Aditya Birla Health Insurance Activ Health Platinum-Essential - 50 Thousand to 10 Lakhs Vs IFFCO Tokio Swasthya Kavach Wider Plan - 2 to 5 Lakh Health Plan Comparison
Aditya Birla Health Insurance
Activ Health
Platinum-Essential
50 Thousand to 10 Lakhs
Change plan
IFFCO Tokio
Swasthya Kavach
Wider Plan
2 to 5 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
60
Minimum Entry Age (Child)
91 Days
91 days
Maximum Entry Age (Child)
5
23
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
527
121
No Pre-Policy Medical Tests Age
45
46
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
2000
Not Covered
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Once at the end of 4 claim free years block @ 1.0% of average Basic Sum Insured.
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Not covered
Cumulative Bonus
Yes, 5% is granted per claim free year on renewal, subject to maximum 50% of Basic Sum Insured
Cashless Hospital Network
No Cashless Treatment
4000 hospitals across India
Free Look Period
0 days
15 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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