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shrinidhi90.rai
February 21, 2013
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Hello!! I want to avail of a medical insurance. We are a family of 4, with I and my dad being the earning members and my mother and my sister being the two dependants. I want a medical claim for the full family cover. The medical claim should be a reasonable one and should cover maximum diseases and give maximum benefits. Waiting for your response..

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MIC Staff

February 22, 2013 : Answered in 1 Day

Dear Shrinidhi,

 

There are many choices and you must consider them according to your requirement. How much coverage you need and how much you wish to pay. National Insurance Mediclaimis a very good choice. It can be taken for family and also can be purchased online by clicking on the "BUY ONLINE" tab on the link provided.

https://www.myinsuranceclub.com/health-insurance/national-insurance-mediclaim-policy

Considering all factors, you can consider Max Bupa Heartbeat Family Floater Plan for your family. It covers cost of medical treatment, hospitalisation and day care procedures incurred by all the covered family members of maximum 2 adults and 2 children. The policy also provides maternity and child care benefits and that can be continued forever. This policy also provides free health check up every year.

L&T my health Medisure Prime Insurance Plan offers free health check every alternate year on renewal above 45 years of age. This policy offers some good features such as double sum assured for treatment of critical illnesses and coverage of pre existing diseases after 2 policy years

 

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