Aditya Birla Health Insurance Activ Health Platinum-Essential - 50 Thousand to 10 Lakhs Vs ICICI Lombard Health Booster Family Floater - 5 to 8,10 Lakh Health Plan Comparison
Aditya Birla Health Insurance
Activ Health
Platinum-Essential
50 Thousand to 10 Lakhs
Change plan
ICICI Lombard
Health Booster
Family Floater
5 to 8,10 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
100
Minimum Entry Age (Child)
91 Days
3 Month
Maximum Entry Age (Child)
5
20
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
527
150
No Pre-Policy Medical Tests Age
45
100
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Actual expenses
Actual expenses
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Optional
Ambulance Charges (Rs.)
2000
1% of the Annual Sum Insured maximum up to Rs. 500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Two coupons per Floater policy will be offered.
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Not covered
Cumulative Bonus
Yes, 10% of Annual Sum Insured provided on each renewal for every claim-free year up to a maximum of 50%.
Cashless Hospital Network
No Cashless Treatment
3500 hospitals across India
Free Look Period
0 days
15 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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