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Satish R
May 28, 2016
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Hi MIC team I am planning to purchase Star Health Family Optima floater policy for SA 5L, as per the policy document the have a limit of 7500 for Room rent, boarding and nursing charges, but I want to know if I go for over and above the room rent, will all other medical expenses will be proportionate or only the room rent , boarding and nursing charges will be proportionate?. I checked with star health customer service they say Room rent cap is only for the room and all other medical exps will be actuals within the SA taken. Is this correct pls let me know ? waiting for your reply. Thanks.

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Manoj Aswani
MIC Staff

May 30, 2016 : Answered in 1 Day

Yes that is correct. Room rent cap is applicable only for the room rent coverage. 
Other benefits will have their own respective caps or will be covered on actuals. 
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