Anup Bhatnagar April 3, 2011 Share this interaction Share this Facebook 0 Twitter 0 Want to buy a health policy,which covers myself,spouse and my child (2years) with the cover of 4-5lacs.Could you suggest me which wud b the better option.My family is already insured for 2lacs thru office mediclaim.. Reply to this Response(s) MIC Staff October 11, 2018 : Answered in 7 Years 6 Months 8 Days You can opt for any Family Floater Plan offered by most of the health insurance companies. Star Family Health Optima Insurance plan is a good health insurance policy and would provide cover for your family from Rs 1 lakh to Rs 5 lakh. This policy would take care of you and your spouse and dependent children till age 25 years, by providing a cover against any unforeseen medical expenses or emergencies. It also covers pre-existing diseases (if any) after 48 months of continuous coverage. Since there are no Third party adminitrators involved in Star Health Insurance Company, filing for a claim is quite easy as it is dealth directly by the company. There are other good products offered by other health insurance companies. You can also choose Apollo Munich Easy Health Family Plan or Reliance Healthwise. They are also extremely good and very competitive products. It is good plan to take a policy apart from the one being provided by office. . Submit Reply to this Did you find this useful? 0 0
