Bajaj Allianz Family Health Insurance Gold - 3 Lakh to 50 Lakh Vs Max Bupa GoActive Family Floater - 5 Lakh Health Plan Comparison
Bajaj Allianz
Family Health Insurance
Gold
3 Lakh to 50 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
65
Minimum Entry Age (Child)
3 months
91 days
Maximum Entry Age (Child)
30
21
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
0
No. of Day Care Treatments Covered
130
All
No Pre-Policy Medical Tests Age
45
Compulsory for all ages
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
36
36
Waiting Period for Named Ailments (months)
36
36
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 90 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 180 days
Domiciliary Treatment
Not Covered
Actual expenses
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
20000
3000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Free Health check up
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 10% of base sum insured per annum, but:
The maximum cumulative increase in the Limit of Indemnity will be limited to 10 years and 100%
Co-payment
% of Sum Assured , Zone1=All India Coverage
Zone2=All India coverag
Cashless Hospital Network
No Cashless Treatment
No Cashless Treatment
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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