Future Generali Health Total Family Floater Superior - 25 Lakh Vs Magma HDI One Health Shield - 5,7.5,10 & 15 Lakh Health Plan Comparison
Future Generali
Health Total Family Floater
Superior
25 Lakh
Change plan
Magma HDI
One Health
Shield
5,7.5,10 & 15 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
65
Minimum Entry Age (Child)
1 day
91 days
Maximum Entry Age (Child)
25
25
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
0
No. of Day Care Treatments Covered
All
541
No Pre-Policy Medical Tests Age
18
Compulsory for all ages
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
24
24
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 120 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Not Covered
Actual expenses
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Recharge of Sum Assured
Optional
Ambulance Charges (Rs.)
Not Covered
7500
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Health Check up
Covered , Free Health check up-Annual
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Actual expenses
100% of Sum Assured
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Covered
Cumulative Bonus
Yes, 50% for every claim-free year to max 100%
Yes, 20% of Sum Insured, subject to a maximum of 100%
Co-payment
% of Sum Assured , Option to choose 10% or 20% and 20% is mandatory i
Cashless Hospital Network
4200 hospitals across India
No Cashless Treatment
International Treatment
Not covered
Not covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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