1%(one percent) of the sum insured or Rs. 2500 (tw
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Recovery Benefit
Health Check up
Covered , 1% (one percent) of the average sum insured during the block of four claim free policies.
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Actual expenses
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Not covered
Not covered
Cumulative Bonus
Yes, 50% of Sum Insured
every claim free year
subject to maximum
of 100% of Sum
Insured
Yes, 5% (five percent) of the basic sum insured at each renewal in respect of each claim free year of insurance, subject to maximum of 50% (fifty percent) of the insured person’s basic sum insured of the expiring