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Aditya Birla Health Insurance Activ Health Platinum-Essential - 50 Thousand to 10 Lakhs Vs Raheja QBE Health QuBE Super Saver - 3 Lakh to 50 Lakh Health Plan Comparison

Aditya Birla Health Insurance
Activ Health
Platinum-Essential
50 Thousand to 10 Lakhs
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Raheja QBE
Health QuBE
Super Saver
3 Lakh to 50 Lakh
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Policy Tenures (Years)
1,2,3
1,2
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
65
Minimum Entry Age (Child)
91 Days
90 days
Maximum Entry Age (Child)
5
5
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
527
140
OPD Benefit
No Pre-Policy Medical Tests Age
45
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
48
48
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 30 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
2000
Not Covered
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Organ Donor Expenses
Actual expenses
20% on Sum Insured% of Sum Assured
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Not covered
Cumulative Bonus
Co-payment
Cashless Hospital Network
No Cashless Treatment
No Cashless Treatment
Free Look Period
0 days
15 days
Grace Period
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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