha humari cashless request repudiated hone mein. policy holder aur patients ab kya karein kyoki patient k pass itni money nahi h hospital ko instant pay Karne k liye hum discharge hokar wapis ghar aa gaye h kya hospital policy se khud reimburse nahi kar sakta discharge bill submit kar ke ya phir patient hi bills submit kar ke reimburse kar sakta h please help me soon .. Deepak Yohannan MIC Staff September 16, 2017 | Answered in 12 Hours Hi Virat, you should first take this up with the insurance company and ask them why they are not paying for th... (Read complete answer... ) Did you find this useful? 0 0 Annapurna Das September 14, 2017 Sir, We bought a child plan through an insurance agent . We also paid the second premium through the agent but due to his irresponsibility our policy lapsed. Now what to do to revive the same policy. Plz help .... Deepak Yohannan MIC Staff September 15, 2017 | Answered in 11 Hours Hi Annapurna, you can make a complaint in writing to the insurance company explaining the circumstances. The i... (Read complete answer... ) Did you find this useful? 0 0 Srikanth Reddy September 13, 2017 Dear Sir, I am having Star Health Family Floater insurance since 16th October 2015. I renewed in Sept 2016 with bonus. My wife got heart pain on August 01st 2017, we went to hospital, the hospital conducted medical tests and they identify she is having congenital disease which we don’t know. I applied for claim for cashless hospital for surgery. My claim was rejected based on congenital disease condition. As per policy terms and conditions Congenital disease internal or external have waiting period 2 years (which is completing coming October 16th 2017), I taken advise from my doctor he said to me we will go surgery after October 16th 2017, its not emergency. Now I need below clarifications. 1. If I go surgery after October 16th 2017 can I get Claim for cashless hospital? 2. MICS CABG Procedure is cover Health Insurance?. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 1 Day Hi Srikanth, sorry to hear about the condition. Please find our inputs: 1. Cashless claims is a function of... (Read complete answer... ) Did you find this useful? 0 0 Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go! Please Login to Ask Our Experts Undefined Error. Company Information About Us Connect with Us Contact Us Feedback Investors Other Links Ask an Expert Insurance Articles Insurance Guides Insurance News Insurance Videos Life Insurance Companies in India General Insurance Companies in India Terms of Use Quick Links Get your Policy Analysed Claim Assistance My Account Quick Connect Phone: 022 61647056 Email: contact@myinsuranceclub.com Important: Insurance is the subject matter of solicitation © 2009-2017 MyInsuranceClub.com
Annapurna Das September 14, 2017 Sir, We bought a child plan through an insurance agent . We also paid the second premium through the agent but due to his irresponsibility our policy lapsed. Now what to do to revive the same policy. Plz help .... Deepak Yohannan MIC Staff September 15, 2017 | Answered in 11 Hours Hi Annapurna, you can make a complaint in writing to the insurance company explaining the circumstances. The i... (Read complete answer... ) Did you find this useful? 0 0 Srikanth Reddy September 13, 2017 Dear Sir, I am having Star Health Family Floater insurance since 16th October 2015. I renewed in Sept 2016 with bonus. My wife got heart pain on August 01st 2017, we went to hospital, the hospital conducted medical tests and they identify she is having congenital disease which we don’t know. I applied for claim for cashless hospital for surgery. My claim was rejected based on congenital disease condition. As per policy terms and conditions Congenital disease internal or external have waiting period 2 years (which is completing coming October 16th 2017), I taken advise from my doctor he said to me we will go surgery after October 16th 2017, its not emergency. Now I need below clarifications. 1. If I go surgery after October 16th 2017 can I get Claim for cashless hospital? 2. MICS CABG Procedure is cover Health Insurance?. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 1 Day Hi Srikanth, sorry to hear about the condition. Please find our inputs: 1. Cashless claims is a function of... (Read complete answer... ) Did you find this useful? 0 0 Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go! Please Login to Ask Our Experts Undefined Error. Company Information About Us Connect with Us Contact Us Feedback Investors Other Links Ask an Expert Insurance Articles Insurance Guides Insurance News Insurance Videos Life Insurance Companies in India General Insurance Companies in India Terms of Use Quick Links Get your Policy Analysed Claim Assistance My Account Quick Connect Phone: 022 61647056 Email: contact@myinsuranceclub.com Important: Insurance is the subject matter of solicitation © 2009-2017 MyInsuranceClub.com
