Aditya Birla Health Insurance Activ Health Platinum-Essential - 50 Thousand to 10 Lakhs Vs National Insurance National Mediclaim Plus Plan A - 2 to 10 Lakh Health Plan Comparison
Aditya Birla Health Insurance
Activ Health
Platinum-Essential
50 Thousand to 10 Lakhs
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National Insurance
National Mediclaim Plus
Plan A
2 to 10 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
65
Minimum Entry Age (Child)
91 Days
3 Month
Maximum Entry Age (Child)
5
18
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
527
140
No Pre-Policy Medical Tests Age
45
45
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Optional
Waiting period of 24 months
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
2000
2500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Every 2 yrs., up to INR 1,000
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Covered
e-Opinion
Covered
Not covered
Cumulative Bonus
Yes, Increase in SI by 5% of SI (excluding CB) per year up to 50% of SI (excluding CB)
Co-payment
20% of Sum Assured , 20% of admissible claim if treatment taken in non-
Cashless Hospital Network
No Cashless Treatment
No Cashless Treatment
Free Look Period
0 days
15 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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