Future Generali Health Total Vital - 10 Lakh Vs Cigna TTK ProHealth Select Individual Select - A - 15,20 & 25 Lakh Health Plan Comparison
Cigna TTK
ProHealth Select Individual
Select - A
15,20 & 25 Lakh
Change plan
Policy Tenures (Years)
1,2,3
1,2,3
Minimum Entry Age (Adult)
18
18
Maximum Entry Age (Adult)
Lifelong
Minimum Entry Age (Child)
1 day
91 days
Maximum Entry Age (Child)
25
23
Maximum Renewal Age
Lifelong
Lifelong
Fees of Surgeon, Anesthetic, Nurses etc
Actual
Fully Covered
No. of Day Care Treatments Covered
All
171
No Pre-Policy Medical Tests Age
50
19
Room Rent
Actual Rent
Not Covered
ICU Rent
Actual Rent
Not Covered
Waiting Period for Pre-existing Diseases (months)
24
24
Waiting Period for Named Ailments (months)
0
0
Pre-hospitalisation Expenses
Actual expenses for Upto 60 days
Actual expenses for Upto 60 days
Post-hospitalisation Expenses
Actual expenses for Upto 90 days
Actual expenses for Upto 90 days
Domiciliary Treatment
Not Covered
Actual expenses
Maternity Expenses
Optional
Not Covered
Newborn Coverage
Not Covered
Not Covered
Ambulance Charges (Rs.)
1500
2000
Air Ambulance Charges (Rs.)
Not Covered
Not Covered
Organ Donor Expenses
Actual expenses
Actual expenses
Ayurvedic Treatment
Actual expenses
Actual expenses
Second Opinion
Not covered
Not covered
e-Opinion
Covered
Not covered
Cumulative Bonus
Yes, 50% for every claim-free year to max 100%
Yes, 5 % each year maximum upto 100%.This will not be reduced in case of claim under the Policy
Cashless Hospital Network
4200 hospitals across India
No Cashless Treatment
International Treatment
Not covered
Covered
Tax Benefit
Yes, under section 80D
Yes, under section 80D
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