Dattada Subrahmanyeswara Raju April 20, 2019 Share this interaction Share this Facebook 0 Twitter 0 Hi, I have invested in iciciprulife guaranteed savings insurance plan. My yearly premium is Rs.50,000. So far I have paid 5 premiums and 2 premiums are due and presently policy is in paid up status. I was Unable to pay the premium due to job loss. Now I am in Position to pay the same. Please advise me whether it is better to surrender this policy or pay the premium with reinstatement amount.. Reply to this Response(s) Deepak Yohannan MIC Staff April 20, 2019 : Answered in 1 Hour Hi Raju, you will have to pay the due premiums with interest. These plans anyway offer low returns. So paying interest and reviving them may not give you overall good returns. Best to leave it as paid up.. Submit Reply to this Did you find this useful? 0 0