Bajaj Allianz Family Health Insurance Silver - 1.5 Lakh to 2 Lakh Vs Future Generali Future Health Suraksha Basic - 50000 to 5 Lakh Health Plan Comparison
Bajaj Allianz
Family Health Insurance
Silver
1.5 Lakh to 2 Lakh
Change plan
Future Generali
Future Health Suraksha
Basic
50000 to 5 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
65
Lifelong
Minimum Entry Age (Child)
3 months
90 day
Maximum Entry Age (Child)
30
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Fully Covered
Actual
No. of Day Care Treatments Covered
130
130
No Pre-Policy Medical Tests Age
45
45
Room Rent
Actual Rent
Actual Rent
ICU Rent
Actual Rent
Actual Rent
Waiting Period for Pre-existing Diseases (months)
36
36
Waiting Period for Named Ailments (months)
36
36
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Not Covered
Not Covered
Maternity Expenses
Not Covered
Not Covered
Newborn Coverage
Not Covered
Not Covered
Hospital Cash Benefit
Optional
Ambulance Charges (Rs.)
20000
1500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Organ Donor Expenses
Actual expenses
Not covered
Ayurvedic Treatment
Not covered
Not covered
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 10% of base sum insured per annum, but:
The maximum cumulative increase in the Limit of Indemnity will be limited to 10 years and 100%
Cashless Hospital Network
No Cashless Treatment
4200 hospitals across India
Free Look Period
15 days
15 days
Grace Period
30 days
30 days
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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