Apollo Munich Easy Health Individual Standard - 1 to 5,10 & 15 Lakh Vs Future Generali Future Health Suraksha Family Floater Platinum - 6 Lakh to 10 Lakh Health Plan Comparison
Apollo Munich
Easy Health Individual
Standard
1 to 5,10 & 15 Lakh
Change plan
Future Generali
Future Health Suraksha Family Floater
Platinum
6 Lakh to 10 Lakh
Change plan
Policy Tenures (Years)
2
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
Lifelong
Minimum Entry Age (Child)
91 days
90 day
Maximum Entry Age (Child)
25
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
144
130
No Pre-Policy Medical Tests Age
Compulsory for all ages
45
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
36
36
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
2000
1500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Upto 1% of Sum Insured per Insured Person,only once at the end of a block of every continuous four claim free years
Organ Donor Expenses
Actual expenses
Not covered
Ayurvedic Treatment
Rs. 20000
Not covered
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 10% for every claim-free year accumulating up to 100%
Cashless Hospital Network
4000 hospitals across India
4200 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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