Raghu Harry January 31, 2019 Share this interaction Share this Facebook 0 Twitter 0 I have SBI smart elite policy. Started 11jan 2018 I should continue it or not.. Reply to this Response(s) Deepak Yohannan MIC Staff February 1, 2019 : Answered in 10 Hours Hi Raghu, charges are on the higher side compared to options available in the market. Continuing or not is a call you have to take! But you will not be able to receive any money before 5 years.. Submit Reply to this Did you find this useful? 0 0