Lalitha hariraj April 5, 2012 Share this interaction Share this Facebook 0 Twitter 0 I want to take lic pension paln (jeevan nidhi or suraksha) for 25 yrs period yearly instalmnt of rs.2000/-. pl . clarify details what amount i will get at maturity and how much pension i will receive.. Reply to this Response(s) MIC Staff April 7, 2012 : Answered in 1 Day Dear Lalitha Hariraj, It is very difficult to state the exact amount that you get as pension because it depends on the rate of pension at that time and the type of pension you choose among the usual 5 or 6 types of pension available in the market. You are planning to purchase a Pension Plan of Rs 2000 annual premium for 25 years, i.e. a total corpus of Rs 50,000 + interest which also depends on the prevailing bank interest of interest and Bonus, if opted for. Let us assume your entire corpus would become Rs 60,000 in 25 years time. Thus, even if the pension rate is as high as 10%, then you would get an annual annuity of 10% of Rs 60,000 = Rs 6000 annually. Thus, you need to understand how much Pension you need after 25 years and then build your corpus accordingly. LIC Jeevan Nidhi or LIC Jeevan Suraksha are both Traditional Pension Plans which have already been withdrawn. Thus, if you need Traditional pension plans, pleasde consider: IndiaFirst Annuity Plan Bajaj Allianz Pension Guarantee Plan . Submit Reply to this Did you find this useful? 0 0