Srikanth Reddy September 13, 2017 Dear Sir, I am having Star Health Family Floater insurance since 16th October 2015. I renewed in Sept 2016 with bonus. My wife got heart pain on August 01st 2017, we went to hospital, the hospital conducted medical tests and they identify she is having congenital disease which we don’t know. I applied for claim for cashless hospital for surgery. My claim was rejected based on congenital disease condition. As per policy terms and conditions Congenital disease internal or external have waiting period 2 years (which is completing coming October 16th 2017), I taken advise from my doctor he said to me we will go surgery after October 16th 2017, its not emergency. Now I need below clarifications. 1. If I go surgery after October 16th 2017 can I get Claim for cashless hospital? 2. MICS CABG Procedure is cover Health Insurance?. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 1 Day Hi Srikanth, sorry to hear about the condition. Please find our inputs: 1. Cashless claims is a function of... (Read complete answer... ) Did you find this useful? 0 0 Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go! Please Login to Ask Our Experts Undefined Error. Company Information About Us Connect with Us Contact Us Feedback Investors Other Links Ask an Expert Insurance Articles Insurance Guides Insurance News Insurance Videos Life Insurance Companies in India General Insurance Companies in India Terms of Use Quick Links Get your Policy Analysed Claim Assistance My Account Quick Connect Phone: 022 61647056 Email: contact@myinsuranceclub.com Important: Insurance is the subject matter of solicitation © 2009-2017 MyInsuranceClub.com
Manish Gupta September 13, 2017 Which health insurance is better Star health or Apollo munich. Deepak Yohannan MIC Staff September 15, 2017 | Answered in 2 Days Hey Manish, thats a tough one ;) Actually any comparison of brand is. I would suggest a bit of sutdy on the fe... (Read complete answer... ) Did you find this useful? 0 0 Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go!
Hirakmoy Choudhury September 11, 2017 Sir I have applied reimbursement claim against hospitalisation and sent all the document accordingly there they gave query to bring pathological report by consultant pathologist. But my lab report was signed by consultant Dr not consultant pathologist and the report format has both the option. Please clarify weather the query raised by the company is genuine or not, if it is genuine then how I will get the sign as I have already submitted original reports. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Hirakmoy, one way is to check with the lab if they have records of the tests. Most labs will have it and yo... (Read complete answer... ) Did you find this useful? 0 0 Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go!
Gayatri Punjabi September 11, 2017 my daughter is 19 yrs old,if i invest Rs 1.00 lakh for premium term of 15yrs in kotak premier life insurance will it be worth it investing will there be loss. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 2 Days Hi Gayatri, this is a traditional plan and hence the returns will be modest. Invesments are done in very low r... (Read complete answer... ) Did you find this useful? 0 0 Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go!
Pushkar Athalekar September 8, 2017 I had bought X car insurance policy in year 2016-2017 which gave me a no claim bonus (NCB) of 25% (instead of 20%). As per the terms, if no claim is made for one preceding year, NCB should be 20%. However if no claim is made for 2 consecutive years then NCB should be 25%. I had previously damage claimed in less than 2 years, hence NCB should have been 20% instead of 25%. Now I have bought a current car policy (2017-2018). I claimed for damage again but the insurance person says, it cannot be claimed because of incorrect NCB in previous policies. Please suggest if there is any workaround.. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Pushkar, there is no resolution for this which comes to my mind. You can only request the insurance company... (Read complete answer... ) Did you find this useful? 0 0 Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0 1 2 > Last 123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215216217218219220221222223224225226227228229230231232233234235236237238239240241242243244245246247248249250251252253254255256257258259260261262263264265266267268269270271272273274275276277278279280281282283284285286287288289290291292293294295296297298299300301302303304305306307308309310311312313314315316317318319320321322323324325326327328329330331332333334335336337338339340341342343344345346347348349350351352353354355356357358359360361362363364365366367368369370371372373374375376377378379380381382383384385386387388389390391392393394395396397398399400401402403404405406407408409410411412413414415416417418419420421422423424425426427428429430431432433434435436437438439440441442443444445446447448449450451452453454455456457 Go!
Rohan Badiger September 8, 2017 Dear Sir, I Kallappa Badiger. I am owner of car and tata aig car insurance, i have car accident and one leg arm fracture. I claimed mediclaim policy and sanctioned all claim amount. But in car policy one leg arm fractured 50% amount will claim. So i can claim for car insurance policy 50% amount. Awaiting for your valuable advise. With Best Regards, Badiger. Deepak Yohannan MIC Staff September 14, 2017 | Answered in 5 Days Hi Rohan, you will need to check the details of the car insurance policy you have. Check the type of personal ... (Read complete answer... ) Did you find this useful? 0 0
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