Sourabh March 30, 2012 Share this interaction Share this Facebook 0 Twitter 0 I have to take health insurance for my parents (Father: 72 yrs, Mother: 60 yrs). Please suggest me good health insurance for senior citizen which covers. There are lot of policies available in market but I am confused which should I select.. Reply to this Response(s) MIC Staff March 31, 2012 : Answered in 12 Hours Dear Sourabh, There are quite a few Senior Citizen plans in the industry but I feel the best one among them is National Insurance Varistha Mediclaim for Senior Citizen. This plan can be availed till 80 years of age and renewed till 90. This plan is a very good plan for the senior citizen as it takes care of all hospitalization expenses till 90 years of age. In this plan pre-existing diseases are covered after one year of claim free renewal. You need not wait for 3-4 years for it to be covered like in normal health insurance policies. Pre-existing diseases like Hypertension and Diabetes will be covered from the inception on payment of additional premium. There are other benefits in this plan as well. There are other plans like Max Bupa Heartbeat Insurance Plan which can be availed for your grandfather as well. This plan can be taken anytime and can be continues till death. But since the Senior Citizen plans are especially designed for senior citizen, it caters to their exact needs and demands.. Submit Reply to this Did you find this useful? 0 0
