India's 1st IRDAI Approved Insurance Web Aggregator

Apollo Munich Optima Restore Family Floater - 5 Lakh Vs National Insurance National Parivar Mediclaim Plus Plan A - 6 to 10 Lakh Health Plan Comparison

Apollo Munich
Optima Restore
Family Floater
5 Lakh
Change plan
National Insurance
National Parivar Mediclaim Plus
Plan A
6 to 10 Lakh
Change plan
Policy Tenures (Years)
1
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
65
Minimum Entry Age (Child)
91 days
3 Month
Maximum Entry Age (Child)
25
18
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Fully Covered
No. of Day Care Treatments Covered
All
140
OPD Benefit
No Pre-Policy Medical Tests Age
Compulsory for all ages
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
36
36
Waiting Period for Named Ailments (months)
24
24
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 30 days
Post-hospitalisation Expenses
Actual expenses for Upto 180 days
Actual expenses for Upto 60 days
Domiciliary Treatment
Actual expenses
Not Covered
Maternity Expenses
Not Covered
Waiting period of 24 months
Newborn Coverage
Not Covered
Actual expenses for
Recharge of Sum Assured
Hospital Cash Benefit
Ambulance Charges (Rs.)
2000
2500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Covered , Upto Rs.2500
Covered , Every 2 yrs., up to INR 5,000 irrespective of claims
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Actual expenses
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 50% of the basic sum insured for every claim free year accumulating up to 100%
Co-payment
Cashless Hospital Network
4000 hospitals across , 800 India
No Cashless Treatment
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
Calculate Your Premium
Change Plan
Company name
Plan Name
Sum Assured
Compare
Important: Insurance is the subject matter of solicitation | © 2009-2022 MyInsuranceClub.com