Mehul Yadav December 14, 2013 Share this interaction Share this Facebook 0 Twitter 0 I have a family protect premier policy for 2 lakhs in my name for the last four years. Policy no4034i/FPP/72661549/00/000. I WOULD LIKE TO INCLUDE MY SON (14 YRS) WOULD LIKE TO KNOW WHETHER CRITICAL ILLNESS ARE COVERED .? WHAT ARE THE ENHANCING RIDERS AVAILABLE IN THIS PLAN ?. Reply to this Response(s) MIC Staff December 16, 2013 : Answered in 1 Day Assuming that you are talking of ICICI Lombard Family Premier Protect Policy, this is basic hospitalization plan. In case of claim pertaining to chronic illness like heart diseases, cancer, brain diseases, organ failure and cirrhosis of the liver, loading of 75% on the base premium will be applicable. If there are claims in the subsequent renewals, further loading of 75% would be applicable, subject to a maximum of 200% on the base premium. There are no additional riders in this plan. And yes, you can include your son in the next policy renewal. Children between the ages of 3 months and 5 years will be covered under a Floater Plan only. The brochure is available https://www.icicilombard.com/health-insurance/Brochures-FPP.html. Submit Reply to this Did you find this useful? 0 0
