Aditya Birla Health Insurance Activ Health Platinum-Essential - 50 Thousand to 10 Lakhs Vs Future Generali Health Total Superior - 20 Lakh Health Plan Comparison
Aditya Birla Health Insurance
Activ Health
Platinum-Essential
50 Thousand to 10 Lakhs
Change plan
Future Generali
Health Total
Superior
20 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
Lifelong
Minimum Entry Age (Child)
91 Days
1 day
Maximum Entry Age (Child)
5
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
527
All
No Pre-Policy Medical Tests Age
45
18
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 120 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Optional
Optional
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
2000
Not Covered
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Covered
Cumulative Bonus
Yes, 50% for every claim-free year to max 100%
Cashless Hospital Network
No Cashless Treatment
4200 hospitals across India
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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