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Chintan Bhatia
August 1, 2011
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I wish to buy term insurance with accident rider; having rider of both accident death and permanent disability. Term plan for 20 years for Sum Assured 50 lacs. Please suggest plan. My age is 34 years.

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MIC Staff

August 1, 2011 : Answered in 9 Hours

There are Term Insurance Policies which covers both Death and Disabilities just by adding a rider to it at a very nominal cost.

There are plans like SBI Life Smart Shield Plan which has Accidental Death, Total and Permanent Disabiility rider, Aegon Religare iTerm Plan which has Accidental Death, Dismemberment and Disability rider, Aviva Life Shield Plus which has Accidental Death, Dismemberment and Disability rider, Kotak Term Plan which has Accidental Death and Permanent Disability rider, Star Union Dai-ichi Pure Term Assurance Plan which has Accidental Death and Total and Permanent Disability rider, etc.
 

